Recent content by Edgar

Plan "B" With two Federal pensions that include COLA's I would be tempted to have DH retire as soon as eligible and then if I was you I would use as much of my leave as possible and cut into the 2% penalty and then retire. You will forgo the "lump" sum but cut into the penalty. I don't think...

Hello All: My DW and I are appx 4.5 years away from retirement. Our only child is now away at college. We live in a house that is worth appx 250K. It has more than we need ie. 3.5 bath's, etc... We could rent some very nice 2 BR/2BA aprtments in our area for APPX $950 a month. By going with...

Hello All: How do you account for a personal residence that is owned when allocating your assets. I have seen some posters inicate that they have 55% of their assests in equities. For the sake of simplicity lets say a person owned their home with a value of 200,000 and had other investable...

Thanks for all the well thought out responses. I get appx 5-6% returns. I am probably too heavy in fixed income investments, CD's, Bond funds, etc. I will read some of the threads that I have been directed to. I do believe the consensus seems to be that you do not need a high priced advisor ;D

Hello: I am a new poster and would like to RE in appx 2 years. I have been managing my own assets with mixed results. I'm not sure if I should go to a wealth management firm or an investment counslor or not. I read something from Bruce Williams today that stated 10% annual returns should be...

Hello Focu$ed: At first I thought I was listening to one of those buy gold and silver commercials...... I know you heard it before but don't put all your eggs in one basket. I'm old enough to remember the 70's when gold was going through the roof.....couldn't go down....guess what...same as...