Recent content by alpacajohn

Thank you for the detailed and considerate response. It's not too late-I've done nothing but sit tight. I hadn't given much thought to AA at all but will not take a good look. Thanks again for your help.

Mdlerth-nice handle! And, thanks for the response. I collected some info about PA pension options. I can pull out/roll over 84k right now. I can retire right now, and get $320 a month for the rest of my life. I can pull out 42k and get $120 for the rest of my life. I'm currently in my third...

Thanks for the response and the encouragement. Currently, do not have any money in PA 403bs-converted that into self-directed IRAs years ago. Don't have any money in CA 403bs either, never got involved with them. Just have the money that gets automatically socked into the pension fund. As far...

Hi. I am 34 and married-we are debt free (I finished paying off 70k in student loans). I make 89k and my wife makes 65k a year. We have about 70k in cash, 175kin mutual funds, and 50k in IRAs. I am also vested in the PA teachers state retirement system (7 years), and now 2.5 years into the CA...