Say what? My first post here was nine years ago, and here I am at 45, not retiring.
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2012
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[2013]
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2014
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2015
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2016
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2017
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2018
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2019
-- | 2020 | 2021
Retirement| $500k | [$627k] | $755k | $884k | $920k | $1,088k | $1,272k | $1,377k | $1,520k | $2,145k
Savings| $165k |[$142] | $120k | $105k | $90k | $76k | $67k | $50k | $42k | $50k
Mortgage| $237k | $213k | $188k | $161k | $132k | $103k | $72k | $40k | $0k | $0k
Non-mortgage debt
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| $18k | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $17k | $14.5k
I guess the big story is that LNW doubled in the last 9 years -- twice. With the hot housing market, TNW is somewhere around $2,650K.
My spending estimates from almost a decade ago are at least 20% lower than what we think we are likely to spend in retirement. But for now we're enjoying our jobs, are raking in reasonable dough, and have no imminent plans to retire.