DP73

Your profile has a lot of similarities to mine with age and NW. Our two kids will be in college in the next couple of years. Even with...

Thanks, she is now functionally disabled, but she's healed from surgery and can walk a little bit. Mailbox, truck to store, rides a...

Wow. That’s a lot to happen in the first year. Hope your wife is doing well now. I am glad to hear that so far everything has worked...

Thought I'd say hello. I am 61, almost a year in to a slightly early retirement. So while my experience is not decades down the road, I...

Your numbers what I can see would be fine to retire. You always need a backup plan. The most important plan after the numbers work out...

I’m 17 months in, with net worth less than yours by about half a million, no pension. (Your DW teacher pension only $10K a year?) DW and...

We only had three plans when I retired. The first was to sell our home, downsize, and place what was left in storage. The second was...

I have said it here many times, yours is an emotional issue, not a logical issue. Logically you have sufficient savings and are in good...

I’m a long time lurker as well and decided to chime in given that I had the same hesitation to retire. I retired 3 years ago at 58. Work...

Fully agree and plan to trade small amount on side. Not with the retirement portfolio.

This idea is the only point where I would put up a caution flag. Portfolios tend to be like a bar of soap. The more you handle them...

It can't hurt to run FireCalc assuming SS goes away. But that would be way down my list of black swans. Nor have I heard of any recent...

Yes, plan includes kids healthcare until they are set.

I use FireCalc too and it definitely helps with the confidence. One scenario I ran a few days ago was what kind of spending could we do...

In some cases you can "try it out" but not sure in OP's case. Both I and two of my sisters downshifted to part-time work before fully...