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Forum: COVID-19 | Containment Area 07-14-2020, 07:31 AM
Replies: 163
Views: 8,728
Posted By stedmakr
New habits that will last: Not going to the...

New habits that will last:

Not going to the barbershop - my wife is learning to cut my hair, on Zoom my extended family calls me patches, but she will get better over time.

Not going to the...
Forum: COVID-19 | Containment Area 07-10-2020, 10:53 AM
Replies: 80
Views: 2,759
Posted By stedmakr
I had a cleaning two days ago. For various...

I had a cleaning two days ago. For various reasons it was my first cleaning in 18 months. About 2 days before the cleaning I started having second doubts. If it had not been so long since my last...
Forum: COVID-19 | Containment Area 05-22-2020, 05:14 AM
Replies: 301
Views: 12,013
Posted By stedmakr
If I was in my 30s - 50s my response might be...

If I was in my 30s - 50s my response might be different, but at 65 I'm not going to sit down in a restaurant. At some point the experts (scientists not politicians) will say the threat of exposure...
Forum: COVID-19 | Containment Area 05-18-2020, 09:43 AM
Replies: 166
Views: 6,024
Posted By stedmakr
Fans at games are an essential element of the...

Fans at games are an essential element of the entire spectator sports experience. Professional baseball will be one of the first sports to make a go of it in a Covid 19 environment. Televised...
Forum: FIRE and Money 11-17-2018, 08:24 AM
Replies: 274
Views: 18,976
Posted By stedmakr
The AUM Fee Structure

My shoulders dropped when I read the original email, but clearly everyone can spend their own money as they see fit.

The AUM structure needs to go. If a person has $2 million in assets under...
Forum: Health and Early Retirement 06-09-2018, 03:23 PM
Replies: 23
Views: 2,504
Posted By stedmakr
Dash man, not wanting to get in a back and forth...

Dash man, not wanting to get in a back and forth but since others are viewing, perhaps my 24/7 comment was imprecise so I'll try again. For the first week after surgery it is my experience that the...
Forum: Health and Early Retirement 06-09-2018, 08:30 AM
Replies: 23
Views: 2,504
Posted By stedmakr
I'm 63 and had my right knee replaced at 61...

I'm 63 and had my right knee replaced at 61 followed by my left knee 2 months ago. Great success with the right knee. I was more aggressive with a recovery regime on the left knee and tore the LCL...
Forum: Hi, I am... 05-09-2018, 06:16 AM
Replies: 47
Views: 6,668
Posted By stedmakr
There are a bunch of good replies above. I'd...

There are a bunch of good replies above. I'd suggest continued introspection and address what you are going to do in retirement. What is your plan? Does your plan lead to more happiness than you...
Forum: FIRE and Money 11-26-2017, 03:37 PM
Replies: 45
Views: 3,887
Posted By stedmakr
I've never understood the AUM scheme. If a...

I've never understood the AUM scheme. If a portfolio is $1 million is there the belief that a portfolio of $3 million requires three times as much work? I don't think so, especially if the investor...
Forum: Hi, I am... 10-29-2017, 11:24 AM
Replies: 9
Views: 2,081
Posted By stedmakr
New to this site - 63, FI, Plan to retire in a couple years

Hi,
As stated above I'm 2 to 4 years from retirement and hope to gain insight from this site for the move from the accumulation to distribution phase. I also hope to gain non-financial early...
Forum: Other topics 10-29-2017, 09:07 AM
Replies: 40
Views: 2,998
Posted By stedmakr
We live in the DC area and pay $100 per visit...

We live in the DC area and pay $100 per visit twice a month. We also give our housekeeper an additional payment at Christmas. She spends about 3.5 hours per visit. Our house is 2300 sq ft and is...
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