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Search: Posts Made By: 2Muchfun
Forum: Health and Early Retirement 12-04-2018, 03:25 PM
Replies: 6
Views: 1,198
Posted By 2Muchfun
Thank you everyone!

Thank you everyone!
Forum: Health and Early Retirement 12-04-2018, 08:42 AM
Replies: 6
Views: 1,198
Posted By 2Muchfun
I believe it is called a Family HSA. I'll look...

I believe it is called a Family HSA. I'll look to see how much more income and keep HI at $0 and follow your guidance on adding more Roth conversion to cover this. When I asked my accountant, he...
Forum: Health and Early Retirement 12-04-2018, 06:51 AM
Replies: 6
Views: 1,198
Posted By 2Muchfun
HSA for ER couple in 50s

We are retired. I am 59 and DW is 53. 0% tax bracket and pay $0 for HDHP via ACA. We signed up for an HSA in 2019, as our plan is HSA qualified. We would use the HSA as an investment vehicle. ...
Forum: FIRE and Money 12-03-2018, 03:44 PM
Replies: 175
Views: 13,817
Posted By 2Muchfun
I think we might have one of the biggest budgets...

I think we might have one of the biggest budgets for this area. It's DW, me and an adult child who packs lunch and eats dinner ~4 nights a week.
$1100 a month on groceries
$360 for household
$180...
Forum: FIRE and Money 11-26-2018, 04:36 AM
Replies: 116
Views: 8,977
Posted By 2Muchfun
+1

+1
Forum: Health and Early Retirement 09-26-2018, 06:53 AM
Replies: 92
Views: 10,103
Posted By 2Muchfun
We have only a $20K MAGI. This year, we opted...

We have only a $20K MAGI. This year, we opted for a high deductible HMO. We do put away ~$500 each month to pay for any out of pocket expenses.
Forum: Health and Early Retirement 09-26-2018, 06:12 AM
Replies: 92
Views: 10,103
Posted By 2Muchfun
$0 per month for HMO ACA plan for the two of us. ...

$0 per month for HMO ACA plan for the two of us.

Retired 4 years ago at 55.
Forum: Other topics 08-09-2018, 04:49 AM
Replies: 3,607
Views: 375,770
Posted By 2Muchfun
I'm reading John Grisham's, Rooster Bar.

I'm reading John Grisham's, Rooster Bar.
Forum: Health and Early Retirement 08-09-2018, 04:47 AM
Replies: 109
Views: 7,685
Posted By 2Muchfun
I am also a proud Kamado Joe owner, as well as a...

I am also a proud Kamado Joe owner, as well as a 4 burner Weber Genesis gas grill. This is a good hobby for me in retirement, too. I highly recommend these quality grills. Look on YouTube for...
Forum: FIRE and Money 07-15-2018, 04:39 AM
Replies: 22
Views: 2,644
Posted By 2Muchfun
I like the look of a 3 year ladder, given the...

I like the look of a 3 year ladder, given the rates for years 1, 2 and 3.
Forum: FIRE and Money 07-08-2018, 03:18 PM
Replies: 14
Views: 1,685
Posted By 2Muchfun
Thanks everyone for your input!

Thanks everyone for your input!
Forum: FIRE and Money 07-08-2018, 08:38 AM
Replies: 172
Views: 15,804
Posted By 2Muchfun
We have a $1M policy with Amica.

We have a $1M policy with Amica.
Forum: FIRE and Money 07-08-2018, 05:41 AM
Replies: 14
Views: 1,685
Posted By 2Muchfun
New to CDs

I am retired and like to hold 2 years of cash, as well as having 35% of my portfolio in bonds. I have no pension and do not plan to start SS for another 10 years, when I turn 70. Total Bond Fund in...
Forum: Hi, I am... 04-18-2017, 01:21 PM
Replies: 7
Views: 2,071
Posted By 2Muchfun
I'm a big Airstream fan. We owned a 25' unit and...

I'm a big Airstream fan. We owned a 25' unit and pulled it with a Navigator. We liked the idea of unhooking it at a campsite and going out site seeing. Depending on your budget, you can buy a new or...
Forum: FIRE and Money 12-11-2016, 10:53 AM
Replies: 5
Views: 2,072
Posted By 2Muchfun
Tax Planning Strategy question

I am FIREd and now have an AGI of ~$33k. I participate in ACA and get a subsidy based on my AGI. With my deductions, I planned to break even on income taxes this year, as I did last year. However,...
Forum: Travel Information 04-11-2015, 08:06 AM
Replies: 18
Views: 3,200
Posted By 2Muchfun
Thanks for all the responses!

Thanks for all the responses!
Forum: Travel Information 04-09-2015, 03:18 PM
Replies: 18
Views: 3,200
Posted By 2Muchfun
Wisconsin vacation ideas

DW and I are planning to spend a couple of weeks in Wisconsin. We were thinking July. I am looking for input as to "is this the best time of year to go?" and should we rent a place in different...
Forum: FIRE and Money 11-19-2014, 01:59 PM
Replies: 8
Views: 3,247
Posted By 2Muchfun
ACA Tax Credit vs Roth Conversion

I am 55 and just retired. I expect to have $10K in MAGI in 2015 from dividends in my taxable account. I want to convert $500K from a tIRA to a Roth IRA before I turn 70 to avoid taking minimum...
Forum: Hi, I am... 11-14-2014, 08:08 AM
Replies: 9
Views: 2,003
Posted By 2Muchfun
Thank you for all your feedback. I read somewhere...

Thank you for all your feedback. I read somewhere that to get a subsidy you must purchase a Silver Plan. Is that accurate or perhaps an old rule? I do see subsidy discounts in all of the "metal"...
Forum: Hi, I am... 10-31-2014, 08:05 AM
Replies: 9
Views: 2,003
Posted By 2Muchfun
Cobra coverage

Today is the last day of work for me. Hooray! I want to sign up on Nov 15 for ACA coverage and am eligible now for Cobra coverage. I have 60 days to elect Cobra. Is it wise to wait and not elect...
Forum: Health and Early Retirement 10-29-2014, 07:36 AM
Replies: 33
Views: 4,972
Posted By 2Muchfun
I am going to meet some family in NY for my...

I am going to meet some family in NY for my retirement party and my brother-in-law wants to take me to a cigar bar with him. When I apply for health insurance with the ACA, are they going to check...
Forum: Health and Early Retirement 09-13-2014, 04:52 AM
Replies: 33
Views: 4,972
Posted By 2Muchfun
Thanks everyone

Your answers are really helpful.
Forum: Health and Early Retirement 09-10-2014, 12:39 PM
Replies: 33
Views: 4,972
Posted By 2Muchfun
Wait until next year?

So it looks like my rate is high, because I am still working and make a six figure income. Next year, my income will be <$25K in retirement and the insurance drops way down. Does that sound right? ...
Forum: Health and Early Retirement 09-10-2014, 08:02 AM
Replies: 33
Views: 4,972
Posted By 2Muchfun
Does $800 - $1000 a month for both of us sound...

Does $800 - $1000 a month for both of us sound right with a larger deductible? Also, what are your thoughts on HSA vs HMO vs PPO?
Forum: Health and Early Retirement 09-10-2014, 07:41 AM
Replies: 33
Views: 4,972
Posted By 2Muchfun
Buying health insurance for ER

I looked in 2012 for health insurance rates to prepare for my ER budget. Rates seem to have gone up a lot and AARP no longer offers Health Insurance (major medical). I am looking/hoping to ER in 6...
Showing results 1 to 25 of 27

 
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