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Forum: Other topics 01-14-2017, 05:47 AM
Replies: 50
Views: 8,104
Posted By eta2020
Good Bye Forum

"Great is the art of beginning, but greater is the art of ending."
Henry Wadsworth Longfellow
Forum: Other topics 01-13-2017, 06:06 PM
Replies: 513
Views: 57,965
Posted By eta2020
Good bottle of Red Wine with some well matched...

Good bottle of Red Wine with some well matched steak or rack of lamb.
Forum: Health and Early Retirement 01-13-2017, 04:29 PM
Replies: 44
Views: 4,665
Posted By eta2020
I like to be a CEO of this non profit Kaiser and...

I like to be a CEO of this non profit Kaiser and get 8 million USD annual pay :laugh: And when you call 911 you are driven in non profit ambulance to non profit hospital.

Sounds like Munich...
Forum: Health and Early Retirement 01-13-2017, 03:18 PM
Replies: 44
Views: 4,665
Posted By eta2020
When I hear sums of money some of you can pay :)...

When I hear sums of money some of you can pay :) I have a feeling you are rich enough to get for example Portuguese residency and with it good health care.

It is way more interesting and rewarding...
Forum: Health and Early Retirement 01-13-2017, 02:06 PM
Replies: 44
Views: 4,665
Posted By eta2020
As I said before consider moving to another...

As I said before consider moving to another country until age 65. Country that offers high quality Universal Healthcare.

I understand that such option may be tough without second passport or...
Forum: Health and Early Retirement 01-13-2017, 01:07 PM
Replies: 44
Views: 4,665
Posted By eta2020
You can be confident of one thing. They are...

You can be confident of one thing. They are businesses whose objective is not your health but their profit. :)
Forum: Life after FIRE 01-09-2017, 05:08 PM
Replies: 87
Views: 9,046
Posted By eta2020
https://www.lightpollutionmap.info/ Picture...

https://www.lightpollutionmap.info/

Picture is worth 1000 words. Look at North Dakota at night. It is almost brighter then Front Range Colorado. 16 years ago it was all dark. Now thats growth :)
Forum: Health and Early Retirement 01-08-2017, 05:26 AM
Replies: 43
Views: 5,832
Posted By eta2020
Millennial Revolution - Denouncing the Cult of...

Millennial Revolution - Denouncing the Cult of Homeownership (https://www.madfientist.com/millennial-revolution-interview/)

"Mad Fientist: Yeah, I’m back in the UK now as a full-time resident—well,...
Forum: Health and Early Retirement 01-06-2017, 11:52 AM
Replies: 43
Views: 5,832
Posted By eta2020
And study Spanish. :laugh:

And study Spanish. :laugh:
Forum: FIRE and Money 01-05-2017, 06:17 PM
Replies: 78
Views: 6,928
Posted By eta2020
In our case if a bump in quality of life was...

In our case if a bump in quality of life was worth the price of being further away from our DD.

But the point is you are living on the world where you free to do this to pursue your happiness.
Forum: FIRE and Money 01-05-2017, 06:02 PM
Replies: 78
Views: 6,928
Posted By eta2020
"Life, Liberty and the pursuit of Happiness" ...

"Life, Liberty and the pursuit of Happiness"

If FI you are truly free to live anywhere you desire :) So you can move lets say to lovely Guanajuato Mexico, cut your spending by 80% and have not...
Forum: Health and Early Retirement 01-05-2017, 05:05 PM
Replies: 43
Views: 5,832
Posted By eta2020
Hmm my calculation is telling me you will pay...

Hmm my calculation is telling me you will pay about 3k a month by 2029 if annual increases are 11.77%.

Rule of 72 ... 72/11.77 tells me your premium will double in 6.1 years :laugh: That is you...
Forum: Health and Early Retirement 01-05-2017, 08:34 AM
Replies: 43
Views: 5,832
Posted By eta2020
I protect it by having European Union passport...

I protect it by having European Union passport and plan B to relocate to EU country where high quality health care costs usually in range 40-300 USD a month (when not working) a there are no...
Forum: Stock Picking and Market Strategy 12-07-2016, 05:36 PM
Replies: 15
Views: 1,586
Posted By eta2020
The trump card :laugh: for up is "Tax cuts" and...

The trump card :laugh: for up is "Tax cuts" and for decline is "trade wars" and potentially sporadic/unpredictable behavior.
Forum: Stock Picking and Market Strategy 12-07-2016, 05:13 PM
Replies: 15
Views: 1,586
Posted By eta2020
Michael you are right. But what we see is...

Michael you are right. But what we see is positive market reaction to leadership which looks more and more as very business friendly. (As more billionaires take key posts) It is as simple as that.
...
Forum: FIRE and Money 12-05-2016, 05:52 PM
Replies: 30
Views: 4,076
Posted By eta2020
Well I doubt Banks profit from Low interest...

Well I doubt Banks profit from Low interest rates.

It is more like Consumers and firms wishing to borrow, Government debt and equity owners are people/institutions who benefit from it. BTW this is...
Forum: FIRE and Money 12-05-2016, 02:07 PM
Replies: 100
Views: 12,565
Posted By eta2020
Yes that would be a God send gift :) for so...

Yes that would be a God send gift :) for so called coastal elites (primary owners of equities) resulting in eye-popping returns in equities and dividend growth.
Forum: FIRE and Money 12-05-2016, 09:45 AM
Replies: 30
Views: 4,076
Posted By eta2020
I am aware of that. What I am saying moving for...

I am aware of that. What I am saying moving for renter is relatively trivial compared to owner.

Renter does not pay 6% commision for this privilege.
Forum: FIRE and Money 12-04-2016, 03:59 PM
Replies: 30
Views: 4,076
Posted By eta2020
Maybe that is why ton of FI Bloggers are renters...

Maybe that is why ton of FI Bloggers are renters for ever. Allegedly financially they come up on top as renters.

I guess if you want to vote with your feet and you are an owner it will cost you 6%...
Forum: FIRE and Money 12-04-2016, 03:43 PM
Replies: 100
Views: 12,565
Posted By eta2020
I frankly would like to see such change to tax...

I frankly would like to see such change to tax code since efectively it simplifies tax code.

Now we do not have mortgage for last 15 years and I would not attempt to FIRE if would need one. (Or...
Forum: FIRE and Money 12-04-2016, 03:32 PM
Replies: 100
Views: 12,565
Posted By eta2020
Well if all goes by the plan (Expected Changes to...

Well if all goes by the plan (Expected Changes to federal taxes) standard deduction for couple will go from 12600 to 30000 bucks.

That will make itemized returns disadvantageous for many couples...
Forum: FIRE and Money 12-04-2016, 01:59 PM
Replies: 147
Views: 18,786
Posted By eta2020
I hate to say it but just as we see growing...

I hate to say it but just as we see growing income gap we see growing housing recovery gap. So in that respect owning house in Silicon Valley is great thing.

That ultra expensive Palo Alto CA or...
Forum: FIRE and Money 12-04-2016, 10:09 AM
Replies: 147
Views: 18,786
Posted By eta2020
Well it may be worth to fork extra few thousand...

Well it may be worth to fork extra few thousand dollars for place with great weather, walkable neighborhood, highly educated workforce, access to Ocean and Mountains, nice historic neighborhood, good...
Forum: FIRE and Money 12-04-2016, 08:49 AM
Replies: 147
Views: 18,786
Posted By eta2020
What about Income taxes, Property Taxes and...

What about Income taxes, Property Taxes and Healthcare Cost?

In MA at least 2 of the above are low. (Healthcare Cost and Income Taxes). So even with payed off house one is facing huge property...
Forum: FIRE and Money 12-02-2016, 07:57 PM
Replies: 147
Views: 18,786
Posted By eta2020
I expect anything between 6k and 10k a month with...

I expect anything between 6k and 10k a month with no mortgage (owning place, not renting)

I would love to stay based in lovely and liberal and surely not cheap Cambridge MA :). It is otherwise...
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