Recent content by Dufferin

Does Fidelity provide an RMD service similar to Vanguard? Vanguard calculate it for you and make it easy to schedule it.

So in Kind means that the investments are still in the Vanguard funds even though they are managed by Fidelity?

But isn't there a time lapse from the day the money is withdrawn from Vanguard to the day it actually gets reinvested at Fidelity?

Is there a timing risk if you switch? What if the market tanks while you are uninvested while making the switch? I am seriously thinking of switching from Vanguard to Fidelity.

I handle it all myself. DW will need help if I go before her (we are both 77). Everything is at Vanguard but am thinking of moving everything to Fidelity and using an advisor. Vanguard don't have offices were you can meet face to face with your advisor. I think the personal contact would be...

This is the description of the hike that concerns me. "Elective, challenging 3-mile hike from Monterosso to Vernazza, approximately 2.5 hours; dirt and gravel trail, uneven footpath with steep inclines (up to 920 feet overall), stone steps, no railings".

We have booked a tour of the Cinque Terre through Roads Scholar this May. There are several optional hikes involved. We would like to do them but are wondering if they would be too much for us at our age. We are 77 and still quite mobile. Has anyone had any experience hiking in Cinque Terre in...

I have chosen to pay interest annually on my I Bonds rather than paying it all at the time of redemption. To keep it simple I just take the difference between the current value and the value at the previous year end. I know this is probably a little understated due to timing of the interest...

What does WR stand for?

Ok, that makes sense. However it continues to drop even though interest rate increases have been paused. Shouldn't it be relatively stable until interest rates either increase or drop?

The NAV for VBTLX is still trending down. Shouldn't it gradually be trending up as the fund replaces lower interest rate holdings with higher interest rate holdings?

I have a significant investment in the Vanguard Total Bond Market Index Fund Admiral Shares(VBTLX). I have always used this fund as the fixed income portion of my asset allocation. The smart people got out when interest rates started going up and the value of this fund started dropping. Not me...