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Search: Posts Made By: pedorrero
Forum: Life after FIRE 01-20-2011, 08:51 AM
Replies: 9
Views: 2,395
Posted By pedorrero
This is always an amusing concept...that there...

This is always an amusing concept...that there really are any assets in the so-called "trust fund." It's just an IOU. No asset, just the promise to provide benefits (and to tax, borrow, or print as...
Forum: Other topics 12-04-2010, 09:40 AM
Replies: 28
Views: 2,156
Posted By pedorrero
For those with an old PC (anything over two years...

For those with an old PC (anything over two years is "old"); another trick to try back up anything you value and then do a full reinstall (preferably after reformatting the drive.) This is...
Forum: Life after FIRE 12-04-2010, 09:34 AM
Replies: 23
Views: 4,151
Posted By pedorrero
I'll make the case for no property insurance at...

I'll make the case for no property insurance at all. (If you have no mortgage?) I was with State Farm for years and the rate roughly tripled after the 2004 hurricanes. Last year I said "No...
Forum: FIRE and Money 08-07-2010, 09:55 AM
Replies: 14
Views: 2,148
Posted By pedorrero
I saved about $1100/year by -- "going bare." ...

I saved about $1100/year by -- "going bare." Probably FL is an especially bad case in terms of home insurance. Finally the idea of rates tripling in 5 years was just too much ... yes I risk total...
Forum: Health and Early Retirement 08-01-2010, 06:14 AM
Replies: 5
Views: 1,227
Posted By pedorrero
Career student gambit: messed up by insurance

It's been a while since I posted. I'm pedorrero, the "small" trustafarian and professional student. Got my MA Spanish in December, now in a graduate program and enjoying cheap student health...
Forum: Life after FIRE 06-04-2010, 01:26 PM
Replies: 82
Views: 10,299
Posted By pedorrero
Loyalty to one's country (the USA) can be either...

Loyalty to one's country (the USA) can be either good -- or bad.

If you detach yourself from the flag, apple pie, and other non-legal grounds, the fact remains that for SOME PEOPLE it makes sense...
Forum: FIRE and Money 09-25-2009, 07:43 AM
Replies: 47
Views: 6,707
Posted By pedorrero
Don't overlook gold. I am in the "distribution"...

Don't overlook gold. I am in the "distribution" phase I guess, and as a hedge against a private retirement (stocks, bonds) most of my wealth is my home and precious metals, mostly gold coins with a...
Forum: Travel Information 08-15-2009, 04:30 PM
Replies: 3
Views: 1,589
Posted By pedorrero
Mexico traffic fines -- I finally get nailed

Just got back from my 2nd trip to Mexico (by car.) This time, I was stopped twice for traffic offenses, both in (or near) Mexico City.

#1: I was apparently driving in a bus-only lane. The...
Forum: FIRE and Money 07-13-2009, 07:27 AM
Replies: 6
Views: 3,330
Posted By pedorrero
i didn't know he had a blog. In one of his books...

i didn't know he had a blog. In one of his books ("The Way of the Weasel" I think), he had a rare serious section, talking about talking to a financial advisor. Then, he capsulized the main advice...
Forum: Travel Information 05-28-2009, 09:08 AM
Replies: 23
Views: 10,801
Posted By pedorrero
If the guys look that good, I would like to see...

If the guys look that good, I would like to see the ladies! Not yet ... still getting Latin America out of my sistema ...
Forum: FIRE and Money 05-11-2009, 06:05 AM
Replies: 1
Views: 1,186
Posted By pedorrero
I use Quicken, but never have tried Quicken.com. ...

I use Quicken, but never have tried Quicken.com. While I am semi-paranoid, the truth is that so many people already have access your financial information, that you probably don't have much to...
Forum: Travel Information 04-19-2009, 11:05 AM
Replies: 36
Views: 3,676
Posted By pedorrero
MichaelB: "pedorrero" was chosen originally for...

MichaelB: "pedorrero" was chosen originally for the Fool, due to my twisted humor. I produce a lot of hot air, and my opinions stink, so it fits. I also have tendencies to being a literal...
Forum: Travel Information 04-16-2009, 10:00 AM
Replies: 36
Views: 3,676
Posted By pedorrero
Finally Retired, your Spanish is quite good. ...

Finally Retired, your Spanish is quite good. There's a c ouple words there I don't know. Thanks for the tips. My gastro-intestinal tract can hardly wait to arrive in Panama!
Forum: Travel Information 04-12-2009, 08:01 AM
Replies: 28
Views: 3,322
Posted By pedorrero
I am an old fan of Rick Steves. I think he may...

I am an old fan of Rick Steves. I think he may have gone soft since he's by now, family man, soft and rich and middle aged. But the "pack light" gospel in the old days was basically use one (yes,...
Forum: Travel Information 04-12-2009, 07:52 AM
Replies: 36
Views: 3,676
Posted By pedorrero
Me voy a Panama

This summer's first vacation will be up to a month in Panama. Although technically I can drive there, I booked r/t fare under $200 and parking at FLL is $7/day (well, two years ago it was :blush: )...
Forum: FIRE and Money 04-05-2009, 09:16 AM
Replies: 44
Views: 5,154
Posted By pedorrero
I second the gold recommendal. I am a lifelong...

I second the gold recommendal. I am a lifelong gold bug, and in my current incarnation it is a hedge against my retirement portfolio (over which I have no control). Unless you are super-rich, the...
Forum: FIRE and Money 03-27-2009, 09:33 PM
Replies: 527
Views: 71,816
Posted By pedorrero
Don't be afraid to question your (or society's)...

Don't be afraid to question your (or society's) assumptions. "You need insurance." Whoa, not so fast. Yes you probably do, but what kinds, at what prices? See my recent questions about my...
Forum: FIRE and Money 03-21-2009, 07:10 AM
Replies: 24
Views: 2,584
Posted By pedorrero
Grep, in addition to being a Unix utility program...

Grep, in addition to being a Unix utility program :) makes a good point, which I shall amplify: You can invest the money in good faith, but the company may do all kinds of untoward things; steal...
Forum: FIRE and Money 03-20-2009, 06:58 PM
Replies: 14
Views: 1,929
Posted By pedorrero
Thanks for the spectrum of responses. Moral...

Thanks for the spectrum of responses. Moral duty? Variable. And what are the limits? i currently have an umbrella policy. What if I caused a horrible accident that exceeded even that limit...
Forum: FIRE and Money 03-18-2009, 09:41 AM
Replies: 14
Views: 1,929
Posted By pedorrero
Drop or reduce insurances?

Forgive me if I brought this up recently (I think it was on TMF).

I am considering reducing and/or dropping certain types of insurance.

Health: I pay $450/mo to BCBSFL. I applied for a...
Forum: Life after FIRE 03-08-2009, 09:37 PM
Replies: 37
Views: 5,240
Posted By pedorrero
Thanks for the postings! i am hoping to visit...

Thanks for the postings! i am hoping to visit the Pacific coast this summer; maybe with a cousin from KC. (Ideally, with a young hottie from the university, but no luck so far...). Already a...
Forum: FIRE and Money 03-08-2009, 10:19 AM
Replies: 62
Views: 7,371
Posted By pedorrero
2006-2007: lobbied (unsuccessfully) to have my...

2006-2007: lobbied (unsuccessfully) to have my "retirement money" (trust funds) moved to move conservative investing. Failed. One trust fund moved to new manager (at higher fees, of course). ...
Forum: FIRE and Money 03-08-2009, 10:12 AM
Replies: 12
Views: 1,826
Posted By pedorrero
Sander06 i guess you never paid $5 a hit for...

Sander06 i guess you never paid $5 a hit for inert typing paper at a Grateful Dead concert :) Problem; crooks dress in all sizes. More money is stolen at pen point (and usually, suit & ties...
Forum: FIRE and Money 03-01-2009, 07:30 AM
Replies: 20
Views: 3,361
Posted By pedorrero
I may be wrong, but i think it is also notable...

I may be wrong, but i think it is also notable that many countries, such as Switzerland and (maybe) Canada, have little or NO government insurance for their banking system. By the way, another...
Forum: Life after FIRE 02-14-2009, 09:59 AM
Replies: 25
Views: 4,708
Posted By pedorrero
A month late but what the hell? I am...

A month late but what the hell? I am considering dropping my homeowner's insurance ... I pay about $1010/year to insure a structure that is worth (maybe) $100K (ex-land). Probably won't drop it,...
Showing results 1 to 25 of 249

 
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