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Search: Posts Made By: mickeyd
Forum: Other topics Yesterday, 03:11 PM
Replies: 25
Views: 1,115
Posted By mickeyd
How much Dave's folks pay him

I always wondered how much Dave Ramsey charged to be in his loop. Here is a peek inside:

...
Forum: Other topics Yesterday, 02:35 PM
Replies: 6
Views: 289
Posted By mickeyd
One More WWII Veteran has Left Us

Arnold Ray Lambert passed away this past Friday April 9, 2021. He was 100 years old. Ray was a medic serving in WW2 with 2nd Battalion, 16th Infantry Regiment, part of the Army’s 1st Division — the...
Forum: FIRE and Money 03-31-2021, 02:55 PM
Replies: 78
Views: 4,604
Posted By mickeyd
Of course not. He's a salesman! Ask him if he is...

Of course not. He's a salesman! Ask him if he is a fiduciary. If he says anything but yes, tell him that is a deal breaker.
Forum: FIRE and Money 03-28-2021, 12:23 PM
Replies: 64
Views: 5,502
Posted By mickeyd
"Stocks have reached what looks like a...

"Stocks have reached what looks like a permanently high plateau.” Irving Fisher, Professor of Economics, Yale University (1929)
Forum: Health and Early Retirement 03-23-2021, 05:26 PM
Replies: 86
Views: 5,254
Posted By mickeyd
2 feet stationed firmly on the ground and let it...

2 feet stationed firmly on the ground and let it splash.
Forum: FIRE and Money 03-23-2021, 05:24 PM
Replies: 202
Views: 14,731
Posted By mickeyd
Started SS on my account 4 years after poaching...

Started SS on my account 4 years after poaching as a spouse on DWs account (think that has since been changed) @ age 70. I was happy to get 8% increase for 4 years and I did not need the SSA income...
Forum: FIRE and Money 03-10-2021, 07:56 PM
Replies: 4
Views: 1,372
Posted By mickeyd
Do not ask. Cash it and do not open the door to...

Do not ask. Cash it and do not open the door to anyone that knocks.
Forum: FIRE and Money 03-10-2021, 06:48 PM
Replies: 61
Views: 6,506
Posted By mickeyd
ERd about 20 years ago. Expenses are about what I...

ERd about 20 years ago. Expenses are about what I expected and income stream still pays all bills including CCRC monthly fees. Eventually the income streams (5) will not be enough to pay it all. At...
Forum: Other topics 03-09-2021, 02:11 PM
Replies: 69
Views: 3,036
Posted By mickeyd
I keep many of my diplomas and certification docs...

I keep many of my diplomas and certification docs on the wall of my retirement office. No one sees them but me and DW, oh, and the housekeeper who dusts them weekly. I dropped them asap since it...
Forum: FIRE and Money 03-06-2021, 02:54 PM
Replies: 106
Views: 8,061
Posted By mickeyd
We are self-funded for LTC. We long ago saw...

We are self-funded for LTC.

We long ago saw LTCi as a crap shoot the favored insurance company. We have been in our CCRC for almost 2 years now and it is all that it was advertised.

If you...
Forum: Other topics 02-23-2021, 09:31 PM
Replies: 99
Views: 6,055
Posted By mickeyd
I shared our IRS with disinterested DW. Made her...

I shared our IRS with disinterested DW. Made her ask questions etc. We both signed IPS. We review it annually and sign it again (not for me, but for her). It's a process for us and finally she gets...
Forum: Life after FIRE 02-11-2021, 03:09 PM
Replies: 18
Views: 1,442
Posted By mickeyd
It's really the "4% guess" not the 4% rule. Use...

It's really the "4% guess" not the 4% rule. Use it as a guide if you have no other way to distribute your stash.
Forum: Stock Picking and Market Strategy 02-09-2021, 03:03 PM
Replies: 88
Views: 6,587
Posted By mickeyd
This quote from John Oliver sums it up for me: ...

This quote from John Oliver sums it up for me:


“Bitcoin is everything that I do not understand about money combined with everything that I do not understand about computers.”
Forum: COVID-19 | Containment Area 02-06-2021, 04:23 PM
Replies: 3,147
Views: 147,075
Posted By mickeyd
Walgreens came to our CCRC last month and shot me...

Walgreens came to our CCRC last month and shot me twice in the arm. Nothing left to do but wait for other to pass away.
Forum: FIRE and Money 02-05-2021, 02:58 PM
Replies: 15
Views: 1,003
Posted By mickeyd
Not only that, but Uncle Sam will demand taxes...

Not only that, but Uncle Sam will demand taxes from your IRA etc. that is left to your kids. Yes, he will reach into your casket and demand payment.
Forum: FIRE and Money 02-05-2021, 02:31 PM
Replies: 49
Views: 3,350
Posted By mickeyd
5% increase from 12/31/20. I always pick 5%...

5% increase from 12/31/20. I always pick 5% increase. I have yet to win though.
Forum: FIRE and Money 02-05-2021, 02:29 PM
Replies: 174
Views: 9,873
Posted By mickeyd
No need for LTCi. Too costly and EZ to self...

No need for LTCi. Too costly and EZ to self insure for us.
Forum: Other topics 01-31-2021, 01:48 PM
Replies: 27
Views: 3,544
Posted By mickeyd
Thank goodness many of us have all three...

Thank goodness many of us have all three investment income resources (tira, roth, pensions). LBYM has been our guide.
Forum: COVID-19 | Containment Area 01-31-2021, 01:38 PM
Replies: 3,147
Views: 147,075
Posted By mickeyd
The complexity of the distribution is staggering...

The complexity of the distribution is staggering to this old retired Army logistician. I am personally glad that Walgreens has delivered 2 shots to DW and my arm recently.:dance:
Forum: Hi, I am... 01-31-2021, 01:26 PM
Replies: 11
Views: 738
Posted By mickeyd
OP, thank you for your service. Are you retired...

OP, thank you for your service. Are you retired military that receives a pension? It's not clear. Pick one of these funds, there is a great amount of overlap and duplication above. No need for this....
Forum: FIRE and Money 01-31-2021, 01:16 PM
Replies: 136
Views: 15,093
Posted By mickeyd
In addition, if you are near a MTF, all medical...

In addition, if you are near a MTF, all medical prescriptions can be obtained at no cost forever for you and spouse. Thank your fellow citizens for these great benefits that we have been able to earn.
Forum: COVID-19 | Containment Area 01-31-2021, 01:08 PM
Replies: 74
Views: 4,413
Posted By mickeyd
My recent lab work indicated that my Vit D count...

My recent lab work indicated that my Vit D count was only 19 when 30 was the minimum. My PCP Rxd CHOLECCALCIFEROL 50,000 IU weekly for 8 weeks. After that, I will take 2000IU of OTC product daily....
Forum: FIRE and Money 01-31-2021, 12:53 PM
Replies: 34
Views: 3,107
Posted By mickeyd
Not uncommon, even for the investment superstars...

Not uncommon, even for the investment superstars here. As long as one of you has a firm grasp on the basics of investing (that would be you) it's up to that person to pursue the opportunities in the...
Forum: Hi, I am... 01-31-2021, 11:04 AM
Replies: 108
Views: 10,027
Posted By mickeyd
Negotiate with DW and retire in ONE year.

Negotiate with DW and retire in ONE year.
Forum: FIRE and Money 01-31-2021, 10:57 AM
Replies: 69
Views: 5,987
Posted By mickeyd
I'm late to this game but... EJ fees 150 bps...

I'm late to this game but...

EJ fees 150 bps + fund ER

VG PAS fees 30 bps + fund ER

No reason not to trend toward VG, unless you like paying for that guys Bentley parked in his driveway.
Showing results 1 to 25 of 6335

 
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