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Search: Posts Made By: Al in Ohio
Forum: Life after FIRE 04-14-2021, 06:07 PM
Replies: 43
Views: 1,793
Posted By Al in Ohio
Considering a remodel? You might want to wait.

Your power to get things done is dependent on specific damage and/or reward dates of completion spelled out in your original contract and how much money you withhold at various stages of completion. ...
Forum: FIRE and Money 04-12-2021, 07:42 PM
Replies: 87
Views: 5,111
Posted By Al in Ohio
Well Iíd have 24-30 months of living expenses in...

Well Iíd have 24-30 months of living expenses in CDs or bonds and the rest in a Vanguard tax efficient balanced index fund. So far mine are about 50/50 equities to bonds and the 1 year yield is...
Forum: Life after FIRE 04-11-2021, 02:40 PM
Replies: 731
Views: 52,944
Posted By Al in Ohio
High end fresh fesh in Ohio is flown in on ice...

High end fresh fesh in Ohio is flown in on ice and sold often same day as part of the catch that remained for sale on the coast.
Forum: Life after FIRE 04-06-2021, 09:16 PM
Replies: 12
Views: 572
Posted By Al in Ohio
2x your previous salary without company benefits...

2x your previous salary without company benefits or expenses is too little. The norm is closer to 3x. You should start by asking for something between 2.5-3 times your previous in-house rate. If...
Forum: FIRE and Money 04-06-2021, 06:56 AM
Replies: 13
Views: 607
Posted By Al in Ohio
I filed electronically around March 20 also and...

I filed electronically around March 20 also and recieved my refund about a week later.
Forum: FIRE and Money 04-06-2021, 06:54 AM
Replies: 5
Views: 390
Posted By Al in Ohio
Account totals over $1M trigger the free offer. ...

Account totals over $1M trigger the free offer. It might be over though. I download it in January.
Forum: Technology, Media & e-Gadgets 04-02-2021, 12:14 PM
Replies: 20
Views: 749
Posted By Al in Ohio
Following. I just had a presentation done and...

Following. I just had a presentation done and contract prepared by ďSolar is Freedom ď here in Ohio whete we average 4 hours of effective solar production per day. 10 panel system which offsets...
Forum: COVID-19 | Containment Area 03-30-2021, 08:24 PM
Replies: 72
Views: 4,268
Posted By Al in Ohio
Nothing positive for me. Itís only disrupted my...

Nothing positive for me. Itís only disrupted my means of entertainment, dining out, travel, excersize and socializing. All negative. I suppose doing a few teledoc visits that save me from waiting...
Forum: COVID-19 | Containment Area 03-30-2021, 08:18 PM
Replies: 220
Views: 10,069
Posted By Al in Ohio
We are going to donate that to other countries.

We are going to donate that to other countries.
Forum: COVID-19 | Containment Area 03-30-2021, 08:57 AM
Replies: 275
Views: 16,284
Posted By Al in Ohio
Good News--No Bad Side effects to Covid Vaccine

I got the Pfizer vaccine 2 weeks ago and didnít even feel it go in. I did have a sore arm that evening and the next day. No other side effects. My next dose is in a week. I hear thatís the one I...
Forum: Life after FIRE 03-29-2021, 04:37 PM
Replies: 69
Views: 4,992
Posted By Al in Ohio
Nope.

Nope.
Forum: Life after FIRE 03-27-2021, 08:56 AM
Replies: 51
Views: 3,089
Posted By Al in Ohio
I was thinking that also.

I was thinking that also.
Forum: Life after FIRE 03-27-2021, 08:47 AM
Replies: 109
Views: 6,813
Posted By Al in Ohio
Oh heck no! Oceans will rise between 2 and 7...

Oh heck no! Oceans will rise between 2 and 7 feet by 2050 in coastal areas. Hereís one article, but I could have posted 5 all saying the same thing. Itís slso based on NASA data.
...
Forum: Life after FIRE 03-26-2021, 08:25 PM
Replies: 16
Views: 988
Posted By Al in Ohio
I tell them to remember how I used to work for a...

I tell them to remember how I used to work for a living before I started living each day on my own terms.
Forum: Life after FIRE 03-26-2021, 08:19 PM
Replies: 51
Views: 3,089
Posted By Al in Ohio
Whatís the issue? I simply put ďRetiredĒ.

Whatís the issue? I simply put ďRetiredĒ.
Forum: Life after FIRE 03-26-2021, 09:01 AM
Replies: 109
Views: 6,813
Posted By Al in Ohio
And depending on how much higher your home is...

And depending on how much higher your home is than sea level with climate change and sea levels rising in some coastal areas, 10-20 years from now some communities will be under water.
Forum: FIRE and Money 03-26-2021, 08:48 AM
Replies: 78
Views: 4,604
Posted By Al in Ohio
I wrote one check last year for nostalgia sake. ...

I wrote one check last year for nostalgia sake. Paper checks are the new stagecoaches.
Forum: FIRE and Money 03-26-2021, 06:03 AM
Replies: 78
Views: 4,604
Posted By Al in Ohio
Do I need to switch banks?

The worst place for investment vehicle advising are banks. Considering the pressure and insult, yes I would definitely pull all my funds from the bank. Itís a matter of principle. And let another...
Forum: Life after FIRE 03-25-2021, 07:10 PM
Replies: 5
Views: 640
Posted By Al in Ohio
Where do you find winter rentals?

Google search ďsnowbird condo rental specialsĒ in any popular southern coastal city like Destin FL or Pensacola etc. You can find condo owners or building offices representing groups of condo...
Forum: Life after FIRE 03-25-2021, 07:11 AM
Replies: 26
Views: 1,704
Posted By Al in Ohio
Many snowbirds sell their northern home and buy a...

Many snowbirds sell their northern home and buy a new condo up north in the same location near old friends. They buy in a ranch style condo development with pool and all exterior snow removal and...
Forum: FIRE and Money 03-24-2021, 05:53 AM
Replies: 17
Views: 1,239
Posted By Al in Ohio
Thatís what I figured out and am starting to do....

Thatís what I figured out and am starting to do. That will preserve both cash and Roth positions for keeping MaGI below the ACA cliff until we are both 65. I am only pulling tIRA income and doing...
Forum: FIRE and Money 03-22-2021, 09:07 AM
Replies: 17
Views: 1,239
Posted By Al in Ohio
I think the subsidy is at least $1,000/ month.

I think the subsidy is at least $1,000/ month.
Forum: FIRE and Money 03-22-2021, 09:05 AM
Replies: 17
Views: 1,239
Posted By Al in Ohio
I figure I can safely withdraw between $10-15k...

I figure I can safely withdraw between $10-15k under the 10% tax bracket for 2021. This is after already doing a $14k Roth conversion.
Forum: FIRE and Money 03-22-2021, 08:49 AM
Replies: 17
Views: 1,239
Posted By Al in Ohio
Traditional IRA withdrawal

What age was the earliest you made a TIRA withdrawal? At age 60 with my younger spouse still %orking and with family medical coverage, Iím thinking of taking my first tIRA withdrawal to conserve...
Forum: FIRE and Money 03-21-2021, 06:31 AM
Replies: 94
Views: 5,488
Posted By Al in Ohio
Would you file for unemployment?

No. Thatís just wrong.
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