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Search: Posts Made By: WanderALot
Forum: Other topics 05-01-2012, 12:15 AM
Replies: 161
Views: 11,970
Posted By WanderALot
Ok, since we're venting. I've been doing this...

Ok, since we're venting. I've been doing this for a while now and it just makes me feel good. :) Picture a two-lane road that is being merged into a single lane after a traffic light. There are...
Forum: Travel Information 04-26-2012, 09:34 PM
Replies: 6
Views: 1,763
Posted By WanderALot
We didn't actually go to a tea plantation but...

We didn't actually go to a tea plantation but took a local bus to the Periyar National Park (near Munnar) in Kerala. One of the sights I will never forget was going up the hill slowly, smelling wild...
Forum: Other topics 04-19-2012, 11:30 PM
Replies: 109
Views: 7,375
Posted By WanderALot
I'm at 37 (and am also 37 years old!) DW is...

I'm at 37 (and am also 37 years old!) DW is probably about 5 countries behind. Our 4-yr son hit 10 countries last fall if you include the US. None of these are airport stopovers.
Forum: FIRE and Money 04-03-2012, 10:05 PM
Replies: 15
Views: 5,329
Posted By WanderALot
Fuego, they told me that I wouldn't need an...

Fuego, they told me that I wouldn't need an appraisal (LTV about 40% including a 50K untapped PenFed HELOC which didn't require an appraisal). My GFE does have it listed, but there is also a...
Forum: FIRE and Money 01-26-2012, 12:03 AM
Replies: 52
Views: 6,733
Posted By WanderALot
I think this is the reason to only go with Penfed...

I think this is the reason to only go with Penfed for a 5/5 HELOC and not for their standard HELOC. Their standard HELOC looks like it has a 1.5% min payment (P+I) and their 5/5 HELOC has 2% min...
Forum: Travel Information 01-10-2012, 12:50 AM
Replies: 29
Views: 3,474
Posted By WanderALot
Interesting. That logo looks very similar to a...

Interesting. That logo looks very similar to a popular restaurant we have in SoCal:

Wahoo's Fish Taco (https://www.wahoos.com)

Pretty good food, sorta a mix between Mexican-Hawaiian-Asian.
...
Forum: Other topics 01-08-2012, 10:11 PM
Replies: 36
Views: 2,354
Posted By WanderALot
I bungee jumped in Queenstown, NZ back in the...

I bungee jumped in Queenstown, NZ back in the late 90s. I was on a trip with my college buddies, it was the second to last night of our trip to NZ, so felt the need to have a finale! It was such a...
Forum: Other topics 12-15-2011, 11:19 PM
Replies: 39
Views: 3,043
Posted By WanderALot
I'm a big fan of TrueCrypt. You can use it to...

I'm a big fan of TrueCrypt. You can use it to encrypt some or all of your hard drive or USB drive locally and if you want to store stuff in the cloud, just make a virtual encrypted drive and put...
Forum: Other topics 12-14-2011, 10:06 AM
Replies: 213
Views: 14,323
Posted By WanderALot
Actually, I believe it's "Media Access Control". ...

Actually, I believe it's "Media Access Control".

MAC addresses can be easily spoofed, but it does provide one extra layer of security since the would-be attacker would have to know what MAC...
Forum: Travel Information 12-01-2011, 10:41 PM
Replies: 4,221
Views: 356,257
Posted By WanderALot
Just got back from 12 days in Spain. Wonderful,...

Just got back from 12 days in Spain. Wonderful, wonderful time. Now to get over the jet lag...
Forum: Other topics 11-15-2011, 01:42 AM
Replies: 13
Views: 1,731
Posted By WanderALot
Well, she's back to normal now since she had a...

Well, she's back to normal now since she had a good day at work! :)

She's a wonderful teacher that makes a positive difference in her student's lives. She'll probably end up sharing a contract...
Forum: Other topics 11-12-2011, 07:01 PM
Replies: 13
Views: 1,731
Posted By WanderALot
Never leave this forum open on your computer

DW knows I've read this forum and she's pretty much on board with our semi ER plans. She has always said that she'd like to continue her job (teacher) till she's at least 50 which is about 15 years...
Forum: Young Dreamers 11-11-2011, 12:19 AM
Replies: 41
Views: 7,119
Posted By WanderALot
Excellent topic. We don't have a specific...

Excellent topic. We don't have a specific semi-RE date, but we are fairly close to FI. I would say over the last year that I've caught myself grinning ear-to-ear several times. I just feel so...
Forum: FIRE and Money 11-10-2011, 01:36 AM
Replies: 97
Views: 11,163
Posted By WanderALot
I don't dislike Fidelity, but this doesn't speak...

I don't dislike Fidelity, but this doesn't speak very highly of them.
Forum: Other topics 11-07-2011, 10:26 PM
Replies: 40
Views: 3,811
Posted By WanderALot
I'm trying, I'm trying! But every time I point...

I'm trying, I'm trying! But every time I point out CA's lower cost of living and more business friendly climate, Texans seems to counter with their beautiful mountains, beaches and lakes! :)
Forum: FIRE and Money 11-07-2011, 10:02 PM
Replies: 34
Views: 3,311
Posted By WanderALot
As Brewer said, the PenFed 5/5 ARM actually has...

As Brewer said, the PenFed 5/5 ARM actually has a 2% cap, so the most it can go up is 2% every 5 years and up to a maximum of 5% over the life (30 years) of the loan.

Considering they are...
Forum: Other topics 11-07-2011, 01:20 AM
Replies: 40
Views: 3,811
Posted By WanderALot
We use about 300-400 kwh/month regardless of...

We use about 300-400 kwh/month regardless of summer or winter. Rarely use the A/C or heat and our bill is almost always around $35-$50/month.

There are 3 of us in a smallish tract house in SoCal...
Forum: Life after FIRE 10-24-2011, 11:24 PM
Replies: 43
Views: 4,117
Posted By WanderALot
Sorry for your and your Dad's loss Sue.

Sorry for your and your Dad's loss Sue.
Forum: FIRE and Money 10-24-2011, 10:29 PM
Replies: 13
Views: 2,209
Posted By WanderALot
PenFed's 5/5 ARM went down to 3.375 and they now...

PenFed's 5/5 ARM went down to 3.375 and they now have a new product called the 3/5 ARM. It's rate is 3.0%.

We just finished signing the docs for our 3.25%/10 yr loan tonight and I was logging...
Forum: FIRE and Money 10-17-2011, 09:16 PM
Replies: 94
Views: 8,480
Posted By WanderALot
I completely agree. Our neighborhood has a...

I completely agree. Our neighborhood has a training facility where Olympic swimmers (and several gold medalists) often train. There is highly recommended and successful guy who teaches kids there...
Forum: Other topics 10-15-2011, 04:27 PM
Replies: 20
Views: 2,248
Posted By WanderALot
I don't think Qaddafi's is in any position to be...

I don't think Qaddafi's is in any position to be issuing fatwas anyways. If anything, your hilarious parody would probably earn you an honorary position with the transitional government!

Hmm,...
Forum: FIRE and Money 10-15-2011, 04:09 PM
Replies: 94
Views: 8,480
Posted By WanderALot
We are in SoCal, so not a cheap area. We pay...

We are in SoCal, so not a cheap area. We pay about $750/month for 4 days a week (7 hours) preschool. My parents watch him one day a week. The reason it's so "cheap" is because it's almost a...
Forum: FIRE and Money 09-27-2011, 09:55 PM
Replies: 13
Views: 2,209
Posted By WanderALot
We just started the loan paperwork through our...

We just started the loan paperwork through our credit union for the same rate with no costs. I think that's a pretty good rate. I shopped around and wasn't able to beat that rate anywhere. A few...
Forum: Other topics 09-27-2011, 09:45 PM
Replies: 6
Views: 1,852
Posted By WanderALot
Thanks for the help everyone. I'll definitely...

Thanks for the help everyone. I'll definitely check out the warranty and samclem, I found an Alside distributor within 20 min of our house so we'll definitely check them out.
Forum: Other topics 09-26-2011, 10:00 PM
Replies: 6
Views: 1,852
Posted By WanderALot
New construction windows and doors

Hello,

We are getting ready to add on to our house and are exploring the dizzying array of windows and doors. We've pretty much decided on a fiberglass exterior door and sidelights. We also have...
Showing results 1 to 25 of 605

 
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