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Search: Posts Made By: idledancer
Forum: Young Dreamers 01-01-2021, 04:27 PM
Replies: 57
Views: 16,265
Posted By idledancer
Congratulations on your good fortune! That said,...

Congratulations on your good fortune! That said, there’s some real red flags in your last update. You’ve had a good streak, it might be time to make a plan to ensure the stability of your newfound...
Forum: FIRE and Money 12-31-2020, 12:05 PM
Replies: 204
Views: 13,243
Posted By idledancer
Income taxes are not included below, obviously...

Income taxes are not included below, obviously they're an expense, but they're variable from year to year and so relatively simple to fudge that it doesn't make sense to include them. All other taxes...
Forum: Other topics 12-20-2020, 08:35 AM
Replies: 17
Views: 901
Posted By idledancer
Something is wrong with your water balance if...

Something is wrong with your water balance if you’re needing to shock any pool every ten days. A properly balanced pool never needs to be shocked. Salt especially, owing to the very evenly dispersed...
Forum: FIRE and Money 12-18-2020, 04:12 PM
Replies: 56
Views: 5,928
Posted By idledancer
We keep 60% in equities, 35% bonds and 5% cash....

We keep 60% in equities, 35% bonds and 5% cash. That 5% ends up being 3-5 years of expenses depending on how much of our discretionary budget gets spent. Could I be making more on the money?...
Forum: Other topics 12-06-2020, 12:45 PM
Replies: 68
Views: 3,886
Posted By idledancer
I have a related, but also opposite, problem. ...

I have a related, but also opposite, problem.

I both dislike clutter and dislike disposing of things, so I simply avoid acquiring things. I only buy something if really need it and can...
Forum: Other topics 11-14-2020, 10:12 PM
Replies: 17
Views: 901
Posted By idledancer
1) Do you regret having or not having a pool and...

1) Do you regret having or not having a pool and spa?

In the desert? Absolutely do not regret it. April through October it’ll be your only form of outdoor recreations. Do it. Our friends without...
Forum: FIRE and Money 11-01-2020, 12:24 PM
Replies: 68
Views: 7,099
Posted By idledancer
We keep 3 years, and like others we consider that...

We keep 3 years, and like others we consider that to be part of our “fixed income” allocation. Currently (mostly because of COVID) averaging a bit under a 1% WR.

I know we don’t really need that...
Forum: FIRE and Money 09-14-2020, 09:14 AM
Replies: 63
Views: 5,192
Posted By idledancer
It’s a real one-two punch for us. We’re not...

It’s a real one-two punch for us. We’re not traveling OR doing home improvements! Our usual extensive travel is on hold for obvious reasons, but we were also planning to move this year, so we don’t...
Forum: Health and Early Retirement 09-12-2020, 04:37 PM
Replies: 24
Views: 1,226
Posted By idledancer
I haven't done it, but I would if I needed to see...

I haven't done it, but I would if I needed to see a doctor regularly.

A former coworker has frequent health issues and was having a terrible time getting appointments. Over lunch one day he...
Forum: FIRE and Money 03-24-2020, 07:41 AM
Replies: 105
Views: 7,732
Posted By idledancer
This was “missed” because this forums is...

This was “missed” because this forums is frequented by rational people who looked at all those bets by poker players for what they are: bets. No one talks about the 1000 other short positions they...
Forum: Life after FIRE 02-23-2020, 10:39 PM
Replies: 38
Views: 3,958
Posted By idledancer
- In our mid 30s. Only retired a few months, but...

- In our mid 30s. Only retired a few months, but had been on a sabbatical before that
- No kids
- Core spending is < 1% of our portfolio, but could be trimmed. With ample discretionary spend we...
Forum: FIRE and Money 01-29-2020, 10:12 AM
Replies: 765
Views: 112,099
Posted By idledancer
I too like lists, so I'll add myself to this one....

I too like lists, so I'll add myself to this one.


dingo - 1/2/2020 (Congrats! (snuck in front of Ergragg1))
Erbragg1 - 1/3/2020 (Early bird... Teacher's pet... ;) )
INTJ10 - 1/9/2020
...
Forum: Hi, I am... 01-29-2020, 10:09 AM
Replies: 20
Views: 2,405
Posted By idledancer
I told the team last week that I wasn't coming...

I told the team last week that I wasn't coming back.

I found the experience surprisingly emotional. Word spread quickly and before they cut off my email access I had over 100 well wishes and...
Forum: Hi, I am... 08-25-2019, 11:20 AM
Replies: 20
Views: 2,405
Posted By idledancer
Checking in. I decided HNL Bill's advice...

Checking in.

I decided HNL Bill's advice made a lot of sense and decided to ask for a sabbatical. I talked to leadership the next day. We all agreed that it was a good idea. I didn't expect the...
Forum: Hi, I am... 06-23-2019, 09:23 PM
Replies: 20
Views: 2,405
Posted By idledancer
That's a good point. I'm not obligated to go to...

That's a good point. I'm not obligated to go to an office. Maybe I should start working from home full time.



You could say I'm important in my very narrow area of expertise. I wouldn't say...
Forum: Hi, I am... 06-23-2019, 02:52 PM
Replies: 20
Views: 2,405
Posted By idledancer
30s, ready to FIRE, but...

Long time ER.org learner/lurker here. DW and I are in our 30s and have been working towards FIRE since the great recession. No kids, no debt. Long story short a small company I worked for years ago...
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