Recent content by EMone

I do plan to gradually increase my positions on stable funds (cash/bonds). So by the time I retire my allocations will be 56/44.

No..stocks market have been really good for me. I have high tolerance on the market volatility. Although my retirement accounts are invested in mutual funds.

Free medical insurance for my DW & myself till 65 and my kids till 26 as long as retire with them and be at least 50 yrs old. I work for a small city with great medical benefits.

Thank you Rodi for your feed back! Real estate equity is included in my networth, but not included on my post-retirement income. I’m working on brainwashing my kids to go to CSU, but if they do decide to go to UC I will set a limit I’m willing to contribute and rest will be on their own...

Thank you 38chevy454 for your input! Real estate equity is included in my networth, but not included on my post-retirement income. A question, in one part you state the rentals give $19K of income, but then in your budget it states rentals cost $9.6K ($800/mo). That doesn't seem to make...

Hello Everyone :), Goal: To retire in 5 years (December 2026) Age: 45 (Husband) & 44 (Wife). Three kids (5,5, & 14) Occupation: Engineer & Nurse Household income including rental: $276K (257K-salary and 19K-rental) We have 2 properties; between our primary residence and rental...

Thanks guys! The link was very helpful.

I apologize if this question have been asked before. I'm planning to retire at 51 and ssa.gov websites estimates that my ss will be $2,100 assuming I work till 62. So, if I stop working at 51 and I'm won't have income besides my pension & retirement withdrawal. How do I estimate my social...

Thanks guys! These are great advices and inputs! Just some clarification: Retiring in 9 years from an 8-5 job and starting a business as my own boss and work at own pace. This flipping business is something that will keep my wife and I busy. Our rental property will be our first house to...

Hello everyone, My wife and I would like to retire in 9 years from our 8-5 job and pursue our dream in flipping house. Ages: 42 (Bread) & 41 (Tsong). Three kids (3,3, & 12) Occupation: Engineer & Nurse Household income including rental ($16K): $240K Debt is $75K will be paid off in 3 years...