Recent content by ctrl_c

Thanks for the link. I need to understand the the fixed income side of things better. I only know that most CDs have a penalty for cashing out early. Bonds at least have a resale value

I'm considering more fixed income in my AA. I kind of have feel for the connection between the Federal Funds Rate and bond prices. I've bought individual U.S. Treasuries and watched as their 'value' as calculated by Fidelity has decreased as the Fed continued to raise interest rates. These were...

Have used protonmail for nearly 4 years and like it very much. There are a few authentication options and even the lower tier subscriptions come with proton drive, calendar and a password app. I mostly like that this is their only business and they take their security very seriously. I do all of...

I'm 6 months into retirement so I feel some of what you're going through. The worst for me is the amount of "idle" time which translates into an existential crisis of what to do with all of that time. So far, spending time with people I love or at least like, has been something I've really...

Thanks for the kind notes and suggestions. As a matter of fact, claiming SS and Roth conversions are at the front of my mind recently. Optimizing both seems like an interesting puzzle. So far I've looked at I-Orp to think about Roth conversions and whatever info is on the Fidelity (where my...

Hi All, I've been lurking for a while and thought it was time to give a back to this community. Since many folks seem to have questions about financial readiness for the big leap, I thought I would share my own story. The Decision ------------------ Quit mega corp on March 31 after a...