chinaco
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Feb 14, 2007
- Messages
- 5,072
Another Study that questions the efficacy of the 4% rule.
Seems to be a fad!
I think someone could come up with a legitimate study to challenge any guidelines.
MB said it in another post: (Paraphrase) pick your target WR% (one that has some reasonable chance of success) and manage to reality as the future unfolds.
[Conspiracy Theory --- Sarcasm] Gotta wonder.... after all the years boomers were fed "Market Good", now its time to prepare for the big finale for boomer retirement... Time to Harvest the Commissions... Sell Annuity (Income) and Life Insurance (Estate) "Guarantee Good"!
A Safer Safe Withdrawal Rate Using Various Return DistributionsOur results indicate that a 2.52 percent withdrawal rate could be sustained in each of our randomly generated scenarios, but a 4 percent withdrawal rate is associated with an 18 percent probability of portfolio failure.
Seems to be a fad!
I think someone could come up with a legitimate study to challenge any guidelines.
MB said it in another post: (Paraphrase) pick your target WR% (one that has some reasonable chance of success) and manage to reality as the future unfolds.
[Conspiracy Theory --- Sarcasm] Gotta wonder.... after all the years boomers were fed "Market Good", now its time to prepare for the big finale for boomer retirement... Time to Harvest the Commissions... Sell Annuity (Income) and Life Insurance (Estate) "Guarantee Good"!