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Search: Posts Made By: jj
Forum: FIRE and Money 02-23-2020, 06:01 PM
Replies: 28
Views: 1,425
Posted By jj
Thank you!! cathy63 I don't think I would ever...

Thank you!! cathy63 I don't think I would ever have found it without your express instructions.

jj
Forum: FIRE and Money 02-22-2020, 03:53 PM
Replies: 28
Views: 1,425
Posted By jj
Same here, TurboTax desktop. I filed our...

Same here, TurboTax desktop.

I filed our 2019 taxes earlier this week. Now I want to do some planning for this year but I can't find the "What-If" worksheets in the Forms section of TurboTax. I...
Forum: FIRE and Money 01-07-2020, 08:26 AM
Replies: 121
Views: 13,264
Posted By jj
50/45/5 Stock % has drifted up from 45, but...

50/45/5

Stock % has drifted up from 45, but reluctant to realize capital gains to bring it back down again. Some very small pensions coming onstream, but they don't amount to more than 10% of...
Forum: FIRE and Money 10-31-2019, 11:04 AM
Replies: 149
Views: 11,198
Posted By jj
10% post tax (7% Roth, 2% 529 plan, 1% HSA) ...

10% post tax (7% Roth, 2% 529 plan, 1% HSA)

17% tax deferred (10% IRA, 7% treasury 'i' bonds)

73% taxable

It's interesting to me how 'all over the map' the results are. We have tried to...
Forum: Travel Information 09-07-2019, 11:47 AM
Replies: 12
Views: 689
Posted By jj
https://www.airporttaxis-uk.co.uk/ Onward...

https://www.airporttaxis-uk.co.uk/

Onward Travel Solutions is the company I have used a total of four times now, from both Gatwick and Manchester airports. After I'd booked with them the first...
Forum: Travel Information 08-30-2019, 10:22 AM
Replies: 21
Views: 972
Posted By jj
This! In VRBO/AirBnB type listings for...

This!

In VRBO/AirBnB type listings for Europe be aware that 'dryer' can sometimes mean a drying rack. The usual term in the UK is 'tumble dryer' and it will be tiny by US standards.
Forum: Health and Early Retirement 06-05-2019, 08:24 AM
Replies: 63
Views: 4,772
Posted By jj
That's what is suspected. So, how on earth does...

That's what is suspected. So, how on earth does one, when faced with an emotionally devastating diagnosis, sift through all this to work out if the doctor they're seeing is giving them the best...
Forum: Health and Early Retirement 06-05-2019, 07:53 AM
Replies: 63
Views: 4,772
Posted By jj
Where online can you find rational discussion of...

Where online can you find rational discussion of the peer-reviewed options on care that is evidence-based?

Even on the Rightcare Alliance site there are no links.
Forum: Other topics 06-01-2019, 07:07 AM
Replies: 29
Views: 1,084
Posted By jj
Good tip

Good tip
Forum: Life after FIRE 05-30-2019, 09:59 AM
Replies: 32
Views: 2,573
Posted By jj
Do you have heirs? The one thing that prevents us...

Do you have heirs? The one thing that prevents us from seriously considering a move back to the UK is that we would regain our UK domicile and our estate would be subject to inheritance taxes.
Forum: Health and Early Retirement 05-26-2019, 10:43 AM
Replies: 55
Views: 3,409
Posted By jj
If it were planning for this I would work out...

If it were planning for this I would work out these same figures for the last couple of years before the first of you qualifies for Medicare. Say, you are 62 and 64... just look at what a couple that...
Forum: FIRE and Money 05-25-2019, 10:25 AM
Replies: 74
Views: 12,043
Posted By jj
I seem to remember that the author of that book...

I seem to remember that the author of that book was a poster here many moons ago...
Forum: Other topics 05-19-2019, 11:40 AM
Replies: 55
Views: 6,419
Posted By jj
And I hope he would do that...

And I hope he would do that...
Forum: Other topics 05-19-2019, 09:59 AM
Replies: 55
Views: 6,419
Posted By jj
Well, yes and no. If it were DH left behind he...

Well, yes and no. If it were DH left behind he would go out very rarely, I suspect. At the moment, most of our going out expenses are instigated by me - there's no way I want to be stuck at home all...
Forum: Other topics 05-19-2019, 07:51 AM
Replies: 55
Views: 6,419
Posted By jj
Impact of IRMAA surcharges

In addition to the impact of federal income taxes when moving from MFJ to filing individually, IRMAA may actually increase and not just stay the same as when married.

An example: MFJ with a MAGI...
Forum: Health and Early Retirement 05-18-2019, 10:13 AM
Replies: 93
Views: 6,674
Posted By jj
I'm guessing there's a subsidy for that BCBS...

I'm guessing there's a subsidy for that BCBS HI...? My Bronze HSA policy with no subsidy is similar to yours, age 59.
Forum: Health and Early Retirement 05-13-2019, 06:43 AM
Replies: 93
Views: 6,674
Posted By jj
It's all relative, if you're used to paying...

It's all relative, if you're used to paying $25,000/year, with a 5 digit max oop on top, then $9,000 looks like a bargain. When you're used to highly subsidized employer HI, $9,000 seems like...
Forum: Health and Early Retirement 05-12-2019, 10:39 AM
Replies: 93
Views: 6,674
Posted By jj
Thank you - What dental plan is that?

Thank you - What dental plan is that?
Forum: Health and Early Retirement 05-11-2019, 09:35 PM
Replies: 93
Views: 6,674
Posted By jj
I estimate that once my spouse is on Medicare our...

I estimate that once my spouse is on Medicare our annual premiums will drop from about $20k/year to maybe $15k. The oop max per year will be lower with a medigap plan. This will at least stop our...
Forum: Health and Early Retirement 05-11-2019, 10:56 AM
Replies: 93
Views: 6,674
Posted By jj
Unsubsidized private HDHP costs just under...

Unsubsidized private HDHP costs just under $20,000 per year for two adults, 59, 64 and one dependent. I hope to contain healthcare (medical, dental, vision) costs to <$30,000/year. In 2018, with...
Forum: Life after FIRE 04-20-2019, 07:20 AM
Replies: 59
Views: 3,698
Posted By jj
My conclusion would be that every (early) retiree...

My conclusion would be that every (early) retiree is in a different situation depending on what state they live in and the composition of their income, and to some extent their spending.

I voted 5...
Forum: Health and Early Retirement 03-27-2019, 08:24 PM
Replies: 39
Views: 1,883
Posted By jj
HSA funds can be used to reimburse Part B & D...

HSA funds can be used to reimburse Part B & D premiums, and Medicare Advantage premiums, but not Medigap policy premiums. It's quoted here and I've looked at the IRS publication and it seems to be...
Forum: Other topics 11-07-2018, 07:56 PM
Replies: 82
Poll: Garbage poll
Views: 3,144
Posted By jj
We are on acreage and would have to take our...

We are on acreage and would have to take our trash all the way down our driveway in the car, about 3/10 mile for curbside pickup.

So... and this started after the garbage people really upset my...
Forum: Other topics 09-23-2018, 06:58 AM
Replies: 41
Views: 2,930
Posted By jj
A complicated situation to be sure and emotions...

A complicated situation to be sure and emotions are running high.

As far as I see it the situation is as follows: (maybe I'm misinterpreting...)

Community property to be split 50/50. Step-mom's...
Forum: FIRE and Money 06-12-2018, 01:01 PM
Replies: 28
Views: 2,892
Posted By jj
Thank you - I don't think I would ever have found...

Thank you - I don't think I would ever have found this on my own!

Interesting results... with our mix of income and deductions the TCJA is not helpful to this early retiree. I have to massively...
Showing results 1 to 25 of 149

 
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