Recent content by ER1970

Fair enough. They obviously need to iron out their differences. I’m just shocked how many people on this site implicitly or explicitly call the wife a gold digger, all while she is supporting her family with HER hard earned and saved money. Yes, supporting a whole family sounds unfair to the...

Again, agreed 100%. If she was sending HIS $$ to support her family, I would say she perhaps is not good with FIRE planning. But she is working and saving, shortly after she married OP and moved to a foreign country. I’m surprised to see all the negative attitudes about Filipino/foreign wives on...

Agreed 100%! But I do think there is a difference here: the wife is helping her family with the $$ she worked to earn and saved, whereas OP would throw his wedding vows away just for $175/m plus couple thousand dollars that the WIFE earned on her own! Unbelievable. Oh right - the OP is not...

Oh boy. When your surroundings turn into Baghdad, I say pack up and move ASAP! At 61, it's not worth it to live in such dangerous environment just to wait for SS. You only have 4 years to bridge in between and you know you already have enough to retire. Please, do you and your beloved ones a...

I think the key question is if you retire next year, how do you fund your expenses in the next 5+ years before receiving pension. It seems most of your $$ is tied up in IRAs which you most likely don't want to touch before 59. I don't think (and certainly hope not) your inheritance will be...

Maybe save the monthly extra $ in an investment account for your future grandkids? Will be a nice surprise gift for them when they grow up.

Sounds so much fun! Go for it. Life is too short. Make sure you budget for a good international health plan, or at least one that covers both the US and Central America. When we thought about wintering in Southeast Asia I checked AXA and some other large HC companies equivalent of Cigna, Aetna...

Really? Show me where(that's not a complete dump)? :nonono:

I paid $250 for a business class upgrade on a 6 hour United flight. It wasn't worth it in my opinion, as that particular flight didn't even have inflight entertainment! However, the $600+30,000 miles upgrade I paid for a 15 hour international flight was well worth it. It's a business first class...

Corporate job. 3 major promotions in the last 10 years. The first time was a 35% increase to move me to a higher level. The 2nd & 3rd time each came with a 15-20% increase.

WOW thank you so much Rodi for the information, very helpful to my friends I am sure. I will pass along your entire response to my friends via email so they can study at their own pace.

Where is "here"? - just trying to have a comparative idea.

Rodi, a quick question on the max OOP: does it mean once you reach/have spent the full amount of annual OOP, the insurance picks up the rest of medical expenses? Or do you have to pay more, on top of that $12K OOP? If so, how do you budget for annual medical expenses? I thought one could just...

You are right about that, PPD111! :) but the way I look at this trend is (trying not to offend anyone), compare to the large groups of immigrants from other part of the world, this new wave of Chinese immigrants are well educated and often bring substantial assets. They contribute significantly...

Is the crime rate that bad in SD? They said public schools are good there, and I assume they will want to live in a community near good schools.