Recent content by Adventurer

Really like the way you phrased this! It encapsulates much of my thinking as well! It would be fairly depressing to feel one could come up with nothing more enjoyable or worthwhile to do!

Thanks all for the many inputs. All really useful with the decision making process. I can see it’s going to be a lot more complicated than I initially thought! Healthcare being the major stumbling block. Well, first I’ll finish work in the summer, decompress for a bit, we have a few short trips...

I’m curious to understand how people project their spending. Do you assume you’ll need £xxx for the years up to, say, 60, then £yyy to 80, followed by £zzz? My parents, just into their 80s both retired early 50s and have said how their spending dropped quite significantly from 70 onwards, as...

Hmm, does seem quite expensive. Might be time to look for alternative options from an overall value perspective. Thanks to all for being so open with the numbers - what an amazing resource with people being so readily willing to offer up so much

This is great, thank you. I can now model different options ... and perhaps plan a long holiday first to investigate! That’s the beauty of having time. Either way, we would plan to rent somewhere initially to get the feel before buying Once again, thanks!

Thanks, that’s very interesting and useful.

I guess you’re right, California is expensive. But, property still cheaper than where we are, just outside London. We’ve been considering so many different places, I know it’s s privileged position to be. Lifestyle, weather, leisure etc all to be taken into consideration. Our family are...

Yes, British weather plays a part! I love Vancouver, but the weather seems rather too British in style!

Yes, she has! It’s made our family tax planning a lot more complicated, unfortunately! One reason why it might be nice to live in the US is to get some value from all that very costly tax filing ..!

Thank you all for your answers. There’s quite a bit for me to read and research already here, so much appreciated! I’ve heard horror stories of people’s insurance premiums shooting up from one year to the next for no obvious reason, so I’m somewhat wary ... Kite rider, yes, we have considered...

The visa side of it is already ok, thanks. My wife was born in the US but left as a child. It’s just healthcare which would be problematic!

Hello all, I figure this is the perfect place to ask this, as most contributors are from the US! I fairly recently joined this board, and have decided to retire fully later this year. I’m late 40s, married, two late-teen children soon to go off to university in the UK (or perhaps US for one of...

Maybe different in the US, but doesn’t the overall value of the fund simply reduce? Ie, the price for each unit would reduce, in the same way the price for a share reduces? That’s how it works in the UK ... I certainly wouldn’t recommend anyone sells just because of a short term reduction in...

Thanks for the responses, much appreciated. Given I’m from the UK, I’m not familiar with some of the US acronyms used ... but I got the general drift. A large part of my question revolved around minimising tax liability, so that’s part of the driver for balancing income vs capital gain...

I will be absolutely delighted to simply say “I’m retired”! Really don’t get why it should cause any anxiety!