ziggy29
Moderator Emeritus
So people who are saying $900 per month are not taking into account the ACA credit OR they are making a boatload of money....
401% of the FPL is not a "boatload" of money. It's not destitute, though in high cost areas it's barely even a middle class income, but not a boatload. That said, unless you are well over the 400% cliff, many households can probably find a way to engineer an MAGI under the cliff, especially if they have significant earned income; more so if they are over 50.