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Search: Posts Made By: walkinwood
Forum: FIRE and Money Today, 04:35 PM
Replies: 22
Views: 782
Posted By walkinwood
As the previous poster shows there are many...

As the previous poster shows there are many different withdrawal schemes.

I use a fixed ~4% of portfolio on Jan 1 as my annual budget. While it will never run out of money, I could be living on...
Forum: FIRE and Money 04-07-2021, 12:57 PM
Replies: 15
Views: 721
Posted By walkinwood
Thank you! I went back and found out how to do...

Thank you!
I went back and found out how to do this. Thanks again.
Forum: FIRE and Money 04-06-2021, 10:23 AM
Replies: 21
Views: 1,214
Posted By walkinwood
...and how much is your current allocation...

...and how much is your current allocation straying from your plan?
Forum: FIRE and Money 04-05-2021, 05:11 PM
Replies: 15
Views: 721
Posted By walkinwood
Fidelity allows you to purchase fractional ETF...

Fidelity allows you to purchase fractional ETF shares - at least in their HSA account. Vanguard also allows fractional shares in their brokerage accounts.



I noticed that there was no option...
Forum: Life after FIRE 04-01-2021, 09:25 AM
Replies: 37
Views: 4,274
Posted By walkinwood
This - enjoying our time at home - was one of the...

This - enjoying our time at home - was one of the pleasant surprises of ER. We don't have the beautiful outdoor setting that you describe - my patio looks right smack at my neighbors's house - but I...
Forum: Hi, I am... 03-06-2021, 06:30 PM
Replies: 12
Views: 1,528
Posted By walkinwood
You should manage your income to be high enough...

You should manage your income to be high enough to qualify for ACA - I don't know what the exact amount is, but you should verify that you don't fall below it.


Congrats on being ER.
Forum: FIRE and Money 03-03-2021, 09:22 AM
Replies: 5
Views: 549
Posted By walkinwood
Regarding #3, ...

Regarding #3,
https://investor.vanguard.com/taxes/cost-basis/covered-noncovered
Vanguard's data is only accurate for mutual fund if you use the average method. It may be your only option if you...
Forum: FIRE and Money 03-03-2021, 09:16 AM
Replies: 28
Views: 1,132
Posted By walkinwood
In my opinion, it is a financial and emotional...

In my opinion, it is a financial and emotional decision. You could also buy a smaller home & sell the big one. Or buy a condo and have someone else worry about maintenance. Or rent.


Regarding...
Forum: Life after FIRE 03-02-2021, 08:48 PM
Replies: 51
Views: 1,803
Posted By walkinwood
+1 We share calendars so I can see her...

+1


We share calendars so I can see her appts on my calendar and vice versa.
Forum: FIRE and Money 03-02-2021, 12:37 PM
Replies: 5
Views: 670
Posted By walkinwood
In TT, look for the "IRA Information Worksheet"....

In TT, look for the "IRA Information Worksheet". It tracks your "non deductible" contributions there. It is in line 1 "Total basis in Traditional IRAs". It tracks it irrespective of whether you get...
Forum: FIRE and Money 02-25-2021, 09:47 AM
Replies: 160
Views: 11,309
Posted By walkinwood
You should write a simple will. If you don't have...

You should write a simple will. If you don't have a relative or friend that you feel is worthy, give it all to a charity or some institution that you admire. Otherwise, the state just gives it to...
Forum: FIRE and Money 02-22-2021, 12:51 PM
Replies: 122
Views: 7,346
Posted By walkinwood
I filed mine this morning and it was accepted....

I filed mine this morning and it was accepted. Quite a relief.
Forum: Other topics 02-21-2021, 06:31 PM
Replies: 106
Views: 4,458
Posted By walkinwood
We own a 2017 CR-V Touring. No issues so far. It...

We own a 2017 CR-V Touring. No issues so far. It works. It has enough power to overtake on the mountain roads & gives us about 30mpg in town.

As for driving in the snow, I believe its as much the...
Forum: FIRE and Money 02-21-2021, 04:33 PM
Replies: 122
Views: 7,346
Posted By walkinwood
Thanks Midpack.

Thanks Midpack.
Forum: FIRE and Money 02-21-2021, 02:23 PM
Replies: 122
Views: 7,346
Posted By walkinwood
I went through the "Deductions & Credits/Foreign...

I went through the "Deductions & Credits/Foreign Taxes" portion & didn't need to make any changes. Ran the review checks again & TT found no error.

I don't see the point in re-filing now if...
Forum: FIRE and Money 02-21-2021, 01:58 PM
Replies: 122
Views: 7,346
Posted By walkinwood
I got the reject message too. Midpack -...

I got the reject message too.


Midpack - If you're comfortable with it, please elaborate on what you did to fix it if your eFile goes through.


I went through the "Deductions &...
Forum: FIRE and Money 02-21-2021, 09:50 AM
Replies: 122
Views: 7,346
Posted By walkinwood
I had a Form 1116 too. Please post here...

I had a Form 1116 too.


Please post here if your accepted return had a Form 1116. I plan to call Turbo Tax tomorrow - not looking forward to the long wait on hold.
Forum: FIRE and Money 02-20-2021, 12:03 PM
Replies: 122
Views: 7,346
Posted By walkinwood
Its been more than 48 hours since I eFiled. TT...

Its been more than 48 hours since I eFiled. TT says the status is "pending".
Forum: Technology, Media & e-Gadgets 02-16-2021, 09:25 AM
Replies: 62
Views: 3,147
Posted By walkinwood
In a previous post, someone said that you can...

In a previous post, someone said that you can decide for yourself if they process the slides in the US or send them to India.


I went through most of the ordering steps - stopped at the shipping...
Forum: Technology, Media & e-Gadgets 02-15-2021, 04:53 PM
Replies: 62
Views: 3,147
Posted By walkinwood
A friend used this guy's setup to scan his...

A friend used this guy's setup to scan his slides. He bought inexpensive extension tubes for his camera so he didn't need to buy a macro lens.

https://youtu.be/iMO50AlGyrw
Forum: FIRE and Money 02-14-2021, 06:38 PM
Replies: 19
Views: 1,246
Posted By walkinwood
You've expressed this desire to spend a lot...

You've expressed this desire to spend a lot between now & 70 before.



What do you envision your lifestyle being? And how do you think you'll feel downsizing your lifestyle suddenly at 70? If...
Forum: FIRE and Money 02-11-2021, 08:25 PM
Replies: 35
Views: 3,853
Posted By walkinwood
Thanks for the links. I enjoy reading about this...

Thanks for the links. I enjoy reading about this topic even though my own portfolio & withdrawal method is rather simple.



The blog says that Dirk Cotton passed away in January. I liked his...
Forum: FIRE and Money 02-11-2021, 11:36 AM
Replies: 78
Views: 7,597
Posted By walkinwood
#1 : Settle on an annual budget by examining your...

#1 : Settle on an annual budget by examining your past expenses & making some reasonable assumptions of the future. Add some headroom for safety.


#2: Settle on an SWR method and get your AA in...
Forum: FIRE and Money 02-11-2021, 10:25 AM
Replies: 35
Views: 3,853
Posted By walkinwood
Thanks for the link. It was good re-reading that...

Thanks for the link. It was good re-reading that blog post.


Are you going to implement a rising equity glidepath? IIRC, you're already at a 60-65% equity allocation. If you are, I'm interested...
Forum: Other topics 02-10-2021, 09:58 AM
Replies: 93
Views: 4,851
Posted By walkinwood
I have been working my way steadily through two...

I have been working my way steadily through two authors works

- Ann Cleeves
- Peter Robinson
Both write murder mystery books.
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