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Search: Posts Made By: Letj
Forum: Life after FIRE 11-22-2020, 07:11 PM
Replies: 221
Views: 16,376
Posted By Letj
Run for the hills from any woman who bakes this...

Run for the hills from any woman who bakes this casserole for you. She is trying to kill you for your millions[emoji23]
Forum: Life after FIRE 11-20-2020, 11:46 AM
Replies: 221
Views: 16,376
Posted By Letj
Get some viagra and testosterone replacement....

Get some viagra and testosterone replacement. That will solve that problem real fast[emoji23]
Forum: Other topics 11-17-2020, 04:51 PM
Replies: 57
Views: 3,503
Posted By Letj
Rich in Tampa passed? I had no idea. I remember...

Rich in Tampa passed? I had no idea. I remember he was the doctor who relocated and change his screen name. I just assumed he was enjoying his retirement years.
Forum: Life after FIRE 11-17-2020, 09:14 AM
Replies: 75
Views: 4,743
Posted By Letj
This is such a wonderful list. I love not having...

This is such a wonderful list. I love not having to be accountable to anyone and my time is controlled only by me. Itís the happiest Iíve been and Iíve always been a relatively happy person. Despite...
Forum: Life after FIRE 10-31-2020, 04:01 PM
Replies: 80
Views: 6,046
Posted By Letj
It would be nice to know how they did it. I am...

It would be nice to know how they did it. I am wondering if they were essentially all equities.
Forum: FIRE and Money 10-24-2020, 04:46 AM
Replies: 67
Views: 3,394
Posted By Letj
What happens if the income was close to year-end...

What happens if the income was close to year-end as in the case of taking your distribution at the end of the year or incurring capital gains from real estate sales at the end of the year? Would he...
Forum: Other topics 10-23-2020, 04:30 PM
Replies: 101
Views: 4,063
Posted By Letj
I enjoy dancing and rhythm comes to me easily. I...

I enjoy dancing and rhythm comes to me easily. I dance Argentine tango, ballroom and just about all the Latin dances. My DH hates dancing and really has two left feet. A bit disappointing because I...
Forum: Hi, I am... 10-19-2020, 09:27 PM
Replies: 23
Views: 2,375
Posted By Letj
I couldnít agree with you more! Believe me I am...

I couldnít agree with you more! Believe me I am very contented and really have no interest in amassing wealth at the expense of time and quality of life. I am trying to off load properties to truly...
Forum: Other topics 10-19-2020, 08:12 PM
Replies: 125
Views: 6,184
Posted By Letj
Can he legally claim the shed since itís now...

Can he legally claim the shed since itís now affixed to their property? Wouldnít they have to go to court to settle something like this?
Forum: Other topics 10-19-2020, 08:09 PM
Replies: 125
Views: 6,184
Posted By Letj
Sometimes people need to be taught a lesson and...

Sometimes people need to be taught a lesson and often canít or wonít learn otherwise. I would remind her that youíve already paid out of pocket for the material and give her the receipts (she may...
Forum: Hi, I am... 10-19-2020, 06:35 PM
Replies: 23
Views: 2,375
Posted By Letj
I find a lot of what you say here rings true. Iíd...

I find a lot of what you say here rings true. Iíd like to add that having money and not even gobs of it brings its own aggravation. I am in the process of fixing up and selling some of my rental...
Forum: Hi, I am... 10-17-2020, 06:49 PM
Replies: 23
Views: 2,375
Posted By Letj
I can see how I confused you. I assumed you were...

I can see how I confused you. I assumed you were aware, as a potential retiree, that PT taxes retirees (you need a D7 visa) 10% the first 10 years. It used to be zero percent but other EU countries...
Forum: Hi, I am... 10-17-2020, 06:08 PM
Replies: 23
Views: 2,375
Posted By Letj
Have you considered the added tax burden of...

Have you considered the added tax burden of living in PT? The first 10 years youíre taxed at 10% and that includes gains in Roth IRAs. However, after 10 years, tax rates would be quite high at a time...
Forum: Health and Early Retirement 10-13-2020, 05:59 PM
Replies: 16
Views: 648
Posted By Letj
I had this surgery on my right shoulder at 50. I...

I had this surgery on my right shoulder at 50. I stalled on the surgery for a long time but it got to the point where the pain was so unbearable I had no choice. Honestly, itís tough and it took a...
Forum: Health and Early Retirement 10-12-2020, 06:51 AM
Replies: 50
Views: 2,915
Posted By Letj
Instead of counting calories isnít easier to cut...

Instead of counting calories isnít easier to cut your portions?
Forum: FIRE and Money 09-30-2020, 07:36 PM
Replies: 13
Views: 1,142
Posted By Letj
I believe the $250,000 exclusion applies to a...

I believe the $250,000 exclusion applies to a primary residence. If the house in question is a primary residence, I donít believe you can adjust the basis for capital improvements.
Forum: Health and Early Retirement 09-30-2020, 11:07 AM
Replies: 63
Views: 3,599
Posted By Letj
I could have written this exact post. Luckily I...

I could have written this exact post. Luckily I had a good friend who was already on it and she explained that a lot of the opposition to HRT was based on flawed data. After suffering through the...
Forum: FIRE and Money 09-08-2020, 05:53 PM
Replies: 62
Views: 4,056
Posted By Letj
I couldnít agree with you more. My 50 plus years...

I couldnít agree with you more. My 50 plus years have taught me never to throw stones. Iíve seen so many children from the same parents go in different directions. Some more reflective of the...
Forum: FIRE and Money 09-07-2020, 02:34 PM
Replies: 31
Views: 1,581
Posted By Letj
Any ER folks refinanced lately without a job?

I read the Freddie Mac and Fannie Mae requirements to understand the rules under which I could qualify without a job and I recently did a mortgage without a job as a retired individual. You are not...
Forum: Other topics 09-02-2020, 07:52 PM
Replies: 50
Views: 3,817
Posted By Letj
Itís state by state.

Itís state by state.
Forum: FIRE and Money 09-02-2020, 06:42 PM
Replies: 147
Views: 12,433
Posted By Letj
So just curious. Do you mean sell/rebalance in...

So just curious. Do you mean sell/rebalance in your tax deferred account? I have never rebalanced in my after tax account because of the significant tax hit. I am retired but havenít had to touch...
Forum: Other topics 08-28-2020, 11:56 AM
Replies: 50
Views: 3,817
Posted By Letj
Even so he will still qualify. He just has to...

Even so he will still qualify. He just has to declare that he is self employed.
Forum: Health and Early Retirement 08-28-2020, 06:29 AM
Replies: 29
Views: 1,562
Posted By Letj
In 52 years and Iíve never had a cavity and...

In 52 years and Iíve never had a cavity and resisted dentist for the first 40 years. I didnít practice good dental hygiene as a child and donít remember going to a dentist and I have perfectly...
Forum: Other topics 08-28-2020, 06:19 AM
Replies: 50
Views: 3,817
Posted By Letj
I am assuming he lives in VA. If so, have him...

I am assuming he lives in VA. If so, have him apply for covid unemployment as a gig worker. He will get it retroactively fairly quickly and get a large lump sum. He should get at least $758 a week...
Forum: Other topics 08-26-2020, 08:12 PM
Replies: 20
Views: 1,008
Posted By Letj
I easily got a mortgage after I retired early by...

I easily got a mortgage after I retired early by setting up a trust account in Vanguard and took a specific monthly withdrawal to qualify for the loan. I couldnít qualify for asset depletion loan...
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