5 years from now on E-R.org?

[USGrant1962]

So what will we be telling new members who stumble across this fine forum 5 years from now?

I honestly think it will be something like "Junior, I survived the DotCom Bubble, the Great Recession, and the Corona Calamity"

If you run FIRECalc, understand your spending, and know where you are being aggressive or conservative, you too can FIRE

 

[davebarnes]

For you, I would think that The War of Northern Aggression would be the seminal event in your life.

 

[NW-Bound]

I am reasonably sure my stash will survive. My main concern is for myself.

I don't like a ventilator down my throat. Not even one of those less intrusive Sea-Long helmets, which will not look good on me.

 

[MRG]

Five years? Well I'll be 5 years closer to SS at 70 but still short. I have enough CD, ST bonds for 5 years and more. When SS starts in 6.5 years it covers 75% of our expenses. I feel calm, perhaps as a bait fish is calm right before it's eaten.

 

[Mdlerth]

Challenges don't build character, they reveal it

When I handed in my pass last December, I was super-confident I'd be saying reassuring things such as USGrant mentioned. I was as prepared as I knew how to be.

I'm slightly less confident today. A large portion of the country is in terror over this virus, prompting a bunch of bad decisions. There are scammers at all levels trying to exploit the fear.

But I'm far from pessimistic. My preparations may not have been perfect, but they still look good enough. Also, I have witnessed a lot of altruism. I'm stunned by the wisdom, generosity and compassion of many of our fellows. During hard times, most humans make me proud to be one.

 

[Just_Steve]

When I handed in my pass last December, I was super-confident I'd be saying reassuring things such as USGrant mentioned. I was as prepared as I knew how to be.

I'm slightly less confident today. A large portion of the country is in terror over this virus, prompting a bunch of bad decisions. There are scammers at all levels trying to exploit the fear.

But I'm far from pessimistic. My preparations may not have been perfect, but they still look good enough. Also, I have witnessed a lot of altruism. I'm stunned by the wisdom, generosity and compassion of many of our fellows. During hard times, most humans make me proud to be one.

Interesting, my employer called it a pass also as opposed to an employee ID.

 

[ckelly78z]

5 years from now will slot me in at 59.5, and starting to get itchy to call it !

 

[WyomingLife]

When I handed in my pass last December, I was super-confident I'd be saying reassuring things such as USGrant mentioned. I was as prepared as I knew how to be.

I'm slightly less confident today. A large portion of the country is in terror over this virus, prompting a bunch of bad decisions. There are scammers at all levels trying to exploit the fear.

But I'm far from pessimistic. My preparations may not have been perfect, but they still look good enough. Also, I have witnessed a lot of altruism. I'm stunned by the wisdom, generosity and compassion of many of our fellows. During hard times, most humans make me proud to be one.

+1

A wise, thoughtful and honest comment, with sage observations about the situation and the human condition.

Best of luck to you, health wise and financially. I’m not pessimistic either as to the financial state of society going forward, but do fret about the illness and the misery it is unleashing on a lot of folks. Every death is truly terrible. Homo sapiens are fundamentally resilient and adaptive (as a whole; specific individuals are not so, and that is where the tragedy is concentrated). I worry a lot about what this is going to do to societies with deeply inadequate health care situations, those poor souls in refugee camps and others. For many folks on this Rock, the human condition is poor. Most of us here, in contrast, have First World problems.

I’d also like to believe that most Homo sapiens are kind, too.

 

[bmcgonig]

I feel calm, perhaps as a bait fish is calm right before it's eaten.

Love that [emoji4]

 

[Bryan Barnfellow]

How about, "Well, sonny, I remember when oil was more than a dollar a barrel."

-BB

 

[ncbill]

Hopefully my DW will still be working & therefore providing our health insurance.

Otherwise we'll be on the ACA...heavily subsidized.

 

[intent]

What will we be saying in 5 years?

"It's probably about time for another bear market."

 

[MichaelB]

I’ll bet in five years the top 10 discussion topics will be

- when to take SS
- whether to pay off the mortgage
- dividends vs total return
- fat vs carbs in diets
- Roth conversions and tax rates
- which are lazier - millennials or gen x’s
- can US equity valuations get any higher
- universal health care
- alternatives to cable tv
- travel destinations

 

[GravitySucks]

What will we be saying in 5 years?

"It's probably about time for another bear market."

Or maybe saying it might finally be time for a new bull.

 

[eytonxav]

I’ll bet in five years the top 10 discussion topics will be

- when to take SS
- whether to pay off the mortgage
- dividends vs total return
- fat vs carbs in diets
- Roth conversions and tax rates
- which are lazier - millennials or gen x’s
- can US equity valuations get any higher
- universal health care
- alternatives to cable tv
- travel destinations

You forgot one, I am a INTJ, how about you?

 

[RetireAge50]

Wheee!

 

[wmc1000]

Wheee!

+1

 

[street]

If history keeps is word, I would say stay the course. Don't panic and weather the storms. I have seen a few storms since the late 70's and I hope this storm leaves me more confident that if I don't sell/panic all will be fine in the long haul.

 

[garyt]

I just want to be here 5 years from now

 

[REWahoo]

I just want to be here 5 years from now

Yes, that's my number one concern also. All that other stuff pales in comparison.

 

[Bigdawg]

I’ll bet in five years the top 10 discussion topics will be

- when to take SS
- whether to pay off the mortgage
- dividends vs total return
- fat vs carbs in diets
- Roth conversions and tax rates
- which are lazier - millennials or gen x’s
- can US equity valuations get any higher
- universal health care
- alternatives to cable tv
- travel destinations

You forgot "side hustles: you aren't really retired"

 

[LRDave]

i’ll bet in five years the top 10 discussion topics will be

- when to take ss
- whether to pay off the mortgage
- dividends vs total return
- fat vs carbs in diets
- roth conversions and tax rates
- which are lazier - millennials or gen x’s
- can us equity valuations get any higher
- universal health care
- alternatives to cable tv
- travel destinations

u
b
i

 

[Walt34]

I just want to be here 5 years from now

Same here, hoping to be happily a leech on my former employer's pension system.

 

[unclemick]

I just want to be here 5 years from now

+1 er I mean ditto!

Plus boring remembrances of Dory36, 33% That's my Story, dryer sheet conservation, 4 Yorkshiremen and perhaps other tales of ancient times.



heh heh heh - and my self centered - pssst Wellesley. Yikes!

 

[Markola]

Unclemick, your Wellesley is down only 8% or so this year. You got any extra? Pssst, how’d you like a few rolls of nice TP?