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Search: Posts Made By: obsessed
Forum: COVID-19 | Containment Area Yesterday, 10:58 AM
Replies: 1,914
Views: 92,787
Posted By obsessed
Proof that life is stranger than fiction. The TP...

Proof that life is stranger than fiction. The TP Police are real! (sort of)

https://komonews.com/news/local/sheriff-prolific-oregon-toilet-paper-thief-busted-in-walla-walla-co
Forum: Hi, I am... 11-17-2020, 06:58 PM
Replies: 11
Views: 642
Posted By obsessed
Many (but not all) 401K plans allow early...

Many (but not all) 401K plans allow early distributions for people that retire at age 55 or later. I would check your plan documents or with the plan provider to see if that is an option.
Forum: Hi, I am... 11-03-2020, 04:40 PM
Replies: 13
Views: 1,382
Posted By obsessed
So here is my TB1960 to do list: 1) Close...

So here is my TB1960 to do list:

1) Close Ameriprise account
2) Take $25k and pay off the mortgage
3) Now that mortgage is paid off, immediately start retirement process
4) Rebalance your...
Forum: FIRE and Money 10-25-2020, 03:08 PM
Replies: 2
Views: 474
Posted By obsessed
It looks like you are in the 12% tax bracket...

It looks like you are in the 12% tax bracket right now and when you start taking SS and have to take RMD's you will be pushed into the 22% bracket if I have your numbers right.

In that case, I'd...
Forum: Technology, Media & e-Gadgets 09-10-2020, 02:32 PM
Replies: 24
Views: 715
Posted By obsessed
Having never read the book, is this a case where...

Having never read the book, is this a case where I should read it beforehand? Everything I've heard about this is that it is a complex story. Looking forward to this film as I really like the...
Forum: Hi, I am... 09-03-2020, 07:29 PM
Replies: 19
Views: 1,313
Posted By obsessed
I would say you are in good shape to retire then...

I would say you are in good shape to retire then or even a couple years earlier. I assume you will be receiving social security? With just your additional contributions added to your current...
Forum: FIRE and Money 09-02-2020, 09:43 AM
Replies: 40
Views: 5,170
Posted By obsessed
Never heard of M1 Finance so I looked them up. ...

Never heard of M1 Finance so I looked them up. They seem relatively small and focused on young investors. Total invested assets of less than $2b and 150,000 customers or about $13k per. I would be...
Forum: FIRE and Money 09-01-2020, 08:33 AM
Replies: 19
Views: 1,424
Posted By obsessed
OP - I would suggest using one of the two...

OP - I would suggest using one of the two portfolio options where you put in your asset mix instead of using a predetermined rate of return. The purpose of Firecalc is to model against historical...
Forum: FIRE and Money 08-04-2020, 05:49 PM
Replies: 51
Views: 4,838
Posted By obsessed
I may be thinking about this wrong but in my mind...

I may be thinking about this wrong but in my mind the 8% annual bump in future payments does not equate to an 8% return. I'm paying something in foregone early SS payments to get the higher payment...
Forum: FIRE and Money 08-04-2020, 05:41 PM
Replies: 51
Views: 4,838
Posted By obsessed
After running through the scenarios on when I...

After running through the scenarios on when I should take social security a couple years ago, I came up with basically three categories to guide my decision when it comes.

1) If you need social...
Forum: Hi, I am... 07-26-2020, 09:33 AM
Replies: 24
Views: 1,123
Posted By obsessed
It appears that you have a couple of mortgages...

It appears that you have a couple of mortgages including in your $120k spend. Do those drop off in the next ten years or so? That would help your numbers.
Forum: FIRE and Money 07-04-2020, 02:57 PM
Replies: 93
Views: 4,743
Posted By obsessed
In the Seattle are I doubt even a tear-down ever...

In the Seattle are I doubt even a tear-down ever dropped below $100k.
Forum: FIRE and Money 06-25-2020, 06:03 PM
Replies: 17
Views: 931
Posted By obsessed
With a little effort, I would think you can go...

With a little effort, I would think you can go back and pull together at least a couple years of spending data if most of your spending is via credit card or check. I use about 25 categories but 10...
Forum: FIRE and Money 06-13-2020, 05:15 PM
Replies: 25
Views: 1,112
Posted By obsessed
Not quite. The majority of the HELOC payments...

Not quite. The majority of the HELOC payments are interest. Only ~$275 or so of your monthly mortgage payment is interest (@ 3.5% on $100k). The rest is principal and possibly property tax and...
Forum: FIRE and Money 04-29-2020, 06:59 PM
Replies: 103
Views: 9,083
Posted By obsessed
I think my mom used something similar. As I...

I think my mom used something similar. As I recall it felt like it was ripping my hair and not cutting it. I kinda hated it.
Forum: COVID-19 | Containment Area 03-17-2020, 10:23 AM
Replies: 7
Views: 693
Posted By obsessed
It was good but I couldn’t get the children’s...

It was good but I couldn’t get the children’s play song out of my head for days!
Forum: Stock Picking and Market Strategy 02-28-2020, 03:22 PM
Replies: 40
Views: 2,570
Posted By obsessed
Here is a link to Vanguard’s explanation on why...

Here is a link to Vanguard’s explanation on why they don’t allow these investments

https://https://investornews.vanguard/vanguard-to-stop-accepting-purchases-in-leveraged-and-inverse-investments/...
Forum: FIRE and Money 01-07-2020, 01:27 PM
Replies: 57
Views: 5,196
Posted By obsessed
Look at Cobra9777’s post up above. That is what...

Look at Cobra9777’s post up above. That is what worked for me.
Forum: Other topics 12-12-2019, 09:40 PM
Replies: 27
Views: 1,448
Posted By obsessed
In my area sawdust would probably work but random...

In my area sawdust would probably work but random junk would just be dumped along the road somewhere I’m guessing. That’s what they do with the junk mail they steal.
Forum: Other topics 11-27-2019, 08:11 PM
Replies: 5,579
Views: 407,275
Posted By obsessed
My pet peeve of the day. People that walk beside...

My pet peeve of the day. People that walk beside their shopping cart rather than push it or even pull it. Usually they are walking at a very slow pace or meandering around while staring at their...
Forum: Other topics 07-17-2019, 11:21 AM
Replies: 19
Views: 1,363
Posted By obsessed
Do you actually have a copy of the will or has a...

Do you actually have a copy of the will or has a will actually been produced anywhere?
Forum: Other topics 06-29-2019, 06:03 PM
Replies: 110
Views: 7,247
Posted By obsessed
They are still around in Southern California. In...

They are still around in Southern California. In the beach towns, they fit right in.
Forum: Other topics 06-29-2019, 06:00 PM
Replies: 110
Views: 7,247
Posted By obsessed
We had all three in our city when I was growing...

We had all three in our city when I was growing up. I remember them fondly.
Forum: Other topics 05-27-2019, 04:13 PM
Replies: 37
Views: 1,534
Posted By obsessed
I would check Clark Howard’s website. He had a...

I would check Clark Howard’s website. He had a bit on a recent podcast on how to find movers who give firm bids versus the horror story operators (bad estimates, delays, etc.)
Forum: Other topics 04-06-2019, 03:56 PM
Replies: 150
Views: 19,473
Posted By obsessed
My favorites by decade. Based on quality, "must...

My favorites by decade. Based on quality, "must see-ness" and consistency to the end.

70's - Barney Miller, All In The Family
80's - Crime Story
90's - Seinfeld, Homicide
00's - Cold Case,...
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