Recent content by C999

Hey, congratulations, sounds like you made a good choice. 2014 is just around the corner!

Thanks a bunch! I'll definitely look at moving the bonds from taxable to non-taxable accounts. I can get everything but my current employer's 401k into Vanguard.

Thanks for the welcome and recommendations. I don't believe there's any beat-the-markets trick either. I lost quite a bit chasing "hot funds" in the late 90's, which is part of what drove me to un-invest for so long. Now I just want to do some flavor of couch potato. That way my natural...

That's an aggressive savings goal considering my tax bracket, but I'm going to look into it. I'd sure love to see my stash go up that much that quickly! Thanks for the tip about 401k catchup contribution. I didn't even know about that until now. I'll have to check if my company's plan even...

Well, er, I just moved the funds into Vanguard, so prior to that I did have about $400k in cash doing nothing :blush: My balance had really piled up the last few years since my spending had flatlined and salary went up. Thanks for the tips!

Thanks, FIRECalc is a very enlightening tool. It underscored the point that spending level is a bigger factor than asset allocation. I wasn't seeing a big difference in results between 50% stocks, 75% stocks, or 100% stocks, but boy was there a difference in spending $24000 a year versus $36000!

Hi, I agree, looking at how much I've earned it seems I should have a lot more saved by now. I am cutting expenses as well. My target is to live on $2k/month. Since paying off my house, my fixed expenses (property tax, insurance, utilities, services) are running about $980/month, so I think...

Hi, I just started looking at FI and ER information a few weeks ago when I got fed up with worrying about the deteriorating situation at my job. I have been working in software for 25 years, at current position for 12. There are continual layoffs at my company, my product got canceled, and I...