Recent content by aw78

I was looking to add commodities to my allocation, though all of commodity funds I found have absurdly high fees/expense ratios. So, I was thinking about just increasing my allocation to TIPs. I would think that the two correlate pretty highly in the long-run. I think that holding REITs...

Thanks, there was some good info in these posts. I found this article that I liked in one of the threads: http://www.efficientfrontier.com/ef/701/annuity.htm I actually read William Bernstein's book, which I consider one of the best books on asset allocation that I have seen. I ultimately...

I am in the 36-38% marginal tax bracket. As far as future expected tax brackets, who knows? I have about 30-40% in REITS and Bonds, which I would consider pretty significant. Still, why is it not worth it? Looking at the Total Bond Index Annuity, it looks like the expense ratio is about 0.46%...

Hi, new member here. I was wondering if anyone here uses variable annuities as part of their asset allocation? I invest exclusively at Vanguard and my goal is to maximize after-tax return, which is not a big issue when investing in equities. However, the portion of my portfolio in regular...