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Forum: Other topics 12-16-2020, 05:56 AM
Replies: 48
Views: 4,404
Posted By ckelly78z
My wife handles most of the finances now, so not...

My wife handles most of the finances now, so not a problem. My kids are both responsible adults, and could handle things properly.
Forum: Hi, I am... 12-16-2020, 05:53 AM
Replies: 71
Views: 4,759
Posted By ckelly78z
If you are offered the job, take it with no guilt...

If you are offered the job, take it with no guilt about a truncated future. Give them a good 4 years, and do what's best for YOU, rest assured, most companies do what is best for THEM first.

Don't...
Forum: Other topics 12-16-2020, 05:46 AM
Replies: 5,620
Views: 365,844
Posted By ckelly78z
I may enjoy snow more when I finally retire, but...

I may enjoy snow more when I finally retire, but right now it's a pain in the azz ! It is currently snowing here in NW Ohio, but only an inch or two forecasted...much more to the East of us.

I...
Forum: Life after FIRE 12-16-2020, 05:42 AM
Replies: 2,389
Views: 176,107
Posted By ckelly78z
I fixed up an electric boat trolling motor that...

I fixed up an electric boat trolling motor that someone gave me that didn't work. After unscrewing the power head lid, I saw the crossed/burnt wiring that had caused a short. It was also missing the...
Forum: Other topics 12-16-2020, 05:33 AM
Replies: 32
Views: 1,204
Posted By ckelly78z
My wife, and I have come to this conclusion as...

My wife, and I have come to this conclusion as well, that less is more on the outside decorations. My favorites are a classic lighted sleigh, with wreaths, and bows, and a candle in every window of...
Forum: Other topics 12-16-2020, 05:20 AM
Replies: 25
Views: 1,100
Posted By ckelly78z
I have had my share of Mustangs with past cars...

I have had my share of Mustangs with past cars being a 1971 Mach1, a 1978 Cobra, a 1985 GT Fox body, a 96 GT fox body, a 2004 new edge GT convertible, and my current daily driver, a 2013 V6 Pony.
...
Forum: Young Dreamers 12-14-2020, 08:34 AM
Replies: 20
Views: 2,071
Posted By ckelly78z
A fine sentiment, but how do you present it...

A fine sentiment, but how do you present it convincingly to young associates who have their eye on that new BMW. These young folks have always had everything they ever wanted, and grew up with a...
Forum: Other topics 12-14-2020, 08:28 AM
Replies: 541
Views: 19,345
Posted By ckelly78z
My Cleveland Browns can make a statement win...

My Cleveland Browns can make a statement win tonight against the Baltimore Ravens (I have hated the Ravens/Art Model since they abandoned Ohio in 1996) and go to 10-3 for the first time in decades....
Forum: Other topics 12-14-2020, 08:20 AM
Replies: 322
Views: 11,780
Posted By ckelly78z
The Ohio State Buckeyes were cut off at the knees...

The Ohio State Buckeyes were cut off at the knees before the season started by the Big 10's decision to wait a month while other teams played games. Michigan decided to not play (and try to screw OSU...
Forum: Other topics 12-14-2020, 08:01 AM
Replies: 51
Views: 2,956
Posted By ckelly78z
A ring in a drawer isn't worth a dime to most...

A ring in a drawer isn't worth a dime to most people, but handing it down to your son/DIL will be priceless...but should have no strings attached !
Forum: Young Dreamers 12-11-2020, 07:37 AM
Replies: 17
Views: 1,368
Posted By ckelly78z
4% is pretty meager historical returns, but...

4% is pretty meager historical returns, but probably the safest option. At 34 years old, there is no reason to be safe with your investments. I would try to roll it into something that you could...
Forum: Other topics 12-10-2020, 10:23 PM
Replies: 68
Views: 4,281
Posted By ckelly78z
My wife is much more of a pack rat inside the...

My wife is much more of a pack rat inside the house with craft projects, puzzles, books, and decorations.

I am not the neatest in my shop, and barns where I have extra equipment, tools, and...
Forum: FIRE and Money 12-10-2020, 10:14 PM
Replies: 76
Views: 7,923
Posted By ckelly78z
In comparison to many of our co-workers who have...

In comparison to many of our co-workers who have no plans/hope of retiring early, if we can get out the door before 65 years old, we are winning the game.

My own opinion on my situation, is to...
Forum: FIRE and Money 12-08-2020, 08:18 AM
Replies: 153
Views: 12,441
Posted By ckelly78z
All first world problems that seem rather...

All first world problems that seem rather obsessive. My parents are both 79 and very active (and have been taking RMDs for 9 years now). They honestly don't know what to do with the extra money, and...
Forum: COVID-19 | Containment Area 12-06-2020, 05:49 PM
Replies: 74
Views: 3,439
Posted By ckelly78z
I look at all of this as a measure of fate...if...

I look at all of this as a measure of fate...if i'm destined to get this virus, and die from it, that's what is going to happen without much of what I do influencing the outcome.

If I have been...
Forum: FIRE and Money 12-05-2020, 10:05 PM
Replies: 27
Views: 1,085
Posted By ckelly78z
How neat to think of Grandpa, and value your...

How neat to think of Grandpa, and value your opinion. I think getting him invested in a company that sparks his interest would go a long way towards keeping him engaged in the investing mindset.
...
Forum: Hi, I am... 12-05-2020, 09:59 PM
Replies: 6
Views: 1,254
Posted By ckelly78z
^^^This is my plan, I have many preexisting...

^^^This is my plan, I have many preexisting conditions, so healthcare is a big concern.

Sorry for your wife's untimely passing, that would be tough.
Forum: Life after FIRE 12-05-2020, 09:53 PM
Replies: 85
Views: 5,867
Posted By ckelly78z
During the Covid shutdown in April/May, I built a...

During the Covid shutdown in April/May, I built a really nice little 12' bass boat from a fiberglass jon boat. I like it, and it works well but wanted something more maneuverable that I could easily...
Forum: Travel Information 12-04-2020, 06:15 AM
Replies: 18
Views: 1,776
Posted By ckelly78z
I was supposed to be heading to the airport...

I was supposed to be heading to the airport tomorrow morning for our upcoming trip to Sandals South Coast in Jamaica but had to cancel. With the difficulty of securing a non-symptomatic Covid test...
Forum: FIRE and Money 12-04-2020, 06:02 AM
Replies: 17
Views: 1,114
Posted By ckelly78z
I imagine that my active 79 Y.O. parents (who are...

I imagine that my active 79 Y.O. parents (who are rather risk averse) have a 50/50 blend of stocks/bonds. They honestly don't know, but their FA who handles every detail does. They are still making...
Forum: FIRE and Money 12-03-2020, 06:34 AM
Replies: 68
Views: 6,296
Posted By ckelly78z
I see this from co-workers as well, they just...

I see this from co-workers as well, they just don't care about saving for retirement, "I'll think about that when it happens" is the response I get from them about. Another one of my favorite quotes...
Forum: Life after FIRE 12-03-2020, 06:11 AM
Replies: 659
Views: 70,306
Posted By ckelly78z
Wrong thread for my reply, but I have been...

Wrong thread for my reply, but I have been sleeping very comfortably on my King sized, full motion waterbed for 25 years now. It is heated, and adjustable (more water, less water), and only cost me...
Forum: FIRE and Money 12-02-2020, 06:49 AM
Replies: 825
Views: 60,078
Posted By ckelly78z
Up another 1% to 11.97% from yesterday. I also...

Up another 1% to 11.97% from yesterday. I also remembered that I had 10 weeks this year of having no deposits while off work, and also that the company match for my 401K was suspended for 6 months...
Forum: Health and Early Retirement 12-01-2020, 06:16 AM
Replies: 101
Views: 4,113
Posted By ckelly78z
Never drank a cup of coffee in my 55 years. I...

Never drank a cup of coffee in my 55 years. I like the smell, but not the taste (i've tried many).
Forum: FIRE and Money 11-30-2020, 08:20 PM
Replies: 825
Views: 60,078
Posted By ckelly78z
Up 10.94% YTD as of yesterday...haven't gotten...

Up 10.94% YTD as of yesterday...haven't gotten today's returns yet.

I tried to time the exit/entrance back in March/May and didn't so well, from now on, I will let it ride. I lost about 15% gains...
Showing results 1 to 25 of 1156
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