Join Early Retirement Today
Showing results 1 to 25 of 8000
Search took 0.44 seconds.
Search: Posts Made By: RunningBum
Forum: FIRE and Money Yesterday, 01:15 PM
Replies: 30
Views: 782
Posted By RunningBum
I would go with any three of VG, Fido, and...

I would go with any three of VG, Fido, and Schwab. The bulk is with VG because they had the best low cost index funds back when that's what I wanted. I also have an HSA and DAF more recently opened...
Forum: Technology, Media & e-Gadgets 04-21-2021, 04:45 PM
Replies: 46
Views: 1,740
Posted By RunningBum
Ours is similar to that, another rural electrical...

Ours is similar to that, another rural electrical co-op thing that got a govt grant to help with installation. $50 for 100Mbps, would be $80 for 1G, which I can't justify. Instead I kept my cable...
Forum: FIRE and Money 04-21-2021, 04:37 PM
Replies: 8
Views: 253
Posted By RunningBum
I did not intend to make a morality statement or...

I did not intend to make a morality statement or pass judgement on you or anyone. I even pointed out that there was no way to manipulate this since the law was passed after the end of the year, and...
Forum: FIRE and Money 04-21-2021, 02:06 PM
Replies: 8
Views: 253
Posted By RunningBum
Not directed at you specifically, but it's a...

Not directed at you specifically, but it's a little hard to feel sorry for people who went over the subsidy cliff but because they underestimated their income, they are still getting subsidized. ...
Forum: FIRE and Money 04-21-2021, 11:08 AM
Replies: 8
Views: 253
Posted By RunningBum
I would wait as the IRS says. Give them a chance...

I would wait as the IRS says. Give them a chance to work it out. I understand it is significant money, but it wasn't money you were counting on so it shouldn't be critical. They should be able to...
Forum: FIRE and Money 04-21-2021, 10:33 AM
Replies: 20
Views: 882
Posted By RunningBum
Did you input the same thing into each...

Did you input the same thing into each calculator? Which ones were off? I'd try to understand a $7K difference first. If you can't figure it out, then I'd use the worst case to avoid an...
Forum: FIRE and Money 04-21-2021, 09:21 AM
Replies: 34
Views: 1,267
Posted By RunningBum
I've had well over half my portfolio in my...

I've had well over half my portfolio in my company stock at its peak, mostly in unexercised stock options. It worked great, until it didn't. I've never gone back to figure out whether I'd have done...
Forum: FIRE and Money 04-21-2021, 07:29 AM
Replies: 5
Views: 209
Posted By RunningBum
OP has $50K pension and $50K dividends, so...

OP has $50K pension and $50K dividends, so $150/151K of conversions puts them right at $250/251K. They could also just run it as $250/251K conversions.

Actually I'm not sure whether pension is...
Forum: FIRE and Money 04-21-2021, 06:37 AM
Replies: 29
Views: 1,329
Posted By RunningBum
You googled too quickly. Look at the Yahoo link...

You googled too quickly. Look at the Yahoo link someone else provided about the 14 companies (as of 2019) who still had them, not the IBD link about the companies that still have a pension...
Forum: FIRE and Money 04-21-2021, 06:30 AM
Replies: 5
Views: 209
Posted By RunningBum
Pretty certain it's just the part of AGI over...

Pretty certain it's just the part of AGI over $250K ($200K singles) that gets hit with the 3.8% NIIT. Run it through any tax program to verify. Do a $150K conversion, then $151K, and you should see...
Forum: Other topics 04-20-2021, 09:14 PM
Replies: 89
Views: 4,756
Posted By RunningBum
Can't the kids disclaim as well? And anyone else...

Can't the kids disclaim as well? And anyone else in line?

Do nothing sounds better though.
Forum: Travel Information 04-20-2021, 03:54 PM
Replies: 168
Views: 9,392
Posted By RunningBum
Well, let's see. In your long reign here, you...

Well, let's see. In your long reign here, you started with a post about stink bugs: https://www.early-retirement.org/forums/f27/what-is-your-stink-bug-strategy-heres-ours-105721-3.html#post2494817...
Forum: Life after FIRE 04-19-2021, 07:02 PM
Replies: 793
Views: 57,722
Posted By RunningBum
What area did you wind up in, Nate?

What area did you wind up in, Nate?
Forum: FIRE and Money 04-19-2021, 03:21 PM
Replies: 82
Views: 6,696
Posted By RunningBum
I was going to add a comment that they probably...

I was going to add a comment that they probably didn't have the kind of portfolio I'd recommend then or now, but had they been listening to me at the time 25 years ago, I'd have probably gotten them...
Forum: COVID-19 | Containment Area 04-19-2021, 03:12 PM
Replies: 482
Views: 27,139
Posted By RunningBum
I couldn't be happier for all of you! What a...

I couldn't be happier for all of you! What a great outcome! And now in great hands with the grill sergeant!
Forum: FIRE and Money 04-19-2021, 03:08 PM
Replies: 82
Views: 6,696
Posted By RunningBum
I know it is, which is why I mentioned upfront...

I know it is, which is why I mentioned upfront that I didn't know it. Every case is unique in many ways, so it's not like having it would answer the OP question definitively.
Not that I'm aware of....
Forum: FIRE and Money 04-19-2021, 10:53 AM
Replies: 82
Views: 6,696
Posted By RunningBum
No, their home was sold years ago, now they are...

No, their home was sold years ago, now they are essentially paying rent in a retirement center. I don't want to sidetrack the thread on this. bobandsherry asked for real life stories, and this is...
Forum: FIRE and Money 04-19-2021, 08:28 AM
Replies: 82
Views: 6,696
Posted By RunningBum
My parents are 86 and 84. They will not be able...

My parents are 86 and 84. They will not be able to cover their expenses if my mom lives more than 3 years longer. The main culprit is increased expenses due to Mom's memory care. They retired 24...
Forum: FIRE and Money 04-18-2021, 06:38 PM
Replies: 31
Views: 1,248
Posted By RunningBum
Any details on how they do this?

Any details on how they do this?
Forum: Life after FIRE 04-18-2021, 03:13 PM
Replies: 65
Views: 3,068
Posted By RunningBum
Vail in early April for me a few years ago was...

Vail in early April for me a few years ago was exactly as I described.
Forum: FIRE and Money 04-17-2021, 05:29 PM
Replies: 82
Views: 6,696
Posted By RunningBum
Well, maybe that's just me being nit-picky again....

Well, maybe that's just me being nit-picky again. I just don't like people telling me that what I prepare for in case something bad happens is actually something I believe will happen, or that I...
Forum: Life after FIRE 04-17-2021, 05:25 PM
Replies: 65
Views: 3,068
Posted By RunningBum
April skiing can be good, but my experience is...

April skiing can be good, but my experience is that the thaw/freeze cycle that happens a lot then makes for bad conditions. It's rock hard first thing in the morning, and by afternoon it's stick...
Forum: Life after FIRE 04-17-2021, 05:01 PM
Replies: 40
Views: 1,215
Posted By RunningBum
The one time I bought one (3rd party thru my...

The one time I bought one (3rd party thru my credit union when I bought the car through their car buying service) it was a headache to try to use. The repair shop didn't want to deal with it, and...
Forum: FIRE and Money 04-17-2021, 04:30 PM
Replies: 82
Views: 6,696
Posted By RunningBum
Nobody said they were rules. You do what you...

Nobody said they were rules. You do what you want. I'll do what I want, like the part of those 7 things I said I do.

You may notice that I rarely answer Yes or No to the "Can I retire?" queries....
Forum: Health and Early Retirement 04-17-2021, 02:00 PM
Replies: 163
Views: 11,614
Posted By RunningBum
No, not unless California does something really...

No, not unless California does something really bizarre.
Showing results 1 to 25 of 8000

 
Forum Jump

 
All times are GMT -6. The time now is 02:01 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.