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Forum: FIRE and Money 04-20-2021, 07:16 AM
Replies: 66
Views: 2,920
Posted By zinger1457
The FERS SS contribution was never meant to match...

The FERS SS contribution was never meant to match the CSRS pension by itself, you also need to add in the smaller FERS pension and the 5% company matching TSP contribution which could add up to a...
Forum: Other topics 04-20-2021, 06:48 AM
Replies: 8
Views: 321
Posted By zinger1457
If wanting to go on the cheap Harbor Freight has...

If wanting to go on the cheap Harbor Freight has a transfer pump for ~$7 that I've had good luck with. I used it on my pickup truck for transmission fluid changes (transmission fill port was in an...
Forum: Health and Early Retirement 04-19-2021, 07:58 PM
Replies: 163
Views: 11,611
Posted By zinger1457
KFF expects many insurance companies will be...

KFF expects many insurance companies will be needing to issue rebates this year due to the medical loss provision in the ACA, I got a $600 check last year from BCBS....
Forum: FIRE and Money 04-19-2021, 06:20 PM
Replies: 66
Views: 2,920
Posted By zinger1457
I also deferred my FERS retirement, left the feds...

I also deferred my FERS retirement, left the feds at 53. The retirement training is geared towards those applying for an immediate retirement, I'm sure the vast majority fall in that category. The...
Forum: FIRE and Money 04-18-2021, 07:33 PM
Replies: 66
Views: 2,920
Posted By zinger1457
Did you retired under CSRS? That probably is a...

Did you retired under CSRS? That probably is a common scenario for those that retired under CSRS but not for those who retired under FERS. The FERS pension isn't meant to be the sole source of...
Forum: Other topics 04-15-2021, 09:12 AM
Replies: 17
Views: 531
Posted By zinger1457
Is that compressor able to handle larger jobs...

Is that compressor able to handle larger jobs like multiple shutters? I had a similar setup (same paint gun) and a 6 gal. compressor and it was great for really small paint jobs but the compressor...
Forum: Technology, Media & e-Gadgets 04-13-2021, 03:37 PM
Replies: 19
Views: 560
Posted By zinger1457
I started with a soundbar/subwoofer combo then...

I started with a soundbar/subwoofer combo then tried a quality (Klipsch) center channel speaker with my existing stereo system and speakers. The quality of audio/voice was considerably better with...
Forum: Other topics 04-11-2021, 04:45 PM
Replies: 18
Views: 962
Posted By zinger1457
I tried Costco when I purchased a new vehicle two...

I tried Costco when I purchased a new vehicle two years ago, did a lot better negotiating on my own with the dealer.
Forum: Health and Early Retirement 04-11-2021, 07:20 AM
Replies: 163
Views: 11,611
Posted By zinger1457
I've been using a tax spreadsheet (Excel) for...

I've been using a tax spreadsheet (Excel) for years that makes it easy to check various income and tax options. Takes some time to initially setup but once done it's easy to update from one year to...
Forum: Health and Early Retirement 04-10-2021, 03:20 PM
Replies: 163
Views: 11,611
Posted By zinger1457
There is no guarantee with ACA that any of the...

There is no guarantee with ACA that any of the health insurers or plans available to you this year will be available next year, I had some years where I only had one insurer offering ACA plans in my...
Forum: Health and Early Retirement 04-10-2021, 11:12 AM
Replies: 64
Views: 3,606
Posted By zinger1457
The elevation will definitely make a difference,...

The elevation will definitely make a difference, I like to visit Breckenridge in the fall and it does take some time to adjust. Trekking poles help take some of the stress off the legs, especially...
Forum: Health and Early Retirement 04-10-2021, 10:16 AM
Replies: 163
Views: 11,611
Posted By zinger1457
The subsidy calculated is based on the second...

The subsidy calculated is based on the second lowest cost silver plan available to you. You would pay no more than 8.5% of MAGI as long as you select the second lowest cost silver plan or a cheaper...
Forum: COVID-19 | Containment Area 04-09-2021, 04:30 PM
Replies: 3,255
Views: 152,934
Posted By zinger1457
The numbers the county shows are based on the...

The numbers the county shows are based on the total population, not just adults, they show 33.5% of the people living in the county have received at least one dose. One interesting chart shown is...
Forum: COVID-19 | Containment Area 04-09-2021, 04:09 PM
Replies: 3,255
Views: 152,934
Posted By zinger1457
In my county it looks like we've reached the...

In my county it looks like we've reached the turning point where there are more vaccines then people signing up, the county currently has 2000 open appointments. Both J&J and Moderna available, I...
Forum: Other topics 04-07-2021, 08:04 PM
Replies: 118
Views: 4,371
Posted By zinger1457
From what I read he was banged up pretty good...

From what I read he was banged up pretty good around the head, he was found unconscious when the first person got to his car after the crash, that could have affected his memory of what happened.
Forum: Health and Early Retirement 04-01-2021, 06:26 PM
Replies: 163
Views: 11,611
Posted By zinger1457
Maybe I'm missing something but if your income is...

Maybe I'm missing something but if your income is over 400% FPL you would have to pay 8.5% of your income towards the second lowest cost silver plan. How do you come up with $0?
Forum: Technology, Media & e-Gadgets 03-31-2021, 07:51 AM
Replies: 26
Views: 1,055
Posted By zinger1457
If you turn off the option for the Edge browser...

If you turn off the option for the Edge browser to remember your password it doesn't check it.
Forum: Technology, Media & e-Gadgets 03-31-2021, 07:44 AM
Replies: 26
Views: 1,055
Posted By zinger1457
Most if not all browsers have the option to look...

Most if not all browsers have the option to look at and remember your passwords, it's your choice whether you allow it.
Forum: Technology, Media & e-Gadgets 03-30-2021, 09:22 PM
Replies: 26
Views: 1,055
Posted By zinger1457
As inconvenient as getting all those messages may...

As inconvenient as getting all those messages may be it is warning you of a problem. Are you using the same password on multiple sites? I think you would be better off using a dedicated password...
Forum: Health and Early Retirement 03-30-2021, 05:31 PM
Replies: 163
Views: 11,611
Posted By zinger1457
You can check the ACA plans available to you...

You can check the ACA plans available to you here, https://www.healthcare.gov/see-plans/#/. The cost ($650/mo) you calculated is based on selecting the second lowest cost silver plan available to...
Forum: COVID-19 | Containment Area 03-29-2021, 06:14 PM
Replies: 3,255
Views: 152,934
Posted By zinger1457
I had shoulder problems after getting my second...

I had shoulder problems after getting my second Shingrix shot (Walgreens pharmacy), very sharp pain when twisting the shoulder, especially when golfing. Took a couple months for it to go away,...
Forum: FIRE and Money 03-24-2021, 03:43 PM
Replies: 15
Views: 1,522
Posted By zinger1457
The TSP follows the IRS 'separation from service'...

The TSP follows the IRS 'separation from service' rules for penalty free withdrawals from qualified plans, it is during the year you turn 55. One could leave their job in Feb 2021 at 54, turn 55 in...
Forum: FIRE and Money 03-23-2021, 06:38 PM
Replies: 15
Views: 1,522
Posted By zinger1457
The TSP rule regarding age 55 is that the...

The TSP rule regarding age 55 is that the withdrawal is penalty free if you separate from service during the year you turn 55. The TSP web site has most if not all of the information needed, it...
Forum: FIRE and Money 03-21-2021, 07:37 PM
Replies: 56
Views: 4,379
Posted By zinger1457
My house has been paid off for 12 years, renting...

My house has been paid off for 12 years, renting an equivalent place would cost me over 3X what I currently pay in property taxes, insurance and yearly maintenance.
Forum: Technology, Media & e-Gadgets 03-21-2021, 12:27 PM
Replies: 362
Views: 41,967
Posted By zinger1457
Struck out last night on Prime movies, started...

Struck out last night on Prime movies, started watching 'Honest Thief' (Liam Neeson) and the storyline was so ridiculous stopped watching it after 30 minutes, should have stopped long before that....
Showing results 1 to 25 of 2642

 
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