Join Early Retirement Today
Showing results 1 to 25 of 575
Search took 0.07 seconds.
Search: Posts Made By: Darryl
Forum: FIRE and Money 01-26-2012, 08:09 PM
Replies: 76
Views: 6,342
Posted By Darryl
2010 - 11.0% 2009 - 10.8% Kids, mort,...

2010 - 11.0%
2009 - 10.8%

Kids, mort, prop taxes, donations, 401K, HSA, carryover losses.
Forum: Hi, I am... 10-25-2011, 06:31 PM
Replies: 22
Views: 9,841
Posted By Darryl
Welcome to the board! Where are you...

Welcome to the board!

Where are you relocating from and to?
Forum: FIRE and Money 09-16-2011, 11:17 PM
Replies: 45
Views: 5,249
Posted By Darryl
Talk me through this. Advice was given and...

Talk me through this.

Advice was given and accepted 13 years ago, updated everything 2 years ago.

Substantial chunks go straight to kids as contingent if wife and I check out at the same...
Forum: FIRE and Money 09-16-2011, 10:05 PM
Replies: 45
Views: 5,249
Posted By Darryl
Will with testamentary trust for minor children...

Will with testamentary trust for minor children some items have wife as beneficiary and kids as contingent other have wife as primary and trust as contingent beneficiary. Trustee has higher NW higher...
Forum: Travel Information 09-09-2011, 09:15 PM
Replies: 12
Views: 1,554
Posted By Darryl
Don, fabulous pictures. Thanks for posting!!!!

Don, fabulous pictures. Thanks for posting!!!!
Forum: FIRE and Money 07-18-2011, 08:15 PM
Replies: 34
Views: 3,798
Posted By Darryl
Not sure if it's state specific but around these...

Not sure if it's state specific but around these parts the realtors fiduciary responsibility is to the seller. We can go out and sign a buyers agent agreement and shift that responsibility. If I just...
Forum: Life after FIRE 07-14-2011, 10:05 PM
Replies: 21
Views: 3,146
Posted By Darryl
Congratulations. Thanks for the day one post!

Congratulations. Thanks for the day one post!
Forum: Other topics 07-12-2011, 05:55 PM
Replies: 42
Views: 3,401
Posted By Darryl
Thanks Gindie. Mostly I've stopped answering the...

Thanks Gindie. Mostly I've stopped answering the phone but on the rare occasion I get caught by a telemarketer I consider it my civic duty to keep them on the line as long as possible, as MPaquette...
Forum: Other topics 07-04-2011, 10:58 PM
Replies: 16
Views: 1,317
Posted By Darryl
Great show tonight enjoyed the show and visiting...

Great show tonight enjoyed the show and visiting with friends. Parked a few miles away so plenty of one on one time walking and chatting with neighors
Forum: Other topics 07-04-2011, 10:50 PM
Replies: 131
Views: 9,436
Posted By Darryl
I also find the coverage shocking/overwhelming....

I also find the coverage shocking/overwhelming. Changed the channel whenever it came on and was surprised to see live coverage yesterday when I thought there was a guilty verdict a week or two ago.
Forum: Other topics 05-31-2011, 08:27 PM
Replies: 196
Views: 21,223
Posted By Darryl
Nords, congratulations! Now you can relax or...

Nords, congratulations! Now you can relax or start on the 2nd edition.
Forum: Other topics 05-31-2011, 07:38 PM
Replies: 38
Views: 3,039
Posted By Darryl
CFB, great to hear from you. Glad all is going...

CFB, great to hear from you. Glad all is going well!
Forum: FIRE and Money 05-24-2011, 09:24 PM
Replies: 141
Views: 15,019
Posted By Darryl
I don't think the age is past. It's hard for me...

I don't think the age is past. It's hard for me to understand why LBYM isn't more popular.
I can't imagine borrowing money ever again.
The things you can do and choices you can make when you have...
Forum: Health and Early Retirement 05-23-2011, 09:44 PM
Replies: 13
Views: 1,893
Posted By Darryl
I use a HDHP almost never buy extended warranties...

I use a HDHP almost never buy extended warranties run 1k deductible on car ins. etc. etc. and I pay for med ins. on my auto. Megacorp (preHDHP) would send warning memo's annually about the need for...
Forum: Young Dreamers 04-23-2011, 06:33 PM
Replies: 20
Views: 3,221
Posted By Darryl
Since none of us knows future tax rates there is...

Since none of us knows future tax rates there is something to be said for "tax diversification" (taxable/traditional ira's & roth) and then managing how you move the money out.
When you look at your...
Forum: Young Dreamers 04-22-2011, 06:33 PM
Replies: 20
Views: 3,221
Posted By Darryl
Sounds like you're getting an institutional rate...

Sounds like you're getting an institutional rate leaving you with a low expense ratio. 401k fees can be quite murky depending on your company and the plan.
Looks like you're 85/15 for an AA. Is...
Forum: Young Dreamers 04-19-2011, 10:14 AM
Replies: 20
Views: 3,221
Posted By Darryl
My rule of thumb is to try to avoid paying more...

My rule of thumb is to try to avoid paying more than Vanguard would charge me for the same type fund. 1.2 is a bit high though many are worse.
S&P 500 is up a lot more than 15% since June 09 so...
Forum: Young Dreamers 04-18-2011, 09:24 PM
Replies: 20
Views: 3,221
Posted By Darryl
keep in mind if you are buying and selling within...

keep in mind if you are buying and selling within a 401k or IRA there is no taxable event to be concerned with.
Using new money as you describe will work fine while your portfolio is small. After a...
Forum: Hi, I am... 04-08-2011, 01:46 PM
Replies: 20
Views: 4,640
Posted By Darryl
Focus on the family time and enjoy. When...

Focus on the family time and enjoy.

When your son leaves for college if you still have unmet financial goals (college funding, retirement for DW etc...) you can always get another j#b you would...
Forum: Young Dreamers 03-28-2011, 08:28 PM
Replies: 6
Views: 1,819
Posted By Darryl
401k is an employee retirement plan. You can...

401k is an employee retirement plan. You can fully fund roths for both of you (5k each) see Amethyst #1 above.
I would (and did) go eliminate the debt. The improved cash flow and lower levels of...
Forum: Other topics 03-19-2011, 05:59 PM
Replies: 53
Views: 7,064
Posted By Darryl
We weren't quite ready to cancel the home phone...

We weren't quite ready to cancel the home phone with kids still home.

Thanks for the prompt!

I've been considering ooma or vonage or magic jack, for some time. Bought ooma today and very easy...
Forum: Other topics 03-11-2011, 11:34 PM
Replies: 72
Views: 7,916
Posted By Darryl
Ally, I'm reading this as you have survived and...

Ally, I'm reading this as you have survived and thrived I hope all is well.
I have had a rather charmed life and as I think back to the few setbacks I've had I can't think of any that didn't turn...
Forum: Other topics 03-11-2011, 11:10 PM
Replies: 72
Views: 7,916
Posted By Darryl
Disappointed, it is highly unlikely you are...

Disappointed, it is highly unlikely you are helping your niece and very likely you are hurting her and your familiy and your future relationship with your niece.

The reason the bank wants a...
Forum: FIRE and Money 03-11-2011, 08:06 PM
Replies: 44
Views: 7,879
Posted By Darryl
Freebird, not sure of your cost basis on your...

Freebird, not sure of your cost basis on your Wellesley or your Dodge and Cox Income or the size of these accts vs the holdings in your Roth.

Currently you have:
Taxable............ Roth
VWINX...
Forum: Other topics 03-11-2011, 07:26 PM
Replies: 16
Views: 1,410
Posted By Darryl
Yep, been on the receiving end of those...

Yep, been on the receiving end of those distributions. Usually get a heads up from Payroll in October of what they expect the max to be for HCE. I just look at the trend for the last several years...
Showing results 1 to 25 of 575

 
Forum Jump

 
All times are GMT -6. The time now is 05:29 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.