daylatedollarshort
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Feb 19, 2013
- Messages
- 9,358
For us I would have to say saving had the biggest impact - two income household with tech jobs. We tried to stay current with whatever software or methodologies were in short supply / high demand.
We consistently had a LBYMs lifestyle compared to some of our co-workers and neighbors, but in hindsight I would have optimized our expenses even more. Like now we changed where we grocery shop, dropped the expensive cable TV packages, have some seat filler subscriptions for entertainment and made the house more energy efficient. None of those changes have lowered our quality of living, some improved it if anything, and 100+ or so changes like that has had a huge impact on our annual run rate. We could have retired in our forties instead of fifties if we'd done that decades ago.
We consistently had a LBYMs lifestyle compared to some of our co-workers and neighbors, but in hindsight I would have optimized our expenses even more. Like now we changed where we grocery shop, dropped the expensive cable TV packages, have some seat filler subscriptions for entertainment and made the house more energy efficient. None of those changes have lowered our quality of living, some improved it if anything, and 100+ or so changes like that has had a huge impact on our annual run rate. We could have retired in our forties instead of fifties if we'd done that decades ago.
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