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Forum: FIRE and Money 07-15-2020, 10:01 AM
Replies: 79
Views: 4,152
Posted By Hibernian
This. I only drive used, always buy a 3-4...

This.

I only drive used, always buy a 3-4 year old luxury model that someone else has taken the depreciation hit on, and then usually from a dealer that offers some warranty on roadworthiness...
Forum: Other topics 06-18-2020, 12:13 PM
Replies: 12
Views: 335
Posted By Hibernian
Thanks all for the suggestions. It's certainly a...

Thanks all for the suggestions. It's certainly a more convoluted process than I imagined. Have a request into the solicitor issuing the estate funds to work with me on this as a mailed check is...
Forum: Other topics 06-18-2020, 08:54 AM
Replies: 12
Views: 335
Posted By Hibernian
US bank for handling Euro check?

Hi, a death in the family means I get a small inheritance coming my way. It's modest ($4000 approx) but it is from Europe, so issued as a check in Euros. My credit union here does not handle foreign...
Forum: FIRE and Money 04-02-2019, 04:44 PM
Replies: 138
Views: 22,790
Posted By Hibernian
20 years to the first million, maybe 5 or 6 years...

20 years to the first million, maybe 5 or 6 years to the second (fingers crossed), max'd out, 7% employer match, AA 60%-70% in equities throughout. Two market dips along the way (2000, 2007), I kept...
Forum: FIRE Related Public Policy 03-14-2019, 07:19 AM
Replies: 105
Views: 8,547
Posted By Hibernian
I understand people like to minimize their tax...

I understand people like to minimize their tax but I'd never think that goal was well served by minimizing quality of life.

btw - property tax in Austin is high, so even with routine deductions...
Forum: FIRE and Money 02-20-2019, 08:33 PM
Replies: 64
Views: 8,547
Posted By Hibernian
Sort of pushed by this discussion, I stated...

Sort of pushed by this discussion, I stated thinking about need for retirement over time and asked how likely it would be that I would need money for 35 years or so which had been my default check...
Forum: Other topics 01-08-2019, 08:53 AM
Replies: 17
Views: 1,087
Posted By Hibernian
Am a fan of a firm bed, and in our home we've had...

Am a fan of a firm bed, and in our home we've had joy with Saatva's firmest model. Not the cheapest but really comfy and a good night's sleep is a pleasure that keeps on giving. Their regular is...
Forum: FIRE and Money 11-08-2018, 05:19 PM
Replies: 88
Views: 4,275
Posted By Hibernian
An immigrant and a citizen.

An immigrant and a citizen.
Forum: Travel Information 08-19-2018, 01:30 PM
Replies: 104
Views: 6,148
Posted By Hibernian
Having been burned by charges while traveling...

Having been burned by charges while traveling over the years, I am ultra conservative now on plans and use. Just back from 3 weeks in Europe where I only used local wifi. Used Viber for phone calls...
Forum: FIRE and Money 07-21-2018, 09:56 AM
Replies: 6
Views: 880
Posted By Hibernian
After losing my wallet last year I initiated a...

After losing my wallet last year I initiated a freeze through the three companies. Bit of a pain, multistep online and phone process with lots of passwords and security codes. This year I needed to...
Forum: Life after FIRE 07-11-2018, 04:06 PM
Replies: 26
Views: 1,557
Posted By Hibernian
Regular lurker here, prompted to join in by this...

Regular lurker here, prompted to join in by this thread. Like many, I dreaded public speaking but oddly my career ended up relying on my doing it regularly for all types of audiences. While I will...
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