Join Early Retirement Today
Showing results 1 to 25 of 354
Search took 0.02 seconds.
Search: Posts Made By: heyyou
Forum: Life after FIRE 06-25-2017, 06:18 PM
Replies: 73
Views: 6,395
Posted By heyyou
12 years 120 with no-cola pension covering our...

12 years
120 with no-cola pension covering our bare essentials at the start
Forum: Travel Information 06-25-2017, 06:02 PM
Replies: 43
Views: 3,757
Posted By heyyou
For us, the rain in Hilo feels warm. Since you...

For us, the rain in Hilo feels warm. Since you are wearing swim trunks with pockets, flip-flop "slippahs", an all-polyester T shirt, and maybe a hat to keep your glasses dry, a little warm water...
Forum: Life after FIRE 06-25-2017, 05:40 PM
Replies: 42
Views: 6,452
Posted By heyyou
If I said I was going to do it, I will do it when...

If I said I was going to do it, I will do it when I get around to it. You don't have to mention it every six months!
Forum: Life after FIRE 06-25-2017, 04:32 PM
Replies: 81
Views: 8,257
Posted By heyyou
Beachfront is cheaper outside the US. Panama...

Beachfront is cheaper outside the US. Panama uses US money, so there is no exchange rate. Their only minted money is a one dollar coin, a Balboa. Puerto Armuelles Panama is a village on the...
Forum: Life after FIRE 12-22-2016, 10:02 PM
Replies: 133
Views: 20,392
Posted By heyyou
ER has been the best years of my life. Having...

ER has been the best years of my life. Having leisure time is joyous. Sometimes my day is full, when I have no spare time since I sat in the recliner and read a book, cover to cover, that day. ...
Forum: Life after FIRE 12-22-2016, 09:24 PM
Replies: 16
Views: 3,012
Posted By heyyou
Big Island costs less

Look into more affordable Hilo on the Big Island (BI). Maybe skip the Puna hinterlands 15 miles away from there.

On BI, Kilauea-Kona is too warm (needs A/C) and too expensive, but the...
Forum: Travel Information 10-28-2016, 03:28 PM
Replies: 4,221
Views: 361,079
Posted By heyyou
Headed for Big Island of Hawaii in November since...

Headed for Big Island of Hawaii in November since the spouse is now through in the garden for this year. We like the shoulder season between the summer families and those snow birds that look just...
Forum: Life after FIRE 10-28-2016, 03:12 PM
Replies: 4
Views: 1,444
Posted By heyyou
Thank you to those here at e-r.org

11th retirement anniversary today. I thank you all here at e-r.org for helping me into what became the best, the most enjoyable and carefree years of my life.
Forum: Travel Information 06-03-2016, 02:37 AM
Replies: 37
Views: 2,763
Posted By heyyou
17 GC trips

I've been down the river, through the Grand Canyon, seventeen times. Once as a passenger on a commercial trip in 1979, once in my kayak with commercial support, and fifteen times in my own raft on...
Forum: Travel Information 06-03-2016, 12:35 AM
Replies: 20
Views: 2,679
Posted By heyyou
been there x6

We fly non-stop to Kona to avoid changing planes in Honolulu. Costco is near the Kona airport but is across the main highway. We stay on the 3rd floor for the breeze at the Manago Hotel in Captain...
Forum: FIRE and Money 04-24-2016, 11:37 PM
Replies: 88
Views: 9,353
Posted By heyyou
Muddle through

We retired in 2005 with a buffer of cash. As tightwads, we just spent less during 2008-9 by watching expenses, traveling less, eating out less often. Currently with 35% in bonds, next time we will...
Forum: FIRE and Money 04-22-2016, 09:58 AM
Replies: 27
Views: 3,892
Posted By heyyou
IIRC, in the late 1990s from Mutual Fund...

IIRC, in the late 1990s from Mutual Fund magazine, Goldman Sachs had an S&P500 index fund with an annual fee of 1%. So yes they did have the hot mutual fund, the 500 index fund, but it was not low...
Forum: FIRE and Money 04-21-2016, 10:16 PM
Replies: 27
Views: 3,892
Posted By heyyou
It is likely graft, expensive investing fees,...

It is likely graft, expensive investing fees, chasing hot investments, and promising higher benefits to get votes to stay in office. The Western States Teamster Plan was busted for being so crooked...
Forum: FIRE and Money 02-27-2016, 10:35 PM
Replies: 50
Views: 4,838
Posted By heyyou
So far, delayed gratification has worked well in...

So far, delayed gratification has worked well in my life, so I'm delaying SS and converting tIRA to RIRA from retirement day until RMDs start. At the top of the 15% bracket, for Married Filing...
Forum: Life after FIRE 02-27-2016, 09:24 PM
Replies: 108
Views: 10,623
Posted By heyyou
We moved from the city into the small town (5000...

We moved from the city into the small town (5000 population) in the 1990s, then moved five miles away from it in 2005 for retirement. DW loves it here with the raised bed gardens that I built. I'm...
Forum: FIRE and Money 01-02-2016, 03:39 AM
Replies: 46
Views: 5,324
Posted By heyyou
And your life has not changed, other than fewer...

And your life has not changed, other than fewer aggravations.
Forum: FIRE and Money 12-21-2015, 12:03 PM
Replies: 105
Views: 14,083
Posted By heyyou
For what it is worth, the VPW site shows the...

For what it is worth, the VPW site shows the annual portfolio values for a 1966 retiree. As my retirement progresses, it is comforting to compare my history of portfolio values to the worst case of...
Forum: Life after FIRE 12-20-2015, 02:44 PM
Replies: 31
Views: 13,065
Posted By heyyou
Been FIREd for ten years, still occasionally...

Been FIREd for ten years, still occasionally having the I-can't-get-there-from-here work dreams. Having recognized it as a very mild form of PTSD, I'm glad to hear that I'm not the only one. Thanks...
Forum: FIRE and Money 12-20-2015, 02:31 PM
Replies: 105
Views: 14,083
Posted By heyyou
OP's plan is good w/ its variable income of fixed % WD

@ the OP, your plan looks good. I like your willingness to accept the variable income of the flat percentage WD of your recent annual portfolio value. WDing that way is not a problem even for the...
Forum: FIRE and Money 12-20-2015, 12:46 PM
Replies: 2,502
Views: 899,611
Posted By heyyou
Finished the first ten years of retirement from...

Finished the first ten years of retirement from age 55 to 65 with the same real portfolio value as retirement day, due to no-COLA pension income. Are we finished with FI/RE and starting normal...
Forum: FIRE and Money 11-20-2015, 09:41 PM
Replies: 32
Views: 4,483
Posted By heyyou
Who has had or will have a million $ portfolio...

Who has had or will have a million $ portfolio for thirty years?
Forum: FIRE and Money 11-20-2015, 07:48 PM
Replies: 30
Views: 3,530
Posted By heyyou
On the Big Island of Hawaii, there was a hang tag...

On the Big Island of Hawaii, there was a hang tag with a 2" diameter hole in it on the mirror. The rental guy said that if the damage was smaller than that hole, no problem.

I popped a tire and...
Forum: Life after FIRE 09-02-2015, 09:25 PM
Replies: 52
Views: 7,697
Posted By heyyou
Retired from, without a plan of "to"

I retired to get away from my job, expecting anything to be better, much better. My first eight years of being workless became the best years of my life.

I spent several months looking into...
Forum: Life after FIRE 09-02-2015, 09:07 PM
Replies: 4
Views: 1,540
Posted By heyyou
Retirees are Workless

Retirees are Workless. I like the sound of that, it makes me smile. I wish the same to you.
Forum: Life after FIRE 08-30-2015, 08:02 PM
Replies: 55
Views: 6,523
Posted By heyyou
In retirement, you can become who you want to be,...

In retirement, you can become who you want to be, instead of who you had to be in order to do your job.
Can you imagine reading a book, cover to cover in one day? Retirees get to do that.
...
Showing results 1 to 25 of 354

 
Forum Jump

 
All times are GMT -6. The time now is 06:02 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.