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Forum: Hi, I am... 08-04-2019, 07:33 PM
Replies: 27
Views: 3,687
Posted By aida2003
Well, Jim, the OP needs $9k/mo for the first few...

Well, Jim, the OP needs $9k/mo for the first few years and then $6k/mo. Would that change your math of the outcome?
Forum: Hi, I am... 08-02-2019, 08:15 PM
Replies: 27
Views: 3,687
Posted By aida2003
pb4uski, thanks so much. Now that you've...

pb4uski, thanks so much. Now that you've clarified all it feels funny that I couldn't decode your original calculation myself. So, this $23k is included in the 'perpetual fund' of 3.5% SWR that...
Forum: Hi, I am... 08-01-2019, 08:38 PM
Replies: 27
Views: 3,687
Posted By aida2003
pb4uski, that for providing more detail, but my...

pb4uski, that for providing more detail, but my brain is still tripping on the $833k funding. I missed the $6k/mo *regular* spending vs. $9k/mo *for a few years.

So, $657k funding + $108k travel...
Forum: Hi, I am... 07-28-2019, 08:02 PM
Replies: 27
Views: 3,687
Posted By aida2003
@pb4uski, I like how you break down the math for...

@pb4uski, I like how you break down the math for people, but this time I cannot follow it. Could you please elaborate on how you came up with the math in the bold sentences?
What is "Spending once...
Forum: Hi, I am... 05-26-2019, 06:30 PM
Replies: 32
Views: 3,232
Posted By aida2003
Yep, I would also add that health insurance would...

Yep, I would also add that health insurance would be the most important topic to learn more. If you have insurance from the US, what kind of insurance and how does it work in Europe? Have you used it...
Forum: Hi, I am... 04-25-2019, 08:12 PM
Replies: 54
Views: 4,780
Posted By aida2003
I think the old timers are missing the point here...

I think the old timers are missing the point here on this thread.
The OP clearly states that they don't want to dump this FA. Considering their wealth (in addition to the savings, they own a...
Forum: Health and Early Retirement 03-22-2019, 07:35 PM
Replies: 104
Views: 6,187
Posted By aida2003
;D:laugh: Thank you, guys and gals, for such a...

;D:laugh:
Thank you, guys and gals, for such a WONDERFUL laugh. The page 2 of this thread was incredibly hilarious :facepalm::laugh:. I read and cried and hurt abs while laughing. My kids thought...
Forum: FIRE and Money 03-03-2019, 08:03 PM
Replies: 61
Views: 6,726
Posted By aida2003
I think you got my thinking right as you appear...

I think you got my thinking right as you appear to be doing something similar. It could be faulty thinking and I will learn of my mistakes the hard way, but I found this discussion very beneficial to...
Forum: FIRE and Money 03-03-2019, 07:52 PM
Replies: 61
Views: 6,726
Posted By aida2003
I think this is where we will fall when/if we...

I think this is where we will fall when/if we FIRE. We will need to bite the bullet one year in order to reap benefits the following few years. However, I think one should play on TT or other tax...
Forum: FIRE and Money 03-03-2019, 07:41 PM
Replies: 61
Views: 6,726
Posted By aida2003
I think I sound argumentative because we are...

I think I sound argumentative because we are still in accumulation stage and we don't have a lot in CD apart from EF. Bond fund is within 401k's. I think I'm having a hard time visualizing the...
Forum: FIRE and Money 03-03-2019, 07:14 PM
Replies: 61
Views: 6,726
Posted By aida2003
Thanks so much! I'll add this to my Word document...

Thanks so much! I'll add this to my Word document too. Whenever people share useful links or discussions that might apply to my future, I copy/paste in my document because it might come handy once I...
Forum: FIRE and Money 03-03-2019, 07:05 PM
Replies: 61
Views: 6,726
Posted By aida2003
Texas Proud, yes, you're right about dividends...

Texas Proud, yes, you're right about dividends and CGs from the dividend funds. That is one of the disconnects that you caught correctly. Thanks :flowers:

Could you elaborate more on your last...
Forum: FIRE and Money 03-03-2019, 06:52 PM
Replies: 61
Views: 6,726
Posted By aida2003
Thank you for sharing, Sue. This is the visual...

Thank you for sharing, Sue. This is the visual explanation I was looking for. If my understanding is correct, the ACA MAGI is pretty much as an AGI on Form 1040 which is *before* standard deduction,...
Forum: FIRE and Money 03-03-2019, 04:17 PM
Replies: 61
Views: 6,726
Posted By aida2003
This is a valid counter argument. But then: If...

This is a valid counter argument. But then: If you've never learned to swim, should you still go deep into the lake or should you just stay closer to the shore where you feel comfortable?
That's...
Forum: FIRE and Money 03-03-2019, 03:45 PM
Replies: 61
Views: 6,726
Posted By aida2003
Thank you. I'll put these on my list or things to...

Thank you. I'll put these on my list or things to explore before retiring.
A question: When does one need to start playing with various calculators? We're still working and have insurance via my...
Forum: FIRE and Money 03-03-2019, 03:34 PM
Replies: 61
Views: 6,726
Posted By aida2003
Thank you for all who've answered my thread so...

Thank you for all who've answered my thread so far.

Rob, while reading your quote above, I'm trying to understand it more clearly. I think I have some blockage in my brain on this topic :laugh:....
Forum: Other topics 03-02-2019, 09:53 PM
Replies: 144
Views: 7,416
Posted By aida2003
Could you please elaborate on this? What's CPO...

Could you please elaborate on this? What's CPO and how does this work? What deals now do you have in mind?

Thanks
Forum: Other topics 03-02-2019, 09:50 PM
Replies: 144
Views: 7,416
Posted By aida2003
Toyota lovers here ;D. Had a Corolla with a...

Toyota lovers here ;D.
Had a Corolla with a manual shift for 8 years (3 yrs old at the time of purchase). Cannot recall the mileage. The AC stopped working but still drove for another 1 or 2 years...
Forum: FIRE and Money 03-02-2019, 09:42 PM
Replies: 61
Views: 6,726
Posted By aida2003
How do you plan your MAGI for ACA, Medicare,etc.?

Hello,

I was just reading this thread https://www.early-retirement.org/forums/f28/dividends-and-cgs-96466.html and got me thinking:
How do people structure their investments before retirement so...
Forum: Young Dreamers 03-02-2019, 07:27 PM
Replies: 105
Views: 9,983
Posted By aida2003
Considering the vacations your daughter enjoys,...

Considering the vacations your daughter enjoys, it definitely makes sense to select option 2. I don't think it would be advisable to jump from airplanes or climb the Everest when you're in your 50's....
Forum: FIRE and Money 12-04-2018, 07:56 PM
Replies: 57
Views: 6,729
Posted By aida2003
Is $250K gross income for a single or MFJ? ...

Is $250K gross income for a single or MFJ?

Now, back to this spreadsheet and the thread overall, well, it's over my head :facepalm::blush: for sure, so I have a different kind of questions....
Forum: FIRE and Money 10-16-2018, 08:13 PM
Replies: 64
Views: 9,547
Posted By aida2003
Well, yeah, you pay high property taxes, because...

Well, yeah, you pay high property taxes, because FL (and TX) has not state income taxes. The state need to collect tax revenue somehow, no?
Forum: Hi, I am... 10-12-2018, 06:03 PM
Replies: 31
Views: 3,385
Posted By aida2003
Well, not to criticize, but it sounds that OP is...

Well, not to criticize, but it sounds that OP is like a canary in a golden cage. Since the money is not a problem, why don't you take up traveling and help your husband to spend some dough while he...
Forum: Hi, I am... 10-12-2018, 05:38 PM
Replies: 39
Views: 3,076
Posted By aida2003
This is an interesting concept. I found a few in...

This is an interesting concept. I found a few in my state.
You obviously like and support this movement. Are there any cons? E.g. I've heard of some retirement communities that help you age there...
Forum: Hi, I am... 10-01-2018, 06:54 PM
Replies: 35
Views: 6,810
Posted By aida2003
+1 Unless you wish to link your answers in...

+1

Unless you wish to link your answers in Reddit forums, it's not worth wasting your time as the OP is not here...finally googled the right link...
Showing results 1 to 25 of 510
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