Recent content by AmigaDude

  1. AmigaDude

    Poll: Dune Part 2

    Sorry to rehash an old point, but "faithful to the book" REALLY? To quote you: Almost nothing said of the guild nothing about the Butlerian Jihhad skipped over the concept of Mentats Zendaya's role Give me the David Lynch 1984 version any day, for a better telling of the story (in 1 movie)...
  2. AmigaDude

    Built a NAS server after NAS-ty installation experiences

    Not an answer, but my 2¢ - I went down a similar quest a dozen years ago, and finally decided to go with Synology. (approx. 2012) bought a Synology DS412+ with 4 3TB drives Replaced 1 WD drive a couple years ago after an alert. Just pulled out the old one, and stuck in the new one - Hot...
  3. AmigaDude

    Savings bonds redeemed at treasury direct. No 1099-int

    Probably so. I suggest you click on Manage Direct, and then Access My Linked Accounts, to see if you have a conversion account.
  4. AmigaDude

    Roth Conversion - More Than Just the Tax on the Conversion

    Just and opinion, but "I" do not think you have messed up. Having any IRA is a great thing, assuming it did well over the years that you paid zero taxes on that income. Of course we can play that game of paying more taxes now (Roth) so that we owe less in the future. For me, I'll stick to the...
  5. AmigaDude

    Targeted by the IRS?

    Does not sound like an audit or anything like that. Maybe like someone else posted, the expected refund may be too large for the norm
  6. AmigaDude

    Schwab Thomas Partners for retirement

    Maybe this would help (refining what pb4uski posted)...
  7. AmigaDude

    Barrons: Social Security’s COLA Is No Bonus

    If you really are interested, (from a social science point of view), might I suggest that you look forward by asking some of these folks what their retirement plans are: - generic office worker - a barber / hairstylist - construction worker - housekeeper etc.. Once you listen to how they/we...
  8. AmigaDude

    "Personal Capital" alternative?

    I've had those same thoughts, especially when Quicken forced the subscription model on us. However ... For me, even with some technical issues, it feels much more painful to consider switching. I've done many spreadsheets over the years, but no thank you. I've watch Personal Capital since...
  9. AmigaDude

    Turbotax vs Turbotax

    Yes, Download version is the same as the CD. (I've been a looong time user of both, switching each year based on what I can get for less $$) I updated a (~ 7yr old) PC to Win10 and TTax has never had any issues like timo2, so no idea what is happening there.
  10. AmigaDude

    2 implants on this past Monday at noon.

    :laugh: :laugh: :laugh: Thanks, I needed something funny this morning! Slow people indeed. Bongleur - As Teacher Terry said they tend to use cadaver bones, but I understand they also can harvest from somewhere in your body. Everything depends on discussions with your oral surgeon.
  11. AmigaDude

    Target Date Funds and Selling Before Year End

    Although I don't use the Vanguard fund, I am in a similar Target Date fund. My suggestion is to stay with it, unless and until you learn more about what you want to do differently, and why. Your fund is currently about 50% stocks, and 50% bonds, and they handle the investment changes for you...
  12. AmigaDude

    My Previous Employer Asked Me If I Would do Contract W*rk for Them; Should I?

    One thing to keep in mind is that $1,000 per days is not what it seems. At a minimum, you have to pay Self Employment taxes --- The self-employment tax rate is 15.3%. The rate consists of two parts: 12.4% for social security (old-age, survivors, and disability insurance) and 2.9% for Medicare...
  13. AmigaDude

    Review my SS numbers?

    My 2¢ - 1. YES, about as accurate as anything I've seen around here. 2. My approach will be to maximize her $$ once I am gone, unless we need the money earlier. Using your PIA of 2899, I get yearly numbers of - Age 70 = $63,314 for both of you, and $45,920 if you pass 1st. Age 66 = $51,940...
  14. AmigaDude

    Quicken Upgrade Question

    Correct. For example, I purchased the 2019 cd via eBay and the seller clearly identified that it was: 14 Month subscription Activation codes are good till 12-31-2020 In truth all I needed was the Activation code, since I downloaded the s/w from Quicken.com directly, instead of loading the CD...
  15. AmigaDude

    Quicken Upgrade Question

    133MB with some trans going back to 1997, most restart in 2000.
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