Recent content by BGold

My DW and I were 5-yr TIPS buyers at this auction. Very pleased.

I recently completed the id.me registration which went through smoothly, but was unable to complete the IRS online identity verification (the link would not go through and continued in a loop). It took several phone calls asking for all my info including previous tax filing data just to get to a...

We have $2M coverage from Amica with $500-deductible for $250/yr, which is the same as year before.

I’m in the process of having to establish my identity with the IRS. It seems someone has used my identity to claim my tax refund this year. After multiple phone calls that required proving I am who I say I am, I’ve obtained a scheduled interview with my local IRS office. It’s been quite the...

Investing in individual bonds has been a bit of a learning curve for me this year. I began investing in short term t-bills since the rates went up over 5%, but with the FED beginning to signal rate cuts, I’ve gone a bit longer in duration this week. Purchased 10-yr TIPS at 1.7X% in DW and my...

I loved this…thanks Gumby!

Looks like Carvana has gotten good marks. I’ll call for a quote and if they pickup in NYC.

My DW and I are ready to let go of our 2001 Honda Civic, which we bought in 2011. Since we live in NYC, where mass transit and walking are the way we travel, and we’re not comfortable driving long distances in an older vehicle that doesn’t cushion the road (yikes) it’s time to let it go. I’d...

Two years into retirement, I found myself itching all over. All beneath the skin’s surface (not dermatitis). Through a process of elimination I found that I’m allergic to gluten/wheat. Sheesh! I used to have whole wheat toast since forever - no problem. Now, my skin crawls if I consume...

Impressive savings. Congrats! Unfortunately that was not my experience. The two I interacted with came in higher on at least 2 of the 3 items than most of the quotes I received. MMDV. Perhaps my living in NYC was prohibitive to them? I’m certainly not fond of alternate side of the street...

Our portfolio is down 2.4% as of 1/21/2022 with a 35/55/10 (equity/bond/cash) port. We are already in RMD land so this number already includes the first month. Have already pecked at VTI during the dip.

Okay so I’ve received three additional quotes from phone conversations: State farm Auto = $580/6-mon; renter=$136/yr; umbrella = $605 (2-million) = $1901 (1-yr projection) - JD Powers -top customer Service (847 score) - Consumer Reports - overall score - 80 - 3.4/5 Wallethub Amica Auto =...

Hello PatrickA5, I have been uploading so much information so many times online and to folks on the phone, that I’ve taken to sending them an outline of my request with amounts for coverage. I haven’t told any of them what others have quoted. But when they’re beyond other offers I let them...

Hi Sunset, Thanks for the suggestion, but a broken window would probably fall within any deductible first.

Here’s an update on the insurance front: Working with four independent insurance agents and waiting on quotes from two more. Bundling Auto, Renter, and Umbrella: Geico has lowest auto but highest renter and Umbrella Travelers is high all around Progressive (current insur) has difficulty...