Recent content by Bateauxdriver

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    Cruising to a future

    Instead of Health insurance according to Obama Care website is $1700 for the Bronze Plan and $4600 for the Silver plan annually for two people assuming income of $40,000. $13 per day healthcare (Silver) $5 (Bronze) $15 per day home insurance, taxes and repair $15 per day auto expenses (fuel and...
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    Biggert-Waters and Flood Insurance

    I'm certain some of you have heard of Biggert-Waters and the impact it will have on National Flood Insurance. If buying a home be sure to have it's Base Elevation Flood determined by a qualified surveyor. It could cost you tens of thousands in extra insurance cost if you do not...
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    Living on Texas coast? Any advice

    Research the Biggert-Waters Act before buying any home near a flood or hurricane zone. Some annual flood insurance costs will rise to $25,000 a year.
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    Our First adventure!!!

    Hey. Enjoy the Hennessey Hammock. I have one of those and a Warbonnet Black Bird. I love hammock camping when backpacking.
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    Anyone want to come sailing this winter?

    I'm still working full time but you are living my dream. I plan to sail (circumnavigate possibly), backpack the AT, CDT and PCT, canoe the Mississippi and retire to a hoby farm when I'm too old for the rest. Maybe we can do a trip some day. Mountains or sea it doesn't matter to me.
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    Cruising to a future

    Once I have divested all the crap that I've accumulated over a lifetime I plan to live on $100 a day. My expenses hopefully will be dropping like a rock when my kids are on their own. I watched my parents retire at 52 once they were kid free. They had less a lot less savings than I do and...
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    Investment advice

    You are single? Heck live with the parents till they break your plate.
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    25 year old ready to open first account, please help!

    Lots of great advice in this thread. My simple suggestions: Keep debts low, every time you get a raise live as if you didn't. Invest the rest. Get your max company match out of your 401K first. Open the ROTH IRA asap. It is the best thing going. Pay your self today we pretaxed dollars and...
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    Cruising to a future

    Hi I am 45 and I've been married to my wife for 23 years this week. We both work and are looking forward to retirement on a sailboat part of our time. We have just under $1,000,000 saved in our combined company 401K's, cash balance retirement plans, cash, savings accounts and Roth IRA's. Our...
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