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Search: Posts Made By: JonnyM
Forum: Life after FIRE 08-18-2017, 07:06 PM
Replies: 43
Views: 4,347
Posted By JonnyM
Interesting how all the internal clocks keep on...

Interesting how all the internal clocks keep on ticking. I could not stop chuckling to myself as I read the pretty standard schedules left over from the workforce. We found it far to easy to...
Forum: Life after FIRE 08-03-2017, 06:21 PM
Replies: 134
Views: 8,994
Posted By JonnyM
2015 Mazda Miata MX-5 GT PRHT 2015 SCION XB 686...

2015 Mazda Miata MX-5 GT PRHT
2015 SCION XB 686 Parklan

also both purchased on the same day

and for backup, or hauling big stuff, we couldn't part with our 2004 Dodge Ram 1500 4x4 Quad Cab....
Forum: Life after FIRE 06-08-2017, 06:07 PM
Replies: 244
Views: 19,487
Posted By JonnyM
No, however 10 years into retirement, when we...

No, however 10 years into retirement, when we both hit 60, we needed to replace an aging auction Lincoln Mark VIII that was beginning to fail. Donated it. Found our perfect car was the last Scion...
Forum: Hi, I am... 01-27-2017, 11:38 AM
Replies: 206
Views: 22,797
Posted By JonnyM
Broadway - I can't fix your property tax, we are...

Broadway - I can't fix your property tax, we are well under $2k/yr in Central CA. As to Health Insurance, well as long as the ACA survives its been just about tailor made for low income retirees. ...
Forum: Hi, I am... 01-26-2017, 04:58 PM
Replies: 206
Views: 22,797
Posted By JonnyM
No.

No.
Forum: Hi, I am... 01-26-2017, 02:50 PM
Replies: 206
Views: 22,797
Posted By JonnyM
Drumgal, I feel a connection, a very positive...

Drumgal, I feel a connection, a very positive one. I needed to "get out" of a County job back in 2006. I had 23 years in, but alas I was only 50. I looked at the numbers as "getting" 35% of full...
Forum: Life after FIRE 11-01-2016, 08:27 PM
Replies: 112
Views: 11,898
Posted By JonnyM
In order of Extravagance: Guitars, Irish...

In order of Extravagance:

Guitars, Irish Wolfhounds, 2 Cars (Sports Car/Crate to Haul Guitars);)
Forum: Other topics 08-12-2016, 10:45 PM
Replies: 96
Views: 5,768
Posted By JonnyM
Why the hang up on paying cash? I admit we are...

Why the hang up on paying cash? I admit we are in catch up mode. After a more than decade hiatus in buying any cars period, we finally "caught up" with the OP so to speak. We found a lightly used...
Forum: Life after FIRE 08-11-2016, 12:27 AM
Replies: 64
Views: 7,776
Posted By JonnyM
I play guitar and sing in a hobby band. We play...

I play guitar and sing in a hobby band. We play classic rock. Beatles, Stones, Neil Young, Tom Petty, etc. The pay is laughable. I would estimate in a typical year I " make" hundreds" and spend...
Forum: Life after FIRE 08-09-2016, 09:14 PM
Replies: 29
Views: 4,377
Posted By JonnyM
Just let it happen...

Just let it happen...
Forum: Other topics 06-18-2016, 01:39 AM
Replies: 1,536
Views: 126,154
Posted By JonnyM
Our Irish Wolfhound Pack

Wynter is 9 months, Dash is just over one year. Isabeau, the blonde beauty is pushing 12 years old, very, very old for this breed.
Forum: Life after FIRE 06-17-2016, 10:25 PM
Replies: 295
Views: 40,341
Posted By JonnyM
Yes 50 50 At 43, DW and I ran the...

Yes
50
50

At 43, DW and I ran the numbers, figured we could start a 7-year plan...

Retired in 2006, that's a decade now, Wowzers!
Forum: FIRE and Money 06-17-2016, 08:48 PM
Replies: 75
Views: 7,218
Posted By JonnyM
Similar but different. We have fixed income...

Similar but different. We have fixed income streams, but don't tend to save large amounts of cash for large purchases. We found good credit allowed us to buy two cars from two dealers on a day back...
Forum: Other topics 06-17-2016, 05:33 PM
Replies: 34
Views: 2,733
Posted By JonnyM
Our set should arrive shortly. We supported the...

Our set should arrive shortly. We supported the Kickstarter campaign so you could have the opportunity to order yours. Glad we could help, lol.
Forum: Life after FIRE 06-10-2016, 10:51 PM
Replies: 72
Views: 5,836
Posted By JonnyM
Freedom

Plus One

And I only play what I wanna play...:coolsmiley:
Forum: FIRE and Money 06-04-2016, 08:11 PM
Replies: 106
Views: 12,335
Posted By JonnyM
I wouldn't think a Mortgage is significant to ER...

I wouldn't think a Mortgage is significant to ER as long as the last one occurs one "Interval" before ER. For most isn't that about 15 years. So for example if 50 is your ER target age, you just...
Forum: Health and Early Retirement 06-04-2016, 05:49 PM
Replies: 58
Views: 6,191
Posted By JonnyM
Portion Control

Portion Control
Forum: Life after FIRE 10-17-2015, 03:48 PM
Replies: 65
Views: 8,374
Posted By JonnyM
It was a 7 year plan. At 3 years out I really...

It was a 7 year plan. At 3 years out I really started obsessing over it, running the numbers in my spreadsheet almost daily, sharing my plans with my coworkers who were supportive but dubious... At...
Forum: Life after FIRE 09-28-2015, 11:40 PM
Replies: 67
Views: 17,394
Posted By JonnyM
DW and I had the conversation with both of us age...

DW and I had the conversation with both of us age 43. Calculated we could retire at absolute soonest when she turned 50. Some have written of the "penalty" for opting out of a pension system before...
Forum: FIRE and Money 09-25-2015, 10:13 PM
Replies: 91
Views: 8,939
Posted By JonnyM
2004 Ram Truck 60k miles now. Purchased new. ...

2004 Ram Truck 60k miles now. Purchased new. Expect to drive another decade.
1995 Mark VIII 140K miles. Auction car cost $3K in 2005 with 119k miles. Getting long in the tooth, considering a...
Forum: FIRE and Money 09-14-2013, 04:08 PM
Replies: 28
Views: 3,577
Posted By JonnyM
I think you are in great place. You are living...

I think you are in great place. You are living pretty frugal. You have a great plan. We basically did what you are planning. We were both 50 when I retired in 2006. DW was already there. We...
Forum: FIRE and Money 09-14-2013, 03:50 PM
Replies: 63
Views: 10,896
Posted By JonnyM
None, "they" pay us. We spend it. If you...

None, "they" pay us. We spend it. If you want to get technical then call it max of:

One Month, lol.
Forum: Life after FIRE 08-04-2013, 11:04 PM
Replies: 70
Views: 8,324
Posted By JonnyM
It was never hard

It just is not hard. We are 7 years in. There are still times when we look at each other and the knowing grin appears on our faces. OK sometimes we do the ER happy dance, but only in public, and...
Forum: Other topics 07-05-2013, 03:52 AM
Replies: 87
Views: 5,608
Posted By JonnyM
We sat around with our guitars trying to figure...

We sat around with our guitars trying to figure out how to play it. My little group of friends started in 1964. Making music is a lifelong pursuit. In ER I have all the time I need, and nearly...
Forum: Other topics 07-04-2013, 09:27 PM
Replies: 87
Views: 5,608
Posted By JonnyM
me2 you are the first to notice in 8 years,...

me2

you are the first to notice in 8 years, lol
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