Recent content by Efun2024

Thank you all for your responses - has given me a lot of points to consider and still think about before making a decision. Really helpful and sincerely appreciate it.

That would be helpful, but it's a long process from what I hear.

Mortgage rate is 2.5%. ROI on rental is about 14%

Thank you, Yes, I have included the mortgage (@2.5%) in the expenses. However, I must include taxes...

Thank you, I guess, it's not such a great thing to do - I'll drop the idea. Never thought of comparing the mortgage rate v/s returns on the 401k.

Thank you Cosmic Avenger - ROI on rental is at 14% (based on the original purchase price; and rental income has paid for it over again - do not wish to sell it). Self managed, been doing it for over 10 years. Feel comfortable doing it together with my spouse.

Will do, thanks.

Will do the calculations. ...provided the SSDI kicks in.

Hi, I'm a 60 year old chemist in quest of a balanced discussion, and/or evaluation of strengths, weaknesses or noteworthy features of my FIRE plan... I have a disability (haven't applied for permanent disability yet) but it's becoming difficult to continue working day by day. Spouse 54 yo...