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Search: Posts Made By: hellbender
Forum: FIRE and Money 05-16-2018, 05:11 PM
Replies: 2
Views: 922
Posted By hellbender
Vwinx

Thanks. Had to be some explanation.
Forum: FIRE and Money 05-16-2018, 05:04 PM
Replies: 2
Views: 922
Posted By hellbender
Vwinx

Anybody know what happened to VWINX today . . . .unusually large drop in NAV. I don't see any news regarding distribution.
Forum: FIRE and Money 05-17-2015, 07:30 AM
Replies: 46
Views: 7,359
Posted By hellbender
Fed Up with PenFed

So many specific issues I don't know where to start. So I won't. In general though:

1. Slow/poor communications.
2. Loan processing delays
2. IT issues
3. Customer service personnel lying...
Forum: FIRE and Money 03-18-2012, 05:59 AM
Replies: 134
Views: 12,579
Posted By hellbender
Didn't Change a Thing

Retired on schedule in March 2009. I don't invest in equities though.
Forum: FIRE and Money 12-28-2011, 02:47 AM
Replies: 12
Views: 1,884
Posted By hellbender
Just Ask

If you are hiring the appraiser . . . he works for you. Just tell him you want an appraisal that represents the low end of the range of probable value. If you are not hiring the appraiser you can...
Forum: FIRE and Money 12-17-2011, 05:41 AM
Replies: 66
Views: 5,783
Posted By hellbender
Another CSRS Pensioner

Retired CSRS in 2009. No problems and don't expect any.
Forum: FIRE and Money 04-16-2011, 12:21 PM
Replies: 92
Views: 9,575
Posted By hellbender
Yep

My wife and I live comfortably on about 50% of my cola'd pension. The rest is saved and invested. 100% of our taxable and tax-deferred monies (accumulated during our working years) will remain...
Forum: FIRE and Money 12-25-2010, 09:59 AM
Replies: 26
Views: 3,993
Posted By hellbender
I believe the difference lies in the level of...

I believe the difference lies in the level of risk perceived by PenFed. It looks like with the ACH debit they post amounts to be transferred to your account before they are actually received. I...
Forum: FIRE and Money 12-24-2010, 04:58 AM
Replies: 26
Views: 3,993
Posted By hellbender
Don't ACH Then

Add the account you want to transfer from as an external account to your Penfed account. Then simply select the external account as the source of funds when you set up the CD online. They will do a...
Forum: FIRE and Money 12-21-2010, 05:01 PM
Replies: 83
Views: 7,261
Posted By hellbender
IRA Stuff

I discovered a way to solve the problem that I created years ago when I stated mixing pre-tax and post-tax contributions to my traditional IRA. Turns out that I could separate the pre and post tax...
Forum: FIRE and Money 12-18-2010, 05:35 AM
Replies: 3
Views: 1,567
Posted By hellbender
2011 Tax Rates and Brackets

Does anyone know where I can find the finalized federal tax rates and brackets? Thanks.
Forum: FIRE and Money 10-23-2010, 04:10 AM
Replies: 75
Views: 15,325
Posted By hellbender
The Value of a CSRS Pension

From time to time I check the TSP Annuity Calculator https://www.tsp.gov/planningtools/annuities/annuityCalc_select.shtml to determine the value of my CSRS pension.

Based on current interest...
Forum: FIRE and Money 03-12-2010, 04:00 AM
Replies: 8
Views: 2,166
Posted By hellbender
Problem is, I have exhausted all other methods of...

Problem is, I have exhausted all other methods of insuring FDIC coverage, short of spreading the money around numerous banks. Othrwise this would not be an issue.
Forum: FIRE and Money 03-11-2010, 06:12 PM
Replies: 8
Views: 2,166
Posted By hellbender
Huh?

The POA was legally executed years ago. It survives the incapacity of the principal. Now what?
Forum: FIRE and Money 03-11-2010, 05:57 PM
Replies: 8
Views: 2,166
Posted By hellbender
PenFed and Power of Attorney

I want to establish an account for my father, as his agent. He has Alzheimer's. Penfed insists that I get my father (in front of a notary) to sign a document indemnifying Penfed against loss. My...
Forum: Life after FIRE 12-18-2009, 07:13 PM
Replies: 55
Views: 5,262
Posted By hellbender
Real Close

Powatan is real close to me. Only about 5 minutes away. Last summer I helped out a scoutmaster who got lost trying to find Powatan. I like the idea of living in a place where scoutmasters get...
Forum: Life after FIRE 12-18-2009, 06:37 PM
Replies: 55
Views: 5,262
Posted By hellbender
Pulaski/Claytor Lake

I reside in Pulaski County (Hiwassee/Allisonia) I live between the New River and the New River Trail State Park. I believe we now have about 7" . . . .and no sign of letup. I have tickets for the...
Forum: Life after FIRE 12-18-2009, 06:09 PM
Replies: 55
Views: 5,262
Posted By hellbender
Where are you? I like snow but I hope I don't...

Where are you? I like snow but I hope I don't have to shovel that much.;)
Forum: Life after FIRE 12-18-2009, 04:01 PM
Replies: 55
Views: 5,262
Posted By hellbender
Snow and Retirement

Well here I am in Southwest Virginia, right smack in the bulls eye of a major winter noreaster snow event. They are calling for 12-18" here. There are 5 inches on the ground already and it's not...
Forum: Life after FIRE 12-12-2009, 05:19 PM
Replies: 16
Views: 1,825
Posted By hellbender
To RunningBum

Cool. Next time stop by. I am at approx milepost 12.5.
Forum: Life after FIRE 12-12-2009, 04:42 PM
Replies: 16
Views: 1,825
Posted By hellbender
OK

The poem is interesting. I am not sure I understand. I think I would have enjoyed those breaks though!;)


Just saw Harley's post. Got it!!
Forum: Life after FIRE 12-12-2009, 04:31 PM
Replies: 349
Views: 32,227
Posted By hellbender
I like it!

It's perfect for you. Don't change it. Also, don't worry about OPM. They will get it right. (eventually) I know it's nerve wracking . . . . after all, it's your new livlihood. Iam still amazed...
Forum: Life after FIRE 12-12-2009, 04:22 PM
Replies: 16
Views: 1,825
Posted By hellbender
Was that an oprganized event? Every year they...

Was that an oprganized event? Every year they run a triathalon that consists of bicycling from Foster's Falls to Fries and back, followed by canoeing to the Allisonia boat ramp (where I live)...
Forum: Life after FIRE 12-12-2009, 04:11 PM
Replies: 16
Views: 1,825
Posted By hellbender
My Pleasure.

No problem ast all. I've got lots of time (I hope). I am glad you enjoyed the pix.
Forum: Life after FIRE 12-12-2009, 03:59 PM
Replies: 349
Views: 32,227
Posted By hellbender
Is That You?

W2R,

Your avatar . . . . maybe you a couple of years ago? I like it. That person seems very serene, confident and empathetic. Saw the same avatar and name at FedSoup. I am known as angioid...
Showing results 1 to 25 of 153

 
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