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Forum: FIRE and Money 04-14-2021, 03:19 PM
Replies: 16
Views: 924
Posted By LARS
Not sure I really understand your question. ...

Not sure I really understand your question.

That said, here's my answer! HaHa.

Personally I would not "invest" any monies I have allocated to my house purchase if a had a near term horizon.
...
Forum: Life after FIRE 04-01-2021, 03:09 PM
Replies: 46
Views: 4,655
Posted By LARS
What to do if you want to retire abroad

I must say right around January 6th I was seriously thinking I might have to come up with Plan B for getting out of Dodge.

Reality is, however, as OP wrote when you get to be Medicare eligible it...
Forum: Life after FIRE 04-01-2021, 02:35 PM
Replies: 142
Views: 13,212
Posted By LARS
My real point was that both states exist right up...

My real point was that both states exist right up until they donít; and, there is no definitive way to know what's what until it is too late for you to do anything about it.

Either because you...
Forum: Life after FIRE 04-01-2021, 02:31 PM
Replies: 142
Views: 13,212
Posted By LARS
You got more than that: you have anonymity....

You got more than that: you have anonymity. Something Iím guessing old Jeff would part more than a few billion to recapture.
Forum: Life after FIRE 04-01-2021, 09:42 AM
Replies: 142
Views: 13,212
Posted By LARS
Enough - How much is that?

The answer to your question is much like the thought experiment of SchrŲdingerís cat: the concept of enough and not enough exist at the same time until the box is opened.

And the irony of your...
Forum: Hi, I am... 03-07-2021, 06:42 PM
Replies: 36
Views: 4,975
Posted By LARS
What he said...

What he said...
Forum: FIRE and Money 12-23-2020, 02:53 PM
Replies: 72
Views: 8,723
Posted By LARS
Hard Reminder: Health is not Certain

Glad your wife is on the mend.

Having got sepsis myself after an operation I have come to the following conclusion: if you have surgery and anything remotely looking like chills or a fever...
Forum: COVID-19 | Containment Area 12-15-2020, 04:47 PM
Replies: 3,147
Views: 147,121
Posted By LARS
I am taking the approach that it (the vaccine)...

I am taking the approach that it (the vaccine) will be available when itís available: and not going to worry about when that will be.
Forum: FIRE and Money 12-13-2020, 02:58 PM
Replies: 23
Views: 803
Posted By LARS
Signing up for Social Security online...

Why does SS need to do this? Never heard this before.
Forum: FIRE and Money 12-04-2020, 09:51 AM
Replies: 95
Views: 5,543
Posted By LARS
Anyone purchase houses with cash?

Yeah, you overpay relative to the appraisal and it complicates at best getting a mortgage (more money to the table for you), or worse, makes a mortgage more difficult to obtain.
Forum: FIRE and Money 12-03-2020, 09:01 AM
Replies: 95
Views: 5,543
Posted By LARS
Anyone purchase houses with cash?

A reason to consider a mortgage as a first time buyer (absent discussion of competitiveness of offer) is that by having a mortgage lender there is effectively someone looking over your shoulder and...
Forum: COVID-19 | Containment Area 12-01-2020, 12:10 PM
Replies: 43
Views: 2,843
Posted By LARS
How quickly back to normal?

So given general availability of vaccine by April-June of 2021 time frame what does your crystal ball tell you on how quickly life will return to normal?

Economic life return as quickly or will...
Forum: Health and Early Retirement 11-25-2020, 07:48 PM
Replies: 49
Views: 3,239
Posted By LARS
Life Expectancy calculator

Exactly. A little heads up from OP would have not been too much to ask.

Total. Waste. Of. Time.
Forum: Health and Early Retirement 10-26-2020, 03:49 PM
Replies: 5
Views: 330
Posted By LARS
Thanks for replies. I guess I still remember...

Thanks for replies. I guess I still remember reading horror stories on ER forum when Healthcare.gov was first set up.

Sounds like they have gotten their act together.
Forum: Health and Early Retirement 10-26-2020, 03:22 PM
Replies: 5
Views: 330
Posted By LARS
Help with Healthcare.gov website for ACA

We're moving from a state with its own Exchange for ACA to a state that relies upon the Healthcare.gov site.

Are there any issues I should be aware with the Healthcare.gov site?

Is it now...
Forum: COVID-19 | Containment Area 07-15-2020, 07:59 PM
Replies: 235
Views: 22,967
Posted By LARS
Sorry to read of your troubles. Your...

Sorry to read of your troubles.

Your situation reinforces the notion that the practice of Medicine is very much an Art as opposed to a Science.

And, you have to be your own best advocate.
...
Forum: Life after FIRE 07-08-2020, 05:18 PM
Replies: 20
Views: 1,443
Posted By LARS
Bend is a wonderful place. Has tourism, but is...

Bend is a wonderful place. Has tourism, but is large enough in its own right to maintain who it is.

The Cascades are spectacular.

Coast not too far.

All in all not a bad place to spend your...
Forum: Life after FIRE 07-07-2020, 05:23 PM
Replies: 20
Views: 1,443
Posted By LARS
Iím afraid that is pretty much true everywhere...

Iím afraid that is pretty much true everywhere that is attractive to the monied...
Forum: Life after FIRE 07-07-2020, 09:11 AM
Replies: 20
Views: 1,443
Posted By LARS
We ended up in Bend OR after a short period in...

We ended up in Bend OR after a short period in Jackson Hole, WY.

Lived in Bend for ten years, but moved back East for aging parents.

Next move for us will be a Barrier Island along the southern...
Forum: Life after FIRE 07-07-2020, 06:56 AM
Replies: 20
Views: 1,443
Posted By LARS
Salt Lake City relocation -- advice sought

Like I said, if your budget allows, but we looked seriously in the SLC area awhile back and Park City was the only area of interest.

Santa Fe, also a place we looked at seriously, IMHO the issues...
Forum: Life after FIRE 07-06-2020, 04:01 PM
Replies: 20
Views: 1,443
Posted By LARS
Surprised no one has suggested Park City... if it...

Surprised no one has suggested Park City... if it fits your budget.
Forum: Life after FIRE 07-04-2020, 12:34 PM
Replies: 43
Views: 2,751
Posted By LARS
At age 91 the War is lost. No need for any more...

At age 91 the War is lost. No need for any more battles with your mother on the topic.

Just accept the fact that when she's gone you'll have more of a mess to clean up than you'd wish.
Forum: Health and Early Retirement 06-30-2020, 02:27 PM
Replies: 51
Views: 4,753
Posted By LARS
Yeah, I posed this same question earlier in the...

Yeah, I posed this same question earlier in the thread. And I came to the same conclusion as you. At least for the year in which the SCOTUS decision is made, assuming negative, I presume health...
Forum: Health and Early Retirement 06-26-2020, 01:54 PM
Replies: 51
Views: 4,753
Posted By LARS
But in the immediate aftermath if ACA is...

But in the immediate aftermath if ACA is overturned there will not be any protection.

I agree it will most likely follow (as it is very popular), but how quickly?

I guess another question is...
Forum: Health and Early Retirement 06-26-2020, 01:36 PM
Replies: 51
Views: 4,753
Posted By LARS
That is where I am leaning. My concern is not...

That is where I am leaning. My concern is not paying for insurance over the gap. My principle concern is if ACA gets stricken down then "preexisting condition" wags its ugly head.

And not...
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