Recent content by BMP2CPM

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    off shore IRA? Moving money out of US?

    I’ll chime in with an unpopular opinion. 1) there are valid reasons to consider this idea 2) While volatile, the closest thing to the “80s funds in a secret Swiss bank account” is Bitcoin on a cold storage wallet. You can store and transfer funds anywhere in the world. If all the US banks...
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    The Cryptocurrency Thread

    I would like to share my thoughts on this thread. I was a big skeptic of bitcoin. I remember hearing about Bitcoin way back when it was at $60 a coin. I’ve read every edition of every investment book by Benjamin Graham and was convinced Bitcoin was a fad that would disappear. Cryptocurrency...
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    Mid 50's or younger... are you counting on Social Security?

    I'm 50 and wife is 45. I plan to retire by 65 or sooner depending how the nest egg goes. SS is not a factor in any retirement decision. My thinking is I will wait until 70 before taking SS, as long as the market does not go into a major recession before then.
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    what software for tracking spending and income throughout the year?

    I use YNAB for everything, personal and my consultant business. I can retrieve any category for any time period, very quickly. But the budgeting features are the real reason I use it. Plus, I can expense the annual subscription to my business.
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