Join Early Retirement Today
Showing results 1 to 25 of 3440
Search took 0.14 seconds.
Search: Posts Made By: GrayHare
Forum: Forum Admin 02-03-2020, 02:45 PM
Replies: 3
Views: 394
Posted By GrayHare
Are you implementing forced http redirect? If...

Are you implementing forced http redirect? If you avoid forced redirect, users will be able to access the site via their choice of http or https, and links won't break.
Forum: Hi, I am... 02-02-2020, 12:51 PM
Replies: 11
Views: 1,910
Posted By GrayHare
Looks good. Consider delaying a December...

Looks good. Consider delaying a December retirement date until January so that you have earned income in the year 2021 for one last IRA contribution.
Forum: FIRE and Money 02-02-2020, 11:47 AM
Replies: 25
Views: 1,377
Posted By GrayHare
Not exactly. I'd get a standard mortgage because...

Not exactly. I'd get a standard mortgage because that maximizes the money you'll have to invest, plus the interest rate will be lower than a HELOC. Mortgage payments are irrelevant, you simply make...
Forum: FIRE and Money 02-01-2020, 09:29 PM
Replies: 25
Views: 1,377
Posted By GrayHare
Well, according to your original post, your wife...

Well, according to your original post, your wife does have earned income, something important only at the time of the loan. As for "asking about retirement" this strategy works regardless of...
Forum: FIRE and Money 02-01-2020, 08:58 PM
Replies: 25
Views: 1,377
Posted By GrayHare
Yes, that's the concept. Since the lender is...

Yes, that's the concept. Since the lender is putting up the money, the lender has the risk. Might not be doable, i.e. no one will make such a loan, unless you have regular, earned income. If,...
Forum: FIRE and Money 02-01-2020, 07:28 PM
Replies: 25
Views: 1,377
Posted By GrayHare
Get a low interest mortgage, invest the money you...

Get a low interest mortgage, invest the money you get from the mortgage somewhat conservatively, repay the mortgage with inflated dollars (rendering it close to free), and use the extra money from...
Forum: Technology, Media & e-Gadgets 02-01-2020, 05:54 PM
Replies: 92
Views: 11,053
Posted By GrayHare
electric lighting, in all its various forms

electric lighting, in all its various forms
Forum: Technology, Media & e-Gadgets 02-01-2020, 02:52 PM
Replies: 21
Views: 1,331
Posted By GrayHare
If a smartphone's complexity is a problem, check...

If a smartphone's complexity is a problem, check out greatcall.com. They specialize in simple flip phones for seniors.
Forum: Technology, Media & e-Gadgets 02-01-2020, 11:37 AM
Replies: 14
Views: 837
Posted By GrayHare
Like military intelligence, Facebook Privacy is...

Like military intelligence, Facebook Privacy is an oxymoron.
Forum: Other topics 01-28-2020, 09:11 PM
Replies: 130
Views: 5,197
Posted By GrayHare
INTJ appears the most common here/now, compared...

INTJ appears the most common here/now, compared to ISTJ when surveyed by the retireearlyhomepage.com report some 20 years ago. Given the different parameters of the survey groups, it's tough to tell...
Forum: Other topics 01-28-2020, 05:54 PM
Replies: 130
Views: 5,197
Posted By GrayHare
"...the three most common types among Retire...

"...the three most common types among Retire Early board participants were ISTJ, INTJ, and INTP.)"

Coincidentally, those three type all have the letters IT, the field many such people made a...
Forum: Stock Picking and Market Strategy 01-28-2020, 11:18 AM
Replies: 10
Views: 818
Posted By GrayHare
Ah, vs. DCA. DCA buys near the lows too, so no...

Ah, vs. DCA. DCA buys near the lows too, so no wonder buying only at the lows makes little difference.
Forum: Stock Picking and Market Strategy 01-28-2020, 11:13 AM
Replies: 10
Views: 818
Posted By GrayHare
Something doesn't sound right there. Many stocks...

Something doesn't sound right there. Many stocks routinely go up and down by several percentage points on any given day. If "time it just right" is permitted, you can buy one of those and easily...
Forum: FIRE and Money 01-28-2020, 10:10 AM
Replies: 4
Views: 403
Posted By GrayHare
Withdrawing as a lump sum maximizes the tax you...

Withdrawing as a lump sum maximizes the tax you will pay. If you don't care, that's the simplest way.

If you instead spread the withdrawals across years, you can likely halve that tax, and...
Forum: FIRE and Money 01-27-2020, 09:22 PM
Replies: 33
Views: 3,268
Posted By GrayHare
I bucket 3 to 5 years cash in CD ladders. When...

I bucket 3 to 5 years cash in CD ladders. When stock prices are high, I sell enough to cover 5 years expenses. When stocks are low, I let the cash bucket slip to 3 years before reupping.
Forum: Other topics 01-27-2020, 03:43 PM
Replies: 68
Views: 2,768
Posted By GrayHare
I don't know the interior design of your vehicle,...

I don't know the interior design of your vehicle, but if that tire shares space with the passenger compartment you'll want to secure it more tightly than velcro so it does not become a decapitating...
Forum: FIRE and Money 01-27-2020, 10:40 AM
Replies: 52
Views: 8,737
Posted By GrayHare
Donate that find's rights as a Gift toward paying...

Donate that find's rights as a Gift toward paying the Federal debt, then take a $4.2 charitable tax deduction.
Forum: Technology, Media & e-Gadgets 01-25-2020, 02:53 PM
Replies: 16
Views: 797
Posted By GrayHare
Probably, I seek to avoid lots of battery-powered...

Probably, I seek to avoid lots of battery-powered stuff. It sounds like OP didn't want the increase in required batteries. Wired headphones can be used with a home computer or stereo powered by the...
Forum: Technology, Media & e-Gadgets 01-25-2020, 11:53 AM
Replies: 16
Views: 797
Posted By GrayHare
Especially in an era in which sustainability is...

Especially in an era in which sustainability is routinely advocated. Batteries use metals that are irreplaceable, lose their rechargability after a few years, and pollute landfills. For such a...
Forum: Other topics 01-25-2020, 10:37 AM
Replies: 130
Views: 5,197
Posted By GrayHare
Certainly, INTJ's preference for efficiency is...

Certainly, INTJ's preference for efficiency is one reason so many are at this FIRE board, but I can't help but wonder if the era of technology plays a role. Many here earned well-above average money...
Forum: Other topics 01-25-2020, 10:25 AM
Replies: 130
Views: 5,197
Posted By GrayHare
The examples are always funny. They never say...

The examples are always funny. They never say things like, "Your type includes Attila the Hun, Elmer Fudd, Fred Merkle, and assorted serial killers."
Forum: FIRE and Money 01-23-2020, 09:57 PM
Replies: 20
Views: 1,002
Posted By GrayHare
Not sure what you are asking. It sounds like you...

Not sure what you are asking. It sounds like you want to remove assets from a tIRA/t401k while those assets are highly valued, which probably means you'll pay lots of ordinary income tax, hold the...
Forum: FIRE and Money 01-23-2020, 09:45 PM
Replies: 20
Views: 1,002
Posted By GrayHare
Well, low valuations are a good time to convert...

Well, low valuations are a good time to convert to Roth.
Forum: Other topics 01-23-2020, 07:04 PM
Replies: 130
Views: 5,197
Posted By GrayHare
If MBTI were a scam I would expect the poll...

If MBTI were a scam I would expect the poll results here to largely match the general population's distribution of types. Instead, we find certain MBTI types are more likely to FIRE.
Forum: FIRE and Money 01-23-2020, 10:03 AM
Replies: 5
Views: 990
Posted By GrayHare
Probably because they expect long term rates to...

Probably because they expect long term rates to be lower. Beware Capone's CD breakage policies, some take more than just earnings.
Showing results 1 to 25 of 3440

 
Forum Jump

 
All times are GMT -6. The time now is 10:50 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2020, vBulletin Solutions, Inc.