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Forum: Other topics 03-06-2021, 03:03 PM
Replies: 58
Views: 3,169
Posted By OAG
And it does not get anything but harder with age....

And it does not get anything but harder with age. I am 80 and just today split the skin around my thumb fingernail tying to open the cap on a 1 gallon plastic milk jug. Then it took two little skin...
Forum: FIRE and Money 02-12-2021, 08:19 AM
Replies: 56
Views: 5,792
Posted By OAG
I am 80 plan to live to be 100 (odds are not good...

I am 80 plan to live to be 100 (odds are not good to make it). Regardless I use the 5% Rule (personal rule). Plan is to go out like I came in - Broke.
Forum: FIRE and Money 02-12-2021, 07:36 AM
Replies: 12
Views: 1,005
Posted By OAG
Born 1940, Enlisted 1958 @ E1, Retired 1979 @ W4...

Born 1940, Enlisted 1958 @ E1, Retired 1979 @ W4 21 yrs AD. I could never answer these two questions so I just kept tract of the Retirement number. It will reach $1 Million in a couple of months....
Forum: FIRE and Money 11-29-2020, 10:40 AM
Replies: 32
Views: 3,396
Posted By OAG
Did not have to as I could take a credit for the...

Did not have to as I could take a credit for the sum of the repayment amount which was the rule at the time. Believe the IRS made the rule since you ware limited to the number of amended returns you...
Forum: FIRE and Money 11-25-2020, 04:17 PM
Replies: 32
Views: 3,396
Posted By OAG
I did about 5 years of "buy back" back about 13...

I did about 5 years of "buy back" back about 13 years ago. Went smoothly and now that I am 80 feel it was worth while. Total was about $83K which included some that applied to DW. DW received hers at...
Forum: FIRE and Money 11-14-2020, 10:08 AM
Replies: 7
Views: 776
Posted By OAG
Yes, from my experience DW account was closed...

Yes, from my experience DW account was closed pretty quickly after her death - I guess it has something to do with the filing of the Death Certificate.
Forum: FIRE and Money 11-07-2020, 01:12 PM
Replies: 10
Views: 805
Posted By OAG
Two pieces of paper to the "new CU": one to...

Two pieces of paper to the "new CU": one to establish the accounts (both TIRA and RIRA's), second one to establish beneficiaries for the new accounts. Actually, did this almost 3 months in advance....
Forum: FIRE and Money 09-19-2020, 06:26 PM
Replies: 221
Views: 21,276
Posted By OAG
Regular CD's. At PFCU go to ACCOUNT ACTIONS then...

Regular CD's. At PFCU go to ACCOUNT ACTIONS then CERTIFICATE OPTIONS.

You can set up disposition of the CD at Maturity and/or disposition of the monthly interest (Accrue to send the interest to...
Forum: FIRE and Money 09-16-2020, 03:21 PM
Replies: 221
Views: 21,276
Posted By OAG
I have over $200K some of which is in 5% (plus...

I have over $200K some of which is in 5% (plus almost 10 years of accrued interest) all set to move to NFCU automatically by a PENFED option at maturity. Will let you know if PENFED offers me a deal...
Forum: FIRE and Money 08-20-2020, 05:47 PM
Replies: 30
Views: 4,308
Posted By OAG
Did at 39, now soon to be 80 (end of Oct 2020)....

Did at 39, now soon to be 80 (end of Oct 2020). Worked fine 4 kids, all col grads. Could live a long time on what is in the bank.
Forum: Life after FIRE 07-07-2020, 08:35 AM
Replies: 118
Views: 5,856
Posted By OAG
My buddy is a 5 year old Miniture Double Golden...

My buddy is a 5 year old Miniture Double Golden Doodle F1B. He is more commonly known as either Knocklehead or Miki. I have had him since release from the breeder as he was a gift from my kids to...
Forum: Life after FIRE 07-03-2020, 03:25 PM
Replies: 26
Views: 1,749
Posted By OAG
I feel like I am at the auction, GP and Dad died...

I feel like I am at the auction, GP and Dad died at 60 thought I would too. But at 60 I was still here then 65, then 70, then 75, then (in 4 months) 80. No major medical problems (too heavy, have had...
Forum: FIRE and Money 05-31-2020, 06:44 PM
Replies: 136
Views: 15,093
Posted By OAG
21 Years of Army AD, E1 (HS Dropout) to CW4...

21 Years of Army AD, E1 (HS Dropout) to CW4 (College Graduate). Great organization (US Army) lots of opportunity (if taken).

In 31 days I will be entering my 42d year of "retirement".

BTW...
Forum: FIRE and Money 02-27-2020, 04:10 PM
Replies: 61
Views: 2,617
Posted By OAG
Last 11 years my taxes Fed and State have been...

Last 11 years my taxes Fed and State have been completed, acknowledged by taxing authorities, by the last week of January. Bit OCD about that, maybe.
Forum: Other topics 01-22-2020, 11:41 AM
Replies: 76
Views: 6,182
Posted By OAG
I assume you did not mean to exclude Widows and...

I assume you did not mean to exclude Widows and Widowers - am I correct?
Forum: FIRE and Money 01-19-2020, 04:17 PM
Replies: 197
Views: 16,824
Posted By OAG
Completed 2019 on FreeTaxUSA a few days ago (have...

Completed 2019 on FreeTaxUSA a few days ago (have to wait to file until next week).
From the Federal Information completed my State Taxes on the State Site today (could file that today but will wait...
Forum: FIRE and Money 08-19-2019, 12:19 PM
Replies: 46
Views: 5,793
Posted By OAG
I just did this last Friday. Closed several low...

I just did this last Friday. Closed several low rate, low balance, and low time remaining to maturity, NFCU CD's to purchase a single 3.5 5 Year CD at NFCU. Screwed up my ladder but the penalty will...
Forum: FIRE and Money 05-26-2019, 02:36 PM
Replies: 66
Views: 7,463
Posted By OAG
And do not forget to deduct the Medicare Part B &...

And do not forget to deduct the Medicare Part B & D which you never see from your total SS Benefit (after you pay taxes on that premium). But even tho (barring any future cuts in benefit) it is...
Forum: FIRE and Money 03-10-2019, 09:36 AM
Replies: 90
Views: 6,739
Posted By OAG
FWIW I was a Quicken Fan subsequent to Microsoft...

FWIW I was a Quicken Fan subsequent to Microsoft Money Deluxe. Was using Quicken for about 10 years (current year versions). Did not like the subscription changes in Quicken (and costs) and as of...
Forum: FIRE and Money 01-29-2019, 02:41 PM
Replies: 26
Views: 2,533
Posted By OAG
I have a simple financial life. Made it so to...

I have a simple financial life. Made it so to benefit DW but since she passed first, it has benefited myself. I am 78+ and will have to manage it myself for a while. Ultimately may have to hand off...
Forum: FIRE and Money 01-29-2019, 02:27 PM
Replies: 57
Views: 5,663
Posted By OAG
Must be relying on the "Free everything"...

Must be relying on the "Free everything" movement. Hope not but...………….
Forum: FIRE and Money 01-29-2019, 02:23 PM
Replies: 64
Views: 5,133
Posted By OAG
I used FREETAXUSA and filed very early (return...

I used FREETAXUSA and filed very early (return submitted to FTUSA on 1/2/19 for filing when IRS would accept it). Return accepted by IRS, small Refund received a couple of days ago), and return data...
Forum: FIRE and Money 01-13-2019, 03:16 PM
Replies: 929
Views: 112,787
Posted By OAG
Penfed has 3.5% APY CD's 5 or 7 year available...

Penfed has 3.5% APY CD's 5 or 7 year available now. Not very good EWP but IMO better than trying to market one of the Fidelity 3.6% (not sure if that is APY or APR) on the open market.
Forum: FIRE and Money 01-13-2019, 03:07 PM
Replies: 40
Views: 4,769
Posted By OAG
SS does not initiate calls BUT they do return...

SS does not initiate calls BUT they do return calls if you are offered the option for a return call when you make a call.
Forum: Other topics 01-11-2019, 06:52 PM
Replies: 49
Views: 3,541
Posted By OAG
Aussie Shepard only because family member has one...

Aussie Shepard only because family member has one and it appears close. Doubt K9 DNA is very accurate for mixed breed dogs. Wonder if a "Pure breed like a AKC certified one" would be more accurate.
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