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Search: Posts Made By: wilkens21
Forum: FIRE and Money 06-02-2011, 09:41 AM
Replies: 22
Views: 4,245
Posted By wilkens21
thanks for the responses.. yeah i'm leaning...

thanks for the responses..

yeah i'm leaning towards dumping it...heavily... problem is that there are short sales going on below the 399K threshold in my building which is killing property prices....
Forum: FIRE and Money 06-01-2011, 01:40 PM
Replies: 22
Views: 4,245
Posted By wilkens21
Advice: Sell or Rent my condo?

Hey Everyone...I could use some advice here as I'm a little confused as to what to do.

I have a condo in which it's pretty expensive to maintain but am hesitant to sell right now due to the...
Forum: Other topics 03-01-2011, 12:14 PM
Replies: 24
Views: 3,568
Posted By wilkens21
The houses that were built during the bubble are...

The houses that were built during the bubble are probably the worst in terms of construction quality since it was just a profit machine where developers put out inferior products and people were...
Forum: Other topics 03-01-2011, 10:14 AM
Replies: 24
Views: 3,568
Posted By wilkens21
didn't want to bother with paying for the...

didn't want to bother with paying for the foundation issue as it was stressful enough with some of the other things we wanted to do it. wasn't worth renegotiating i think....as i didn't love the...
Forum: Other topics 02-28-2011, 04:17 PM
Replies: 24
Views: 3,568
Posted By wilkens21
House Buying: New Construction vs "older" home

Just had a deal fall thru on a house because of foundation related issues (had a great inspector that caught it). The house is 40 years old and sadly was not maintained well by the current owner.
...
Forum: FIRE and Money 01-31-2011, 10:54 AM
Replies: 7
Views: 3,006
Posted By wilkens21
i guess it's only a good thing if for some reason...

i guess it's only a good thing if for some reason the rates drop significantly say the first week of the month... and at least you're locked in til the end of the month...

a bad thing if rates go...
Forum: FIRE and Money 01-31-2011, 10:36 AM
Replies: 7
Views: 3,006
Posted By wilkens21
Capital One Savings Account (vs ING Orange)

Wondering about folks' experience with Capital One Interest Plus Savings (the one that is paying 1.25% + 10% bonus) as compared with ING Orange Savings.

InterestPlus Online Savings Account...
Forum: FIRE and Money 01-13-2011, 09:25 AM
Replies: 9
Views: 6,169
Posted By wilkens21
GEICO: does anyone use them for umbrella insurance?

Just curious. I know a lot of ppl use them for auto insurance, but what about umbrella (ie: including the home, etc) what your experiences are with them to cover that? Or should I go with someone...
Forum: FIRE and Money 01-11-2011, 03:50 PM
Replies: 3
Views: 3,582
Posted By wilkens21
W4 withholding strategies?

I'm currently in the 28% tax bracket and just checked my withholding and realized that I'm just doing 2 allowances for 2011 (for myself and my wife).

For the 2009 tax year, I got about 5K back...
Forum: FIRE and Money 01-03-2011, 09:23 PM
Replies: 18
Views: 3,972
Posted By wilkens21
folks...thanks for the responses. i'm asking this...

folks...thanks for the responses. i'm asking this question because of a potentially large mortgage ( >375K) that I may need to take out to finance a new home and the plus/minus of doing a traditional...
Forum: FIRE and Money 01-03-2011, 07:21 PM
Replies: 18
Views: 3,972
Posted By wilkens21
Please explain the paying the 30yr mortgage in 15yrs please?

I've seen some posts about Charles Givens' book and I might order it. Can someone explain how the pay the 30 yr mortgage in 15 works? From what I understand it requires knowing (and paying in...
Forum: Young Dreamers 04-15-2010, 08:46 AM
Replies: 8
Views: 3,736
Posted By wilkens21
15 years of my life wasted from bad IRA investments

Hopefully this helps folks to avoid my mistakes. I did a tally last night of the contributions I've made since I've been working back in the mid to late 90's, and it's sad but I'm negative for that...
Forum: Active Investing, Market Strategies & Alternative Assets 04-13-2010, 10:38 AM
Replies: 3
Views: 2,078
Posted By wilkens21
thanks! i have t. rowe funds and yeah that x-ray...

thanks! i have t. rowe funds and yeah that x-ray analysis is fantastic
Forum: Active Investing, Market Strategies & Alternative Assets 04-13-2010, 09:16 AM
Replies: 3
Views: 2,078
Posted By wilkens21
good website for portfolio asset breakdown?

any recommendations for a website that will allow me to just plug in the # of shares I have in such and such portfolio and then graph it for me in terms of percentage of assets by class, etc (ie:...
Forum: Active Investing, Market Strategies & Alternative Assets 04-13-2010, 08:47 AM
Replies: 16
Views: 4,598
Posted By wilkens21
definitely weighing the options thanks... PRMSX...

definitely weighing the options thanks... PRMSX really needs to outperform VEIEX by about 4-5% to make up for the capital gains taxes, etc cause it's actively managed.

still going back and...
Forum: Active Investing, Market Strategies & Alternative Assets 04-12-2010, 11:27 AM
Replies: 16
Views: 4,598
Posted By wilkens21
interesting thought FUEGO...but unfortunately I...

interesting thought FUEGO...but unfortunately I work for a broker-dealer and ETF's are off-limits to me other than of course the ones my company supports/recommends which are crazy expensive and not...
Forum: Active Investing, Market Strategies & Alternative Assets 04-12-2010, 10:41 AM
Replies: 16
Views: 4,598
Posted By wilkens21
thanks... yeah it's definitely a toss up...

thanks...

yeah it's definitely a toss up decision... was thinking about allocating some $$$ to the Vanguard Total Bond Index and also the Total Stock Market Index - in addition to some emerging...
Forum: Active Investing, Market Strategies & Alternative Assets 04-12-2010, 09:48 AM
Replies: 16
Views: 4,598
Posted By wilkens21
The fees (from Vanguard) actually for this...

The fees (from Vanguard) actually for this "index" fund cannot be ignored...since they charge 0.50 for the purchase of the funds...and then it's another 0.25 for redemptions. So (to me anyway) it's...
Forum: Active Investing, Market Strategies & Alternative Assets 04-12-2010, 09:29 AM
Replies: 16
Views: 4,598
Posted By wilkens21
Emerging Markets..PRMSX vs VEIEX

It's a tough call... I like T. Rowe (PRMSX) and I like Vanguard...not happy about the "load" that Vanguard charges for the VEIEX fun to discourage the market timers but trying to see in the end if...
Forum: Active Investing, Market Strategies & Alternative Assets 04-03-2010, 04:00 PM
Replies: 2
Views: 2,502
Posted By wilkens21
Thinking about putting some $$$ into Vanguard Total Bond Market Index (bad timing?)

trying to diversify my non-retirement assets and looking at VBMFX...very hesitant because i'm guessing interest rates are gonna go up and we know what that does to bond prices.

btw the guy who...
Forum: Young Dreamers 03-29-2010, 01:51 PM
Replies: 10
Views: 3,152
Posted By wilkens21
yeah sorry to be vague...my risk tolerance right...

yeah sorry to be vague...my risk tolerance right now is that i'm trying to get to 65/35 mix of stocks/bonds. i'm aggressive for my retirement, though not for my non-retirement savings. probably a bit...
Forum: Young Dreamers 03-29-2010, 11:48 AM
Replies: 10
Views: 3,152
Posted By wilkens21
thanks for the responses. I'm actually not a big...

thanks for the responses. I'm actually not a big fan of the target funds since they are pretty opaque to me in terms of their investments (at least to me), but the Vanguard/T Rowe Price ones might be...
Forum: Young Dreamers 03-25-2010, 08:15 PM
Replies: 10
Views: 3,152
Posted By wilkens21
Managing multiple funds for IRA or have just one?

Currently I have 2 funds (both equity) for my IRA and am thinking about adding more, but the overhead of managing them in the long term is a concern to me.

I have one Vanguard one and one from...
Forum: Active Investing, Market Strategies & Alternative Assets 03-25-2010, 08:01 PM
Replies: 6
Views: 13,900
Posted By wilkens21
actually that precious metals fund - USAGX -...

actually that precious metals fund - USAGX - intrigues me.

thanks for the opinions
Forum: Active Investing, Market Strategies & Alternative Assets 03-23-2010, 08:46 AM
Replies: 6
Views: 13,900
Posted By wilkens21
USAA funds vs Vanguard/T. Rowe Price

Just wondering about people's experiences with USAA vs. Vanguard/T Rowe in terms of satisfaction/expense ratios, fee etc.

I just became eligible to invest in USAA due to my father's military...
Showing results 1 to 25 of 52

 
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