Recent content by CherylGrrl

  1. CherylGrrl

    small RV camping?

    We had a Trailmanor for years and spent up to 7 weeks on the road at a time. Very comfortable! As we aged, the need for a walk around bed, desire for more storage, and the allure of having a full-size refrigerator tempted us to move to a traditional trailer. We miss the TrailManor when towing...
  2. CherylGrrl

    House Value to Net Worth %

    17%
  3. CherylGrrl

    How to calculate WR?

    i-ORP can be re-run every year and the year 1 withdrawal taken each time. That brings reality into the process.
  4. CherylGrrl

    Laser treatment for toenail fungus - does it work ?

    My husband and I have each spent $1000 for laser treatment. After 2 years of treatments, I can't see a difference. The podiatrist has declared us cured. I still have the two thick nails that caused me to seek treatment. She says that because they were already so bad, the laser treatment wouldn't...
  5. CherylGrrl

    Transportation in London

    Have used the underground during many London visits. Last trip I started using Google Maps' public transportation option (planned trips at hotel when I had wifi, or at Starbucks/McDonalds) and found the bus system actually worked much better -- faster travel, less walking. Plus there was the...
  6. CherylGrrl

    Chip and Pin Cards

    The new US cards are chip and signature, not chip and PIN. This is why they generally don't work in unattended machines outside of the US where chip and PIN is the standard. for such things as subway and train tickets. Even if you request a PIN be issued, the cards are generally set up to...
  7. CherylGrrl

    Travel from Los Angeles to London

    Actually, sleeping upon your arrival is the worst thing you could do upon arriving in the UK or Europe. A long overnight flight is ideal if you follow the advice provided earlier about sleeping on the plane. Get an inflatable neck pillow -- helps tremendously and can be folded up and put away...
  8. CherylGrrl

    "World-class colonoscopy"

    I'm apparently one of the outliers who had a really hard time with my first colonoscopy 10 years ago at age 51. I thought the prep was inconvenient but not a big problem. I expected to breeze right through the procedure as this is what you hear from everyone. Unfortunately, I woke up in the...
  9. CherylGrrl

    Anyone had an ankle replacement or stem cell therapy?

    Just found this statistic and interesting article: Roughly 6,000 ankle replacements are performed a year in the United States, a fraction of the 700,000 knee and 300,000 hip replacements that the Centers for Disease Control and Prevention recorded last year. Read more at Inside The OR: Ankle...
  10. CherylGrrl

    Anyone had an ankle replacement or stem cell therapy?

    Hello all, :greetings10: I'm a formerly active early retiree who suffered a fall, broken ankle, and resulting osteoarthritis in the ankle joint due to loss of cartilage during the fall. I had a second surgery to "clean up" the joint but I'm not any better. I have pain all the time and can't...
  11. CherylGrrl

    Is purchasing physical metals (Gold, Platinum, Silver) ever a good idea?

    I'm glad I'm not you. Sent from my iPad using Early Retirement Forum
  12. CherylGrrl

    Intuit Mint yes? no?

    I have been a very satisfied Mint user for many years. As a former computer security VP for a major bank i understand and am comfortable with the encryption technology they use to protect account passwords. Account passwords are encrypted using a technique that is one-way... You couldn't figure...
  13. CherylGrrl

    When you had become self sustained.

    Age 16. I graduated from high school and spent the summer working in Europe. Left home with a round trip charter airline ticket I paid for with earnings from my summer job a year earlier and $25 in cash. Went to college that fall, paid for with scholarships, grants, and loans. When I turned 18 I...
  14. CherylGrrl

    Movie Motivations

    In early October my husband and I traveled to Lone Pine, California specifically to attend their annual film festival celebrating the hundreds of films and TV shows made in the spectacular Alabama Hills at the foot of Mt. Whitney. The area is mainly known for Westerns, but was also used for...
  15. CherylGrrl

    2015 YTD Travel Results: Experiences

    Three week road trip to New Orleans and back, 5,000 miles with a small trailer Two weeks in Yosemite Two weeks on Viking River cruise from Budapest to Amsterdam, plus two weeks in Amsterdam and London Seven weeks in the Canadian Rockies in small trailer again One week at a bluegrass...
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