Thank you Alec. The ILB was up .86% today and the BMF was up .23%. I will read the conversations you have linked to your message. I am leaning towards your advise and thinking 75% ILB and 25% BMF. I watch these things so closely, if I see a trend developing over a period of time and easily...
I converted mine in '98 too, pretty high at the time. A lot of people really were upset when the market turned down in 2000 and they were paying taxes on money they didn't have anymore. As I recall you could undo your roth and redue it again. I looked at the work involved and the taxes saved...
Right now the portion of my 403b portfolio in fixed income investments is split about 66% CREF Bond Market Fund and 34% CREF Inflation-Linked Bond Fund. The ILB is up 7.08% YTD and the Bond is up 4.10% YTD. Looking at the long term though they are pretty close with the ILB returning 6.52%...
Before I retired the only thing I could cook was oatmeal and coffee. We had our kitchen remodeled before I retired, now I am taking up cooking. I really enjoy being in the kitchen and preparing healthy food. The internet is a wealth of information with recipes available everywhere. I am putting...
I'd like opions on my situation.
I'm 59 years old and my employer is offering me a buyout that would put my pension at $60k with an increase to $62k after one year. The pension has a COLA of 1/2 of the CPI to a maximum of 3%. At 62 my social security will kick in and it should be about $17k...