I’ll chime in with an unpopular opinion.
1) there are valid reasons to consider this idea
2) While volatile, the closest thing to the “80s funds in a secret Swiss bank account” is Bitcoin on a cold storage wallet.
You can store and transfer funds anywhere in the world. If all the US banks...
I would like to share my thoughts on this thread.
I was a big skeptic of bitcoin. I remember hearing about Bitcoin way back when it was at $60 a coin.
I’ve read every edition of every investment book by Benjamin Graham and was convinced Bitcoin was a fad that would disappear. Cryptocurrency...
I'm 50 and wife is 45.
I plan to retire by 65 or sooner depending how the nest egg goes. SS is not a factor in any retirement decision.
My thinking is I will wait until 70 before taking SS, as long as the market does not go into a major recession before then.
I use YNAB for everything, personal and my consultant business.
I can retrieve any category for any time period, very quickly.
But the budgeting features are the real reason I use it. Plus, I can expense the annual subscription to my business.