Recent content by aggie76

Well I guess the thread is derailed, probably for the better , so lets go. The first key is to NEVER EVER simply walk into a dealership like we did in the old days and start the buying process directly with the car conman. Every car guy I know says that , in order to get the best deals, you...

I don't. I usually just smile and change the subject with some comment like " lets see the car I have in mind". If they press ( and they usually do) I will simply say " I'm not here to discuss my finances, I'm here to potentially buy a car". That usually works however I have turned around and...

I looked closely at the car buying thing and know several car sales managers and discovered that there is only a very very small possibility of any real savings using the financing " deals" angle. I simply act like Im gonna finance all the way to the little office and once the Price is locked in...

I still closely monitor my credit files and all of my accounts religiously same as you. A sudden swing in the score , in my case, would mean some nefarious activity that I need to pounce on. I probably check my accounts twice a day ( minimum) just to be on top. Several times a year I have caught...

One of the nice perks about being retired and in good financial shape is being able to stop the insane worship and the chase of a credit score. All of our credit files are frozen ( permanently if possible) , we are at the point where we only pay cash for cars, can't see any need for any new...

A bit of a thread derail but I finally put a stop on damn near every procedure that some medico wanted to do to my mom in her last few years. On every request ( demand) to do something or some test I asked 2 simple questions.... what will the test tell you and can you fix it. In virtually every...

I think a real mock up putting you on a table , shoving you in a small tube arms pinned totally immobile would be a very accurate test. You would be as trapped as you would be in the real deal. But it aint gonna happen so.....

Over the last few days I’ve chatted with some guys that I knew had mri’s for various reasons. Better than half of em said they also had a pretty serious sudden panic reaction when first slid into the coffin. 2 of my buddies said it was as bad as mine and they would have destroyed the machine...

thanks for the responses. I talked to a very good friend who is a gas passer at a large urban hospital. I asked him how many patients he would see that he put to sleep for an MRI since this was the first I have heard of it. Told me that it was VERY VERY common , did it all the time. He fully...

[/COLOR] Bourbon !!!!! Several bourbons matter of fact!!!

The nurse told me about sedation but that had to be prescribed prior to the appt. I had no idea I would need it so it wasn't prescribed. Plus my level of panic was such that even the nurse said that a sedative would probably not make any difference. Based on her 20 years as an MRI tech she said...

Just got back from an MRI. Never had one so this was a totally new experience. I was certain that I a not claustrophobic .....until...... they slid me into the "tube". Shear instant terror, complete panic attack. My brain was screaming " GET ME OUT" like nothing I had ever experienced. Totally...

False alarm. Called the SS fraud folks and they confirmed that the agent was real and the application os legit and being processed. There was no way that the agent said what my wife heard so we will just write it off as a translation error. The fraud folks were delighted that she called as there...

My wife just got off the phone with the SS agent setting up her payments. Last thing the lady said was that she will be receiving her CHECKS ( actually direct deposit) TWICE a month. Ive never heard of bi-monthly SS payments and don't even see it as an option. Can anyone shed a little light on...

I have used this one for years and have yet to find a better one. It is very simple yet comprehensive and allows for a lot of " what-if" playing around. https://www.marketwatch.com/calculator/retirement/retirement-planning-calculator