Recent content by behindthedimes

I know that but I was just trying to extreme ballparks. Things were a little slow and I was just screwing around. Not looking to make investment decisions. Just trying the figure out even for two years from now how to incorporate contributions in with expected portfolio growth.

I am trying to create a spreadsheet to examine my thrift savings plan trajectory for retirement (12/31/2044) planning. I can estimate my salary growth and contributions as a percentage of my income. How would I accommodate contributions plus yearly growth to update an estimated account balance...

As a federal employee one rub that it's me is that I am paid using what is called "3 year money" meaning you get it in chunks and can dispurse it over a three year period. During the last shutdown and presumably this one, I will be unaffected and report to work as usual and be paid as such in...

We paid a bunch ourselves and made some concessions (we did a cocktail party reception to save on a sit down dinner, we also didn't have bridal/groom parties). DWs parents gave us a good chunk of money and we used as little as possible on the wedding and used more toward paying down debt and a...

I buy high quality (generally British) shaving cream/soap. Feel a ton better using that over the grocery store brand with my de razor.

I just have it spread across numerous TSP funds including large cap, small cap, international, a 2040 target fund, a 2050 target fund, and a very small portion in a bond fund.

According to my tsp page I am at 12.62% over the last 12 months. I'll take it.

I am a Systems Engineer with the US Dept of the Army. I also co-own an SAT/ACT test prep business with my wife. She is a high school history teacher. This keeps incredibly busy. Sent from my SM-N910V using Early Retirement Forum mobile app

Just booked a 7 night balcony room cruise from NYC to Bermuda in August. Not having to pay for a flight let us splurge a little more. My wife and I definitely splurge on vacations more than a lbym adherent would but we work two jobs during the school year (I have a year round job) and by the...

Is there a good book somewhere that discusses all these in's and out's. I know the tsp homepage has a lot of information but I get almost information overload. Sent from my SM-N910V using Early Retirement Forum mobile app

I was watching TV and a commercial for a service called betterment came on. The website is interesting. They are a model/rules based investment service that auto adjusts the allocation for you. Their big thing is low cost etfs and tax loss harvesting. Has anyone used them? Seems really good if...

I hope to moving into Wall Street soon and your story is what I hope to achieve for me and my family. Take the plunge, you have worked hard to build that nest egg. As mentioned earlier you probably have the skills to build your retirement accounts. Sent from my SM-N910V using Early...

I am married. My wife is a teacher with investments of her own and happens to be Series 7/9/10 registered when she was a broker. Am I allowed to buy into TSP if I leave the Government or only move what is in there? Sent from my SM-N910V using Early Retirement Forum mobile app

Ironically enough I am getting my Masters in Financial Engineering so I can possibly get in the quant/trading field. Sent from my SM-N910V using Early Retirement Forum mobile app

Thanks for the tip. I actually had more in G and I but in 2009 I upped my C and S by 5 and 10% respectively. Sent from my SM-N910V using Early Retirement Forum mobile app