@pb4ski - I think with the aggressive strategy we would get to $2.0 million faster than with a balanced asset allocation. And yes a 25% downturn would take us back to 60% of our goal but assuming we don't panic and change strategy we should recover from the downturn faster than a mixed...
I'm relatively new here so I apologize if this has been addressed before but I couldn't find it in my searches. Everything I've read about asset allocation strategies focus on a specific date (or age) for retirement. The intent is to reduce risk the closer you get to your retirement date. But...